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Find Home Insurance Agents Near You in Waco, TX

Browse home insurance agents serving Waco, Texas. Updated 2026-07-14.

The top-rated home insurance agent in Waco, Texas is Matt Dill - State Farm Insurance Agent, rated 5.0 stars across 353 reviews. Other highly rated options include Freeway Insurance, Mike McKenzie - State Farm Insurance Agent, Pronto Insurance. This directory lists 31 home insurance agents serving Waco.

Showing 31 home insurance agents in Waco, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Matt Dill - State Farm Insurance Agent1221 Hewitt Dr Suite C(254) 752-2022
2Freeway Insurance800 N Valley Mills Dr(254) 859-4019
3Mike McKenzie - State Farm Insurance Agent2921 W Waco Dr(254) 412-2327
4Pronto Insurance1709 S Valley Mills Dr(254) 752-7526
5David Wilson: Allstate Insurance8810 US-84 Ste 303(254) 772-9900
6Baker and Carey Insurance Agency2601 Franklin Ave(254) 755-7727
7HighView Insurance Group510 N Valley Mills Dr Ste 503(254) 339-6606
8Traci Plemons - State Farm Insurance Agent8809 Woodway Dr(254) 776-0124
9Rosalinda's Insurance Agency3221 Franklin Ave #201(254) 644-4437
10Farmers Insurance - Jason Kirk1201 Lake Air Dr Ste C(254) 227-6555
MD
1221 Hewitt Dr Suite C
Matt Dill - State Farm Insurance Agent
Home Insurance Agent · Waco, TX

Matt Dill - State Farm Insurance Agent serves the Waco, Texas metro area and is a home insurance agent. The agency helps residents protect their homes with standard insurance policies and liability coverage. Clients can discuss options for safeguarding their property against common structural and weather-related risks. The office assists with filing claims and managing updates to existing policies. It handles specific needs such as coverage for personal belongings and additional living expenses after a covered loss.

FI
800 N Valley Mills Dr
Freeway Insurance
Home Insurance Agent · Waco, TX

Freeway Insurance operates as a home insurance agent in Waco, Texas, providing coverage options for local residences. Its service range includes policies that protect both the structure and personal belongings against common regional weather risks. Standard offerings can be tailored to fit different home values and owner needs. For homeowners seeking additional security, the agency frequently supplements policies with flood insurance to address area floodplain concerns.

MM
2921 W Waco Dr
Mike McKenzie - State Farm Insurance Agent
Home Insurance Agent · Waco, TX

Mike McKenzie - State Farm Insurance Agent offers a comprehensive selection of home coverage options tailored to protect residential properties. Services include policies for structure damage, personal liability, and contents replacement. The agency provides ongoing policy reviews and claim assistance to ensure clients maintain appropriate protection. They service a variety of property types, including single-family homes, apartments, retail spaces, and restaurants in the Waco area.

PI
1709 S Valley Mills Dr
Pronto Insurance
Home Insurance Agent · Waco, TX

Pronto Insurance offers specialized home coverage options tailored to protect residential properties from common local risks. As a home insurance agent serving Waco, Texas, the agency assists clients with securing policies that safeguard dwellings and personal belongings against damage or loss. It provides general guidance on policy selection, coverage limits, and deductible choices to meet individual homeowner needs. The company also helps residents address concerns related to severe spring storms or occasional hail events that regularly threaten homes in the region.

DW
8810 US-84 Ste 303
David Wilson: Allstate Insurance
Home Insurance Agent · Waco, TX

Serving Waco, Texas, and the surrounding communities, David Wilson: Allstate Insurance offers home insurance agent services tailored to local homeowners. The agency handles policies designed to protect residential structures and personal property against common regional risks. In approaching a typical job, the agent first reviews a client’s current coverage and dwelling details to identify potential gaps. It then recommends policy adjustments, presenting clear options so the homeowner can make an informed decision about their level of protection.

BC
2601 Franklin Ave
Baker and Carey Insurance Agency
Home Insurance Agent · Waco, TX

Baker and Carey Insurance Agency, based in Waco, TX, distinguishes between one-time policy selections and recurring coverage adjustments for homeowners. Their services guide clients through choosing standard dwelling protection or periodic policy updates as needs change. Typical offerings include advising on coverage limits for structure and belongings. Local factors such as regional weather patterns and replacement costs influence recommended plans. Service operates primarily on a scheduled basis when renewals occur, though clients can also arrange one-time consultations or request as-needed assistance by contacting the agency directly.

HI
510 N Valley Mills Dr Ste 503
HighView Insurance Group
Home Insurance Agent · Waco, TX

As hailstorms and high winds frequently sweep through Waco, finding reliable property protection becomes urgent for homeowners. HighView Insurance Group helps residents navigate such seasonal risks by connecting them with suitable coverage for their specific home structures and building materials found throughout McLennan County. The firm works to clarify the different policy options so each dwelling receives appropriate protection without confusion or unnecessary gaps. Their straightforward process typically begins with a thorough inspection and initial assessment of the property’s current value and condition.

