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Directory of home insurance agents in Royse City, Texas. Verify credentials with the state department of insurance before hiring.
15 agents listed
Updated May 2026
Royse City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 15 home insurance agents in Royse City, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kari Hargrave - State Farm Insurance Agent
109 W Main St A, Royse City, TX 75189
(972) 635-9995
karihargrave.com
Dominic Schillace - State Farm Insurance Agent
1101 W Interstate 30 Suite 104, Royse City, TX 75189
(972) 635-8458
sftexasdom.com
Farmers Insurance - Khristopher Vancil
5196 TX-276, Royse City, TX 75189
(214) 308-6508
agents.farmers.com
TWFG Caldwell Insurance
403 S Elm St, Royse City, TX 75189
(972) 635-6772
caldwellinsure.com
Mark's Insurance
2994 FM551, Royse City, TX 75189
(972) 373-4496
Texas Farm Bureau Insurance - Chris Cromer
7320 FM 35, Royse City, TX 75189
(972) 635-6464
txfb-ins.com
Terry Hayden: Allstate Insurance
4864 TX-276, Royse City, TX 75189
(972) 722-0025
agents.allstate.com
Fast Checker Insurance Agency
4868 TX-276, Royse City, TX 75189
(972) 954-9071
agents.allstate.com
Farmers Insurance - Patrick Raines
422 I-30 Ste I, Royse City, TX 75189
(972) 722-7496
agents.farmers.com
Herald Insurance Group Medicare Plans
512 Timberhaven Terrace, Royse City, TX 75189
(214) 395-5011
heraldins.com
Kuykendall Insurance
9459 FM 35, Royse City, TX 75189
(972) 635-6255
kuykendall-insurance.com
Endeavor General Agency LLC
3723 FM551, Royse City, TX 75189
(972) 772-1820
Ron Olson: Allstate Insurance
118 E Main St #100, Royse City, TX 75189
(972) 636-7955
agents.allstate.com
Texas Farm Bureau Insurance Company
7320 FM 35, Royse City, TX 75189
(972) 635-6464
txfb-ins.com
Mahaffey Insurance Agency LLC
106 E Main St, Royse City, TX 75189
(469) 707-3063
mahaffeyins.com
Home insurance agents in Royse City Texas help property owners find coverage that meets Texas specific requirements. Texas law does not mandate home insurance but mortgage lenders usually require it. Local agents can explain policy options for windstorm and hail damage common in the region.
What Does a Home Insurance Agent in Royse City Cost?
Typical home insurance costs in Texas range from about 1,500 to 3,500 per year for a standard policy. Factors like roof age deductible amount and coverage limits affect the final price. In Royse City rates may be higher due to hail and windstorm risks. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Royse City do?
A home insurance agent helps you compare policies from different carriers. They explain coverage limits deductibles and Texas specific endorsements like water backup or ordinance and law coverage. They also assist with claims and policy changes.
Do I need home insurance in Royse City Texas?
Texas state law does not require home insurance. However most mortgage lenders require a policy that covers at least the loan amount. Without insurance you risk paying out of pocket for damage from fire storms or theft.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.