ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsTexas › San Marcos

Find Home Insurance Agents Near You in San Marcos, TX

Browse home insurance agents serving San Marcos, Texas. Updated 2026-07-14.

The top-rated home insurance agent in San Marcos, Texas is Freeway Insurance, rated 4.9 stars across 680 reviews. Other highly rated options include Rosie Garcia - State Farm Insurance Agent, Farmers Insurance - Matthew Patterson, Rob Geiger - GEICO Insurance Agent. This directory lists 22 home insurance agents serving San Marcos.

Showing 22 home insurance agents in San Marcos, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1404 Clarewood Dr Ste 113(512) 842-8706
2Rosie Garcia - State Farm Insurance Agent2401 Hunter Rd Ste 500(512) 392-8050
3Farmers Insurance - Matthew Patterson222 E Hutchison St(512) 396-1234
4Rob Geiger - GEICO Insurance Agent2804 Hunter Rd(737) 373-6000
5Ryan Powell - State Farm Insurance Agent1205 TX-123 #301(512) 392-4433
6Rosado Insurance Agency800 I-35(512) 805-8898
7Brian Parker: Allstate Insurance1244 TX-123(512) 392-2822
8Amber Leighe Armer - State Farm Insurance Agent460 W Holland St(512) 353-2800
9San Marcos Insurance Agency, Inc.1517 Aquarena Springs Dr(512) 754-7119
10Pronto Insurance1104 Thorpe Ln(512) 216-6150
FI
1404 Clarewood Dr Ste 113
Freeway Insurance
Home Insurance Agent · San Marcos, TX

Freeway Insurance serves the San Marcos, Texas, area as a provider of home insurance agent services. It helps local homeowners find coverage for their properties, including protection against common regional risks like severe weather and fire. The agency works with clients to select policies that match individual needs and budgets. Its services include assistance with filing claims and reviewing existing policies for potential savings. Freeway Insurance specifically handles standard homeowner policies and rental property insurance in this area.

RG
2401 Hunter Rd Ste 500
Rosie Garcia - State Farm Insurance Agent
Home Insurance Agent · San Marcos, TX

Rosie Garcia - State Farm Insurance Agent serves the San Marcos, Texas area. The agency helps residents and local property owners with home insurance policies that can cover dwelling, personal belongings, and liability protection. They also work to customize plans that meet individual household needs and local risk factors. Services include explaining policy options, processing claims, and adjusting coverage as circumstances change. The agency specifically handles wind and hail damage coverage and water backup protection for homes in this region.

FI
222 E Hutchison St
Farmers Insurance - Matthew Patterson
Home Insurance Agent · San Marcos, TX

Farmers Insurance - Matthew Patterson offers a full range of home insurance solutions, from standard homeowner policies to comprehensive protection covering liability, personal property, and additional structures. Customizable service plans are available to help clients adjust coverage limits or deductibles as their needs evolve. This agency also assists with policy bundling for added convenience. It services single-family homes, apartments, retail, and restaurants in the San Marcos, TX, area.

RG
2804 Hunter Rd
Rob Geiger - GEICO Insurance Agent
Home Insurance Agent · San Marcos, TX

Rob Geiger - GEICO Insurance Agent serves homeowners, renters, and landlords in the San Marcos area, helping them secure policies that protect their property and personal belongings. The agency provides guidance on coverage options to address common local risks and assists with claims support when needed. Working with this agent ensures access to a national insurer’s resources while receiving personalized service from a local professional. This office also extends its home insurance services to residents in Kyle.

RP
1205 TX-123 #301
Ryan Powell - State Farm Insurance Agent
Home Insurance Agent · San Marcos, TX

Specializing in tailored home insurance policies from wind damage protections to liability coverage, Ryan Powell - State Farm Insurance Agent in San Marcos, TX works with local homeowners to assess dwelling and personal property needs. It evaluates individual risks ranging from aging roofs to pool or trampoline liabilities and recommends standard or extended replacement cost options. The agency also helps clients navigate coverage adjustments following major hail storms, a frequent seasonal concern for area homeowners.

RI
800 I-35
Rosado Insurance Agency
Home Insurance Agent · San Marcos, TX

Serving San Marcos, Texas, and the surrounding Hays County communities, Rosado Insurance Agency handles residential property insurance policies for local homeowners. It covers protection for the dwelling itself along with personal belongings and liability coverage. The agency also assists clients in navigating policy options for additional structures or flood risks in the area. To handle a typical job, it reviews each homeowner’s specific property details and coverage needs before presenting personalized plan options.

BP
1244 TX-123
Brian Parker: Allstate Insurance
Home Insurance Agent · San Marcos, TX

Some home insurance needs are met with a single initial policy setup, while others require ongoing adjustments for changing property values or personal assets. As a home insurance agent in San Marcos, TX, Brian Parker: Allstate Insurance helps clients select appropriate coverage for dwellings, personal belongings, and liability protection. This service also explains common local risks, such as weather-related damage, and how different policy endorsements address them. Coverage reviews and policy updates run on an as-needed basis, triggered by major purchases, home renovations, or annual renewal discussions.

