The top-rated home insurance agent in Richardson, Texas is Rodriguez Insurance Agency LLC, rated 4.7 stars across 1,181 reviews. Other highly rated options include Insurance Source Of Dallas, Erick Martinez - State Farm Insurance Agent, Farmers Insurance - Lane Hamilton. This directory lists 20 home insurance agents serving Richardson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rodriguez Insurance Agency LLC | 901 Waterfall Way #701 | (972) 528-6695 |
| 2 | Insurance Source Of Dallas | 888 S Greenville Ave Ste 134 | (972) 907-1100 |
| 3 | Erick Martinez - State Farm Insurance Agent | 2107 W Buckingham Rd | (214) 556-2092 |
| 4 | Farmers Insurance - Lane Hamilton | 2113 E Arapaho Rd | (469) 802-6595 |
| 5 | Insurance of DFW | 1056 E Belt Line Rd | (469) 518-9695 |
| 6 | Patel Insurance Agency: Allstate Insurance | 1701 N Collins Blvd Ste 336 | (972) 231-6500 |
| 7 | Decisive Insurance Agency | 2100 N Greenville Ave ste 203 | (214) 730-0391 |
| 8 | Farmers Insurance - Cindy Montgomery | 1350 E Arapaho Rd #226 | (972) 671-7039 |
| 9 | My Pham Agency | 1320 E Belt Line Rd | (214) 483-9494 |
| 10 | Basha Insurance | 1001 S Sherman St ste 100D | (972) 677-7770 |
Rodriguez Insurance Agency LLC serves the Richardson, Texas, area as a home insurance agent. The company helps homeowners find coverage for their property, including protection against common local risks such as hail and wind damage. It offers policies that cover a dwelling’s structure and personal belongings. Clients can discuss standard and comprehensive homeowners plans. The agency specifically addresses binding new policies and assisting with claims related to storm or water damage.
Insurance Source Of Dallas offers a full range of home insurance services for property owners in the Richardson, TX area. It helps clients select appropriate coverage limits and navigate policy options to protect their investments against common local risks. The agency provides supporting documentation and processes renewals to maintain continuous protection. It also assists with adjustments to policies when clients renovate or purchase new furnishings. The firm services single-family homes, apartments, retail locations, and restaurant properties.
Erick Martinez - State Farm Insurance Agent provides coverage solutions for homeowners, renters, and property managers across the Richardson area. The agency helps clients protect their residences and financial interests with standard policies and risk consultations. Services include customizing deductible options, assessing liability needs, and reviewing coverage for personal property. This location also serves residents in the nearby communities of Garland and Plano within the greater Dallas-Fort Worth metroplex.
Serving Richardson, TX, and the surrounding communities, Farmers Insurance - Lane Hamilton handles home insurance agent needs, including coverage options for property damage, liability, and personal belongings. It works with clients to address both homeowners and renters policies, helping to protect against common regional weather events. A typical job involves evaluating individual property risks, discussing available policy features, explaining deductibles, and tailoring a coverage plan that fits the client’s specific budget and protection requirements.
Insurance of DFW, a home insurance agent in Richardson, TX, offers both a one-time policy purchase for a single coverage period and a recurring service option that renews the policy annually. Coverage is designed to protect a home’s structure, personal belongings, and liability against common local perils, with the standard term lasting twelve months. Service runs on a scheduled, annual basis at each renewal, though an as-needed consultation is always available upon request.
Patel Insurance Agency: Allstate Insurance specializes in structuring homeowners policies to protect single-family residences. It also provides guidance on standard coverage options for local property owners in Richardson, Texas. The agency works to match each home with the appropriate level of protection against common regional risks. During the spring storm season, it helps clients review their deductibles and policies to ensure adequate coverage for hail and wind damage.
When winter storms or spring hailstorms threaten homes in Richardson, Decisive Insurance Agency offers protection with home insurance policies tailored to local risks. As a dedicated home insurance agent, the company helps property owners navigate coverage for roof damage, plumbing freezes, and wind-related claims common across the Dallas-Fort Worth area. They work to match each policy to the specific square footage, construction type, and age of the house rather than offering generic plans. An initial inspection and walkthrough of the property features provides a firm foundation for the assessment.
As a home insurance agent, Farmers Insurance - Cindy Montgomery assists property owners in the Richardson, TX area with standard dwelling coverage and associated liability protection. Specializing in add-on endorsements, the agency can help customize policies with valuable provisions for personal property replacement cost or water backup of sewers and drains. Serving diverse commercial sectors, this agent can address coverage needs for general offices, warehouse facilities, and various food service operations including restaurants and retail bakeries.
My Pham Agency provides residential home insurance services to clients in and around Richardson, Texas. Commercial coverage options are also available for local business property needs. The agency serves homeowners throughout the broader Dallas-Fort Worth metro area, offering protection for a range of dwelling types and personal assets. Clients receive clear policy explanations and assistance with filing claims when necessary. Many customers schedule a follow-up appointment at the time of a policy review to ensure ongoing coverage between regular service visits.
Basha Insurance of Richardson, Texas, is known for providing home insurance policies that protect residential property assets. The agency guides local homeowners through coverage options for perils such as fire, theft, and weather damage. It helps clients secure standard policies that meet lender requirements and adjust deductibles to fit individual budgets. For an additional service, the agency can arrange personal umbrella liability coverage to extend protection beyond standard policy limits.
What Does a a Home Insurance Agent in Richardson Cost?
The average cost of home insurance in Texas is around $2,000 to $3,000 per year for a typical policy. In Richardson rates may vary based on home value age construction and claims history. Costs also depend on coverage limits and deductibles you choose. This is general information and not insurance advice.
About home insurance agents in Richardson
Home insurance agents in Richardson Texas help homeowners find coverage that meets state requirements and protects against local risks like hail and wind damage. Texas law does not require home insurance but mortgage lenders usually do. Agents can explain policy options including HO A HO B and HO C forms common in Texas.
Frequently Asked Questions
What does a home insurance agent in Richardson do?
A home insurance agent in Richardson helps you compare policies from different companies. They explain coverage limits deductibles and Texas specific endorsements like windstorm or hail coverage. They also assist with filing claims and policy changes.
Does Texas law require home insurance?
Texas law does not require homeowners to have insurance. However most mortgage lenders require a policy that meets their minimum coverage standards. Agents can help you find a policy that satisfies your lender and protects your home.
What is the typical home insurance claim deadline in Texas?
In Texas you generally have one year from the date of loss to file a claim for property damage. This time limit is set by Texas Insurance Code Section 541.162. An agent can help you understand your policy deadlines and filing process.