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HomeHome Insurance AgentsTexas › Odessa

Find Home Insurance Agents Near You in Odessa, TX

Browse home insurance agents serving Odessa, Texas. Updated 2026-07-14.

The top-rated home insurance agent in Odessa, Texas is Mike Podzemny - State Farm Insurance Agent, rated 4.9 stars across 416 reviews. Other highly rated options include Nationwide Insurance: Melisa Copeland Strickland LLC, Crystal Johnson - State Farm Insurance Agent, Freeway Insurance. This directory lists 20 home insurance agents serving Odessa.

Showing 20 home insurance agents in Odessa, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mike Podzemny - State Farm Insurance Agent5007 John Ben Shepperd Pkwy(432) 367-0070
2Nationwide Insurance: Melisa Copeland Strickland LLC2240 E 52nd St(432) 366-8888
3Crystal Johnson - State Farm Insurance Agent2479 E 11th St(432) 362-9722
4Freeway Insurance1635 N County Rd W(432) 218-2033
5Amtex Insurance1629 E 8th St(432) 337-3200
6Laura Edge - State Farm Insurance Agent5030 E University Blvd Suite C-103(432) 366-2900
7Killebrew Insurance LLC2531 Roper St(432) 332-6322
8A-MAX Auto Insurance1311 E 8th St(432) 334-8000
9McKenzie Insurance Inc1315 N County Rd W(432) 333-3532
10Nationwide Insurance: Diana Dominguez Agency Inc1301 N Grant Ave(432) 333-3500
MP
5007 John Ben Shepperd Pkwy
Mike Podzemny - State Farm Insurance Agent
Home Insurance Agent · Odessa, TX

Mike Podzemny - State Farm Insurance Agent in Odessa, TX provides comprehensive home insurance coverage options tailored to protect residential properties. Policy services include assistance with claims filing, coverage adjustments, and personalized risk assessments to help safeguard homes against common regional weather events. Regular policy reviews are offered to ensure clients maintain appropriate levels of protection as their needs change over time. This agency handles single-family homes, apartments, retail, and restaurants.

NI
2240 E 52nd St
Nationwide Insurance: Melisa Copeland Strickland LLC
Home Insurance Agent · Odessa, TX

Nationwide Insurance: Melisa Copeland Strickland LLC serves the Odessa, Texas metro area as a home insurance agent, offering local homeowners protection against property damage and liability risks. This agency focuses on helping residents of the Permian Basin find policies that safeguard their dwellings and personal belongings. Coverage options address common regional concerns such as wind, hail, and fire damage. The agent works to match clients with suitable plans for their homes and rental properties. Services include personalized quotes for standard homeowners policies.

CJ
2479 E 11th St
Crystal Johnson - State Farm Insurance Agent
Home Insurance Agent · Odessa, TX

Crystal Johnson - State Farm Insurance Agent serves homeowners, businesses, and property managers in Odessa, Texas, providing home insurance policies that protect dwellings, personal belongings, and liability. The agency helps clients understand coverage options for wind and hail damage, which are common concerns in the region. Customers receive assistance reviewing deductibles and personal property limits to ensure appropriate protection for their individual needs. The office also extends its services to residents and property owners in nearby Midland, Odessa’s neighboring community within the Permian Basin metropolitan area.

FI
1635 N County Rd W
Freeway Insurance
Home Insurance Agent · Odessa, TX

Freeway Insurance serves Odessa, Texas, and the surrounding communities in Ector County and the Permian Basin. As a home insurance agent, the company handles coverage for residential properties, including policies for homeowners, renters, and condominium owners. Navigating local weather risks like hail and high winds, its approach for a typical job involves reviewing the customer’s dwelling value and personal property needs to tailor appropriate policy limits and deductibles.

AI
1629 E 8th St
Amtex Insurance
Home Insurance Agent · Odessa, TX

Amtex Insurance distinguishes between one-time policy reviews and scheduled annual updates, offering flexible options for home insurance needs. Coverage typically includes protection for dwelling, personal property, and liability against common risks in Odessa, Texas. The agency also assists with evaluating replacement cost versus actual cash value for claims. Service for ongoing account management and renewal adjustments runs on a scheduled basis, with policy reviews available as needed for new homeowners or policy changes.

LE
5030 E University Blvd Suite C-103
Laura Edge - State Farm Insurance Agent
Home Insurance Agent · Odessa, TX

Serving Odessa, Texas, and its surrounding communities, Laura Edge - State Farm Insurance Agent handles residential policies designed for homeowners and renters. The operation addresses standard coverages for property damage and liability risks. It manages policy customization to align with individual property needs. The typical job commences with a consultation to evaluate the client’s specific dwelling and contents. It concludes by tailoring a coverage plan that balances protection requirements with budget considerations.