AL
460 W Holland St
Amber Leighe Armer - State Farm Insurance Agent
Home Insurance Agent · San Marcos, TX

As storm season approaches in San Marcos, homeowners often find themselves reviewing their coverage to ensure adequate protection. Amber Leighe Armer - State Farm Insurance Agent helps residents assess their policies to meet evolving needs. The company works with clients to understand typical local risks and find appropriate levels of dwelling and liability coverage. Home insurance agents in this area typically guide customers through deductibles and policy options for personal property. An initial inspection of the property generally follows the first consultation to determine the home’s condition before providing a tailored quote.

SM
1517 Aquarena Springs Dr
San Marcos Insurance Agency, Inc.
Home Insurance Agent · San Marcos, TX

San Marcos Insurance Agency, Inc., located in San Marcos, TX, assists property owners with home insurance coverage to protect their residences and personal belongings from common regional risks. The company provides specialty add-ons such as policies for additional structures, flood damage, or personal liability protection beyond standard plans. It serves a wide range of commercial sectors, including offices needing liability coverage, warehouses requiring inventory and equipment protection, and food service operations seeking general liability and property insurance.

PI
1104 Thorpe Ln
Pronto Insurance
Home Insurance Agent · San Marcos, TX

Pronto Insurance offers specialized home coverage options tailored to protect residential properties from common local risks. As a home insurance agent serving Waco, Texas, the agency assists clients with securing policies that safeguard dwellings and personal belongings against damage or loss. It provides general guidance on policy selection, coverage limits, and deductible choices to meet individual homeowner needs. The company also helps residents address concerns related to severe spring storms or occasional hail events that regularly threaten homes in the region.

RA
651 E Hopkins St
Remco Auto Insurance
Home Insurance Agent · San Marcos, TX
(512) 400-7111
remco.com/san-marcos
AI
118 E San Antonio St
Allstate Insurance: Chandler Insurance Group
Home Insurance Agent · San Marcos, TX
(512) 396-5277
agents.allstate.com/chandler-insurance-group-san-marcos-tx.html
MI
1904 Old Ranch Rd 12 #115
Meadows Insurance Agency San Marcos
Home Insurance Agent · San Marcos, TX
(512) 392-9000
meadowsinsuranceagency.com
II
111C E McCarty Ln
Integrity Insurance Solutions
Home Insurance Agent · San Marcos, TX
(512) 396-2211
iis-tx.com
IA
112 N LBJ Dr
Insurance Agency of San Marcos
Home Insurance Agent · San Marcos, TX
(512) 396-8290
insagencyofsanmarcos.com
CI
5573, 101 W San Antonio St suite a
Cisneros Insurance Agency
Home Insurance Agent · San Marcos, TX
(512) 805-8760
cisnerosinsurance.net
GI
1205 TX-123 Suite 302
Goosehead Insurance - Jacob Frankel
Home Insurance Agent · San Marcos, TX
(512) 201-4535
goosehead.com/agents/tx/san-marcos/jacob-frankel
PI
651 E Hopkins St
Pronto Insurance
Home Insurance Agent · San Marcos, TX
(512) 400-7111
prontoinsurance.com/agentdetail/sanmarcos-auto-332
GI
221 North St
Germer Insurance Services
Home Insurance Agent · San Marcos, TX
(512) 295-6530
germerinsurance.com/san-marcos-texas
CN
3209 I-35
Chuck Nash Allstate Insurance
Home Insurance Agent · San Marcos, TX
(512) 546-7100
chucknashallstate.com
BI
225 W Hopkins St
Benchmark Insurance Group Inc
Home Insurance Agent · San Marcos, TX
(512) 754-2700
benchmark-ins.com
TF
102 Whitetail Dr # 100
Texas Farm Bureau Insurance
Home Insurance Agent · San Marcos, TX
(512) 754-6665
txfb-ins.com

What Does a a Home Insurance Agent in San Marcos Cost?

The average cost of home insurance in Texas is around $2,500 to $3,500 per year for a standard policy, but rates vary widely by location, home value, and coverage level. In San Marcos, factors like proximity to the San Marcos River and local wildfire risk can affect premiums. Deductibles typically range from 1% to 2% of the dwelling coverage amount. This is general information and not insurance advice.

About home insurance agents in San Marcos

Home insurance agents in San Marcos Texas help homeowners find coverage that meets their needs and budget. Texas law requires insurers to offer windstorm and hail coverage in certain areas, and agents can explain these options. Local agents understand the specific risks for homes in Hays County, including flash flooding and wildfire exposure.

Frequently Asked Questions

What does a home insurance agent in San Marcos do?

A home insurance agent helps you compare policies from different insurers and explains coverage types like dwelling, personal property, and liability. They also advise on Texas specific endorsements such as water backup or ordinance and law coverage. Agents do not set prices but can help you find a policy that fits your situation.

Do I need flood insurance for my San Marcos home?

Standard home insurance policies in Texas do not cover flood damage. If your home is in a Special Flood Hazard Area as mapped by FEMA, your lender may require flood insurance. Even outside high risk zones, flooding from heavy rain can occur, so an agent can help you consider a separate flood policy.

How does Texas law affect home insurance claims?

Texas has a two year statute of limitations for filing a lawsuit on a home insurance claim under the Texas Insurance Code. Insurers must acknowledge your claim within 15 days and accept or reject it within 15 business days after receiving all needed information. An agent can explain these timelines and your rights.

Home Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.