The top-rated home insurance agent in Terrell, Texas is Farmers Insurance - Casi Akins, rated 4.9 stars across 166 reviews. Other highly rated options include Graylan Dabney - State Farm Insurance Agent, RW Insurance Services Inc, Groom Insurance. This directory lists 16 home insurance agents serving Terrell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Casi Akins | 106 E Moore Ave | (972) 524-3001 |
| 2 | Graylan Dabney - State Farm Insurance Agent | 309 FM148 ste b | (972) 524-4194 |
| 3 | RW Insurance Services Inc | 105 E High St suite d | (972) 563-6422 |
| 4 | Groom Insurance | 804 E Moore Ave | (972) 551-1635 |
| 5 | Travis Wilson - State Farm Insurance Agent | 201 W Nash St Ste 102 | (972) 563-1500 |
| 6 | Curt Thomas Cilio: Allstate Insurance | 200 Fourth St Ste A | (972) 564-5580 |
| 7 | Serrato Insurance Agency | 100 Lee St | (469) 474-7527 |
| 8 | Hernandez Insurance Agency | 704 W Moore Ave | (972) 524-9800 |
| 9 | Fred Loya Insurance | 1900 W Moore Ave | (972) 551-0664 |
| 10 | Texas Farm Bureau Insurance Company | 371 FM148 | (972) 524-5898 |
Farmers Insurance - Casi Akins serves the Terrell, Texas area, providing home insurance agent services. This agency works with local homeowners to secure protection for their property and belongings against common regional risks. Their offerings include standard hazard insurance policies tailored to residential needs. They also assist with bundling home and auto coverage for potential savings. In this area, they specifically handle dwelling policies and personal liability coverage necessary for protecting family assets.
Graylan Dabney - State Farm Insurance Agent provides a range of home insurance services for the Terrell, TX area. Typical offerings include coverage options for dwelling protection, personal property, and liability. The agency assists clients in reviewing their existing policies and helps adjust coverage as needs change over time. It also guides customers through the claims process and offers periodic policy reviews to maintain adequate protection. The agency services single-family homes, apartments, retail locations, and restaurants.
RW Insurance Services Inc serves Terrell, Texas, and the surrounding communities in Kaufman County, offering a range of home insurance policy options to local homeowners. It handles property coverage needs for single-family residences, including protection against common regional weather risks such as hail and windstorms. The agency reviews individual property conditions and coverage limits with each client to tailor a plan that fits specific household requirements. For a typical job, it conducts a thorough property assessment and then compares multiple carrier options to find suitable coverage.
Groom Insurance serves homeowners, businesses, and property managers in Terrell, TX, seeking reliable protection for their residential and commercial assets. The agency offers standard home insurance policies that cover dwelling, personal property, and liability risks common to this region. Clients can discuss their specific coverage needs and explore options that align with their property type and budget. The company also provides its local expertise and insurance services to property owners in the neighboring community of Forney and the greater Kaufman County area.
When seeking coverage for a home in Terrell, some clients prefer a single comprehensive policy discussion, while others need ongoing adjustments as their property changes. Travis Wilson - State Farm Insurance Agent offers both a one-time policy review and recurring annual consultations to adapt homeowners insurance as needs evolve, protecting the dwelling, belongings, and liability within standard local guidelines. Service adjustments are available as-needed, whether for a new policy, a mid-term change, or an annual renewal. -
Curt Thomas Cilio: Allstate Insurance writes standard homeowners policies, including dwelling, liability, and personal property coverage tailored to Terrell properties. It coordinates policy bundling with auto insurance for account discounts and assists local clients with replacement cost valuations to align coverage with construction costs. The agency advises on specific seasonal concerns in Terrell, such as hailstorm damage from spring thunderstorms.
After spring storms roll through Terrell, many homeowners find themselves checking for roof or fence damage. Serrato Insurance Agency helps local residents review their existing policies to ensure adequate coverage for such weather-related repairs. Located to serve the Terrell area, this independent home insurance agent works with clients to compare options suited to different property types and budgets in North Texas. New policy discussions typically begin by scheduling an inspection of the home’s exterior and interior to assess replacement costs.
Hernandez Insurance Agency connects homeowners in Terrell with suitable coverage and assists with specialty add-ons such as flood protection or valuable items endorsements. Agents help residents understand local risks like severe weather that may affect houses. They factually review policy details so families can select proper deductibles and liability limits. The agency serves various commercial account classes, including small offices, warehouses, and food service establishments.
Serving Terrell, Texas, and the surrounding communities, Fred Loya Insurance handles home insurance policies designed to protect homeowners from property damage and liability. The company helps clients assess their dwelling and personal property coverage needs to ensure adequate protection for their assets and daily living expenses. For a typical job, the agent gathers detailed information on the property’s condition and the client’s risk concerns to recommend a suitable policy that balances coverage limits with cost.
Texas Farm Bureau Insurance Company in Terrell, Texas, offers both one-time policy setup and recurring service adjustments, ensuring homeowners select coverage that fits their property needs. Agents tailor protection for potential local weather risks, including wind and hail damage common to the region. This Home Insurance Agent provides ongoing policy reviews to match changing home values or renovations. Consultations are available on a one-time, scheduled, or as-needed basis, with walk-in appointments accepted during regular business hours.
What Does a a Home Insurance Agent in Terrell Cost?
Home insurance costs in Texas average around $2,500 to $3,500 per year for a standard policy but rates vary by location home value and coverage level. Terrell homeowners may pay more due to hail and windstorm risks. Factors like home age roof condition and credit history also affect premiums. This is general information and not insurance advice.
About home insurance agents in Terrell
Home insurance agents in Terrell Texas help you find coverage that meets state requirements and protects your property. Texas law does not require homeowners insurance but mortgage lenders typically do. Agents can explain policy options like HO-A, HO-B, and HO-C forms common in Texas.
Frequently Asked Questions
What does a home insurance agent in Terrell do?
A home insurance agent in Terrell helps you compare policies from different insurance companies. They explain coverage limits deductibles and Texas-specific endorsements like windstorm or hail protection. Agents also assist with claims and policy changes.
Do I need home insurance in Terrell Texas?
Texas law does not require homeowners insurance but your mortgage lender will likely require it. Without insurance you risk financial loss from fire storm damage or liability claims. An agent can help you find a policy that satisfies lender requirements.
How do I choose a home insurance agent in Terrell?
Look for an agent licensed in Texas with experience handling claims in the Terrell area. Ask about their knowledge of local risks like tornadoes or flooding. You can verify an agents license through the Texas Department of Insurance website.