The top-rated home insurance agent in Temple, Texas is Shaffin Wegener - State Farm Insurance Agent, rated 5.0 stars across 943 reviews. Other highly rated options include Maxwell Financial Group: Allstate Insurance, Freeway Insurance, Nichole Guajardo - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Temple.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shaffin Wegener - State Farm Insurance Agent | 4212 S 5th St | (254) 228-0369 |
| 2 | Maxwell Financial Group: Allstate Insurance | 201 Clinite Grove Blvd Ste 110 | (254) 332-1263 |
| 3 | Freeway Insurance | 1220 S 1st St | (254) 859-4018 |
| 4 | Nichole Guajardo - State Farm Insurance Agent | 2810 Oakdale Dr | (254) 773-3276 |
| 5 | Pronto Insurance | 1505 W Adams Ave | (254) 800-1000 |
| 6 | Remco Auto Insurance | 1310 S 31st St | (254) 771-2000 |
| 7 | Tyler Jermstad - State Farm Insurance Agent | 609 Meiomi Dr | (254) 774-9090 |
| 8 | AllAbout Insurance | 4102 S 31st St #300 | (254) 773-3833 |
| 9 | A-MAX Auto Insurance | 1405 W Adams Ave | (254) 773-9000 |
| 10 | Texell Insurance | 7083 Members Pkwy #109 | (254) 774-5181 |
Shaffin Wegener - State Farm Insurance Agent serves the Temple, Texas area, providing home insurance policies and related coverage options. As a local home insurance agent, this office helps customers protect their residences against common regional risks. Clients can receive guidance on structuring a policy that covers the dwelling and personal belongings. The agency also assists with liability protection and additional living expenses for homeowners. It handles policy adjustments for remodeling and new home purchases in Temple.
Maxwell Financial Group: Allstate Insurance offers a comprehensive range of home insurance services, including customized coverage options to protect clients’ properties against common local risks. Its ongoing service plans involve regular policy reviews to ensure adequate protection as needs evolve over time. The agency provides tailored solutions for various residential and commercial properties in the Temple, Texas area, including single-family homes, apartments, retail spaces, and restaurants.
Freeway Insurance serves homeowners, businesses, and property managers in Temple, Texas, providing coverage for single-family homes, condominiums, and rental properties. The agency assists clients in selecting policies that protect their dwellings and personal belongings against local weather risks. It also offers guidance on liability coverage and additional living expense protection. The company extends its home insurance services to nearby communities within the Bell County metro area, including Harker Heights and Killeen.
Nichole Guajardo - State Farm Insurance Agent in Temple, TX, provides a full range of home insurance services, including basic dwelling coverage and liability protection. It offers standard maintenance plans that cover policy reviews and periodic consultations to ensure adequate protection. The agency serves properties such as single-family homes, apartments, and rental units, as well as commercial locations like retail stores and restaurants.
Pronto Insurance offers specialized home coverage options tailored to protect residential properties from common local risks. As a home insurance agent serving Waco, Texas, the agency assists clients with securing policies that safeguard dwellings and personal belongings against damage or loss. It provides general guidance on policy selection, coverage limits, and deductible choices to meet individual homeowner needs. The company also helps residents address concerns related to severe spring storms or occasional hail events that regularly threaten homes in the region.
Remco Auto Insurance provides its services in Temple, Texas, and the surrounding communities of Central Texas. It specializes in helping homeowners secure appropriate insurance coverage for their properties. The company handles standard policies for single-family residences and also works on more complex homeowner insurance needs. Giving each client straightforward explanations of policy terms and coverage options is a central part of its typical service approach, ensuring informed decisions are made without pressure.
Based in Temple, TX, Tyler Jermstad - State Farm Insurance Agent serves Temple and the surrounding Central Texas communities. This agency handles homeowners insurance policies designed to protect single-family residences and their contents from common perils. Covering issues such as fire, theft, and weather-related damage, it helps residents secure financial protection for their property. When handling a typical job, the agent starts with a thorough review of a home's rebuild value and local risk factors to recommend a suitable policy.
AllAbout Insurance serves homeowners, renters, and property managers in the Temple area, providing home insurance agent services to protect residential and investment properties. Clients rely on this local agency for guidance on standard and specialized coverage options suited to regional needs. The office assists with policy selection and claims support for a range of dwelling types. AllAbout Insurance also covers surrounding communities within the Bell County metro, including Belton and Harker Heights.
A-MAX Auto Insurance in Temple, Texas, offers both one-time and scheduled options for home insurance, tailoring service to individual property needs. Their local agents explain coverage differences, such as dwelling protection and liability, to help homeowners select appropriate plans. Services are available on an as-needed basis, with clients able to request policy reviews or adjustments whenever their circumstances change.
Some home insurance agents offer ongoing support for policy renewals while others handle one-time shopping for new coverage. Texell Insurance in Temple, TX provides home insurance agent services that assist clients in securing appropriate protection for their properties and belongings. The agent helps match homeowners with policies that address local risks in the Central Texas area. Clients may schedule a single consultation or request periodic reviews of their existing policies as their coverage needs evolve. Service runs on either a one-time or as-needed basis.
What Does a a Home Insurance Agent in Temple Cost?
Home insurance costs in Temple, Texas typically range from 1,200 to 3,500 dollars per year for a standard policy. Factors include home age, construction type, roof condition, and credit score. Texas law also allows insurers to use a loss history report. Costs vary by case and coverage options. This is general information, not insurance advice.
About home insurance agents in Temple
A home insurance agent in Temple, Texas can help you navigate coverage options specific to the state. Texas law requires insurers to offer windstorm and hail coverage in certain areas, and an agent can explain how this applies to your home. They also assist with comparing policies from different carriers to find a plan that fits your needs and budget.
Frequently Asked Questions
What does a home insurance agent in Temple do?
A home insurance agent helps you find and purchase a homeowners policy. They explain coverage types, deductibles, and Texas-specific endorsements like water damage or replacement cost. They also assist with claims and policy changes.
Do I need windstorm insurance in Temple Texas?
Windstorm insurance is not required by state law for all homes, but mortgage lenders often require it. In Temple, you may need a separate windstorm policy or a HO-B policy that includes wind coverage. An agent can check your specific risk.
How do Texas home insurance rates compare to other states?
Texas home insurance rates are among the highest in the US due to weather risks like hail and tornadoes. Average annual premiums in Texas range from 1,500 to 3,000 dollars depending on location, home value, and coverage level. An agent can provide quotes for Temple.