KI
2531 Roper St
Killebrew Insurance LLC
Home Insurance Agent · Odessa, TX

Killebrew Insurance LLC in Odessa, TX, helps homeowners distinguish between one-time policy purchases and recurring coverage options that protect their property over many years. A home insurance agent from this local agency can explain how standard policies generally cover dwelling damage, personal belongings, and liability against accidents on the property. Depending on the homeowner’s needs, they may also discuss optional endorsements for specific risks common to the region. Service for policy selection and claims support runs on both a scheduled and as-needed basis throughout the term.

MA
1311 E 8th St
A-MAX Auto Insurance
Home Insurance Agent · Odessa, TX

Specializing in coverage for dwelling and personal property protection, A-MAX Auto Insurance also assists homeowners in Odessa, Texas with liability and additional living expense policies for broader security. Its general service work includes evaluating home replacement costs and endorsing valuable items. The agency helps clients prepare local insurance documents and review policy limits. By summer storm season, it aids homeowners in assessing flood and wind damage exclusions to ensure sufficient coverage.

MI
1315 N County Rd W
McKenzie Insurance Inc
Home Insurance Agent · Odessa, TX

McKenzie Insurance Inc specializes in offering tailored home insurance policies to protect residential properties in Odessa, Texas. It works closely with clients to assess coverage needs for dwelling protections, personal belongings, and liability. The company assists with standard concerns such as fire and theft, as well as region-specific risks. McKenzie Insurance Inc also helps homeowners navigate claims related to hailstorms, which are common seasonal threats in the area.

NI
1301 N Grant Ave
Nationwide Insurance: Diana Dominguez Agency Inc
Home Insurance Agent · Odessa, TX
FI
1516 E 8th St
Freeway Insurance
Home Insurance Agent · Odessa, TX
(432) 296-4018
locations.freeway.com/odessa-car-insurance-tx-79761
TI
1104 E 8th St
Torres Insurance
Home Insurance Agent · Odessa, TX
(432) 272-0497
torresinsure.com
FS
1127 W University Blvd
Five Star Insurance
Home Insurance Agent · Odessa, TX
(432) 653-4812
fivestarinsurance.co
MA
601 Dotsy Ave
Martinez and Associates Insurance
Home Insurance Agent · Odessa, TX
(432) 580-8750
martinezandassociatesinsurance.com
MV
5030 E University Blvd Suite A 103
Mindy Villalobos Insurance Agency
Home Insurance Agent · Odessa, TX
(432) 366-0000
agents.farmers.com/tx/odessa/melinda-villalobos
PA
1800 Andrews Hwy
Permian Agency Insurance
Home Insurance Agent · Odessa, TX
(432) 333-1483
permianagencyins.com
FI
1428 N Lee Ave
Fernandez Insurance Agency
Home Insurance Agent · Odessa, TX
(432) 332-3119
fernandezinsagency.com
GI
3011 Andrews Hwy Suite B-200
Goosehead Insurance - Blanca Nieto
Home Insurance Agent · Odessa, TX
(432) 256-4049
goosehead.com/agents/tx/odessa/blanca-nieto
AD
3527 Billy Hext Rd Bldg A
Allbright & Duncan Insurance
Home Insurance Agent · Odessa, TX
(432) 362-6361
allbrightduncan.com
HO
4800 E University Blvd UNIT B
Higginbotham - Odessa
Home Insurance Agent · Odessa, TX
(432) 368-7676
higginbotham.com/locations/odessa

What Does a a Home Insurance Agent in Odessa Cost?

The average cost of homeowners insurance in Texas is around $2,500 per year but Odessa rates can vary based on your homes age construction and location. A typical policy for a $250,000 home in Odessa may range from $1,800 to $3,200 annually depending on coverage levels and deductible amounts. Factors like proximity to fire stations and your claims history also affect your premium. This is general information and not insurance advice.

About home insurance agents in Odessa

Home insurance agents in Odessa Texas help residents find coverage for their homes against risks like hail and wind damage common in the Permian Basin. Texas law does not require homeowners insurance but mortgage lenders typically do require it. Agents can explain policy options including HO-B and HO-C forms which are standard in the state.

Frequently Asked Questions

What does a home insurance agent in Odessa do?

A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain deductibles coverage limits and exclusions for perils like fire theft and weather events. Agents also assist with filing claims and updating your policy as your situation changes.

Is homeowners insurance required by law in Texas?

Texas law does not require homeowners insurance but your mortgage lender will require it to protect their investment. If you own your home outright you can choose to go without coverage but this carries significant financial risk. Most Odessa homeowners carry a policy to protect against common local hazards.

How does hail damage coverage work in Odessa Texas?

Standard homeowners policies in Odessa typically cover hail damage which is common in the region. You pay your deductible and the insurance company covers the remaining repair costs up to your policy limits. Some policies may have separate wind and hail deductibles often set as a percentage of your home value.

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Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.