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Directory of home insurance agents in Port Isabel, Texas. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Port Isabel, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 4 home insurance agents in Port Isabel, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fred Loya Insurance
1401 State Park Rd 100 Ste 4, Texas 100, Port Isabel, TX 78578
(956) 943-8484
fredloya.com
South Texas Gutierrez Insurance Services
202 W Queen Isabella Blvd, Port Isabel, TX 78578
(956) 943-1032
southtexasgutierrezins.com
Coleman Hall & Heinze Insurance
302 E Queen Isabella Blvd # A, Port Isabel, TX 78578
(956) 943-6481
cameroncountyinsurance.com
Cameron County Insurance
302 E Queen Isabella Blvd, Port Isabel, TX 78578
(956) 943-6481
cameroncountyinsurance.com
Home insurance agents in Port Isabel, Texas help homeowners find coverage for their property. Because Port Isabel is on the Gulf Coast, agents often assist with windstorm and flood insurance policies. Texas law requires insurers to offer windstorm coverage through the Texas Windstorm Insurance Association for eligible coastal areas.
What Does a Home Insurance Agent in Port Isabel Cost?
Home insurance costs in Port Isabel vary based on the home value, age, and location. A typical policy in Texas costs around $2,000 to $3,500 per year, but coastal properties may pay more due to windstorm and flood risks. Windstorm coverage alone can add $1,000 to $3,000 annually. Flood insurance through NFIP averages about $700 to $1,200 per year in high-risk zones. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Port Isabel do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy details like deductibles and limits. They also help you understand Texas-specific requirements for coastal windstorm coverage.
Do I need flood insurance in Port Isabel Texas?
Flood insurance is not required by Texas law, but most mortgage lenders in flood zones will require it. Port Isabel is in a high-risk flood area, so agents often recommend a separate flood policy through the National Flood Insurance Program. Standard home insurance policies do not cover flood damage.
How does Texas windstorm insurance work in Port Isabel?
Texas Windstorm Insurance Association provides wind and hail coverage for properties in designated coastal counties like Cameron County. You must buy this through a licensed agent. Your home insurance agent can help you apply and explain the eligibility requirements and waiting periods.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.