TP
8809 Woodway Dr
Traci Plemons - State Farm Insurance Agent
Home Insurance Agent · Waco, TX

Traci Plemons - State Farm Insurance Agent serves the Waco, Texas metro area and surrounding McLennan County, offering home insurance protection for local homeowners. The agency helps clients select policies that cover their dwelling, personal property, and liability risks. Guidance is provided on understanding deductibles and replacement cost options for residential structures. Services also include coverage for additional living expenses should a home become uninhabitable. The agency assists with securing protection for personal liability and medical payments to others.

RS
3221 Franklin Ave #201
Rosalinda's Insurance Agency
Home Insurance Agent · Waco, TX

Rosalinda's Insurance Agency in Waco, Texas, provides home insurance policies that safeguard residential properties against common perils such as fire, theft, and weather-related damage. The agency can further tailor coverage with specialty add-ons like flood protection or personal liability riders for comprehensive asset security. These customizable options allow homeowners to address specific local risks effectively. For commercial clients, the agency also serves small business sectors, including office spaces, warehouses, and food service establishments requiring specialized liability and property coverage.

FI
1201 Lake Air Dr Ste C
Farmers Insurance - Jason Kirk
Home Insurance Agent · Waco, TX

Farmers Insurance - Jason Kirk offers comprehensive home insurance services to homeowners in Waco, Texas. Through tailored policy options, it provides financial protection against common perils such as storms, fire, and liability claims. J. Kirk assists clients with coverage reviews and amendments to adjust policies as household needs evolve. The services extend to numerous property types found across the local area, including single-family homes, apartments, retail spaces, and restaurants.

FI
2425 W Waco Dr
Freeway Insurance
Home Insurance Agent · Waco, TX
(254) 985-6076
locations.freeway.com/freeway-insurance-waco-tx-76707
PI
737 N Valley Mills Dr
Pronto Insurance
Home Insurance Agent · Waco, TX
(254) 772-6300
prontoinsurance.com/agentdetail/Waco-auto-356
HB
2118 La Salle Ave
Herman Bell Insurance Agency
Home Insurance Agent · Waco, TX
(254) 756-0691
hermanbellinsurance.com
BG
4800 Lakewood Dr #3
Browder General Insurance Agency Inc
Home Insurance Agent · Waco, TX
(254) 776-1582
browderinsurance.com
SA
8283 Bosque Blvd
Shivers & Associate Insurance
Home Insurance Agent · Waco, TX
(254) 751-1446
shiversagency.com
VI
2800 W Waco Dr
Vista Insurance
Home Insurance Agent · Waco, TX
(254) 235-8000
vistainsuranceagency.com
GW
7530 Bosque Blvd Suite #D
Greater Waco Insurance Solutions
Home Insurance Agent · Waco, TX
(254) 751-1254
gwinsurancesolutions.com
SI
4208 W Waco Dr
Standard Insurance Agency
Home Insurance Agent · Waco, TX
(254) 399-8882
standardinsurance.net
FI
1201 Hewitt Dr #106A
Farmers Insurance - Dennis Polian
Home Insurance Agent · Waco, TX
(254) 772-1444
agents.farmers.com/tx/waco/dennis-polian
TI
510 Austin Ave Suite 349
Truett Insurance Services
Home Insurance Agent · Waco, TX
(254) 730-7086
truettservices.com
EI
100 N 6th St #201
Elite Insurance Group
Home Insurance Agent · Waco, TX
(254) 799-9616
insurewithelite.com
GI
7101 Bosque Blvd Suite E
Goosehead Insurance - Kyle Davis
Home Insurance Agent · Waco, TX
(254) 651-1620
goosehead.com/agents/tx/waco/kyle-davis
KS
6801 Steinbeck Bend Dr
Keith Sanders Insurance Group
Home Insurance Agent · Waco, TX
(254) 235-8185
keithsandersinsurance.com
FI
200 Hwy 6 STE 330A
Fortress Insurance Group
Home Insurance Agent · Waco, TX
(254) 262-3180
fortressinsurancegrp.com
BC
1521b Wooded Acres Dr
Best Coverage Agency TX
Home Insurance Agent · Waco, TX
(254) 863-8903
SF
1221 Hewitt Dr Suite C
State Farm Insurance Agent
Home Insurance Agent · Waco, TX
(254) 772-2438
statefarm.com
HW
7528 Bosque Blvd
Higginbotham - Waco
Home Insurance Agent · Waco, TX
(254) 751-1710
higginbotham.com/locations/waco
FI
1302A Robinson Dr
Freedom Insurance Group - Auto & Home Insurance
Home Insurance Agent · Waco, TX
(800) 253-1482
planforfreedom.com
HS
4315 Lake Shore Dr J
Home State County Mutual Insurance
Home Insurance Agent · Waco, TX
(254) 776-4521
IT
225 S 5th St
Insurors of Texas
Home Insurance Agent · Waco, TX
(254) 759-3701
insurorsoftexas.com
HI
105 Old Hewitt Rd # 400
Hutto Insurance Services
Home Insurance Agent · Waco, TX
(254) 399-0803
highandassociates.net

What Does a a Home Insurance Agent in Waco Cost?

The average cost of home insurance in Texas is around $2,500 per year for a standard policy, but rates in Waco may vary based on factors like home age and claims history. Typical premiums for a $250,000 home in Waco range from $1,800 to $3,200 annually. Costs depend on coverage limits, deductible choices, and local weather risks. This is general information and not insurance advice.

About home insurance agents in Waco

Home insurance agents in Waco Texas help homeowners find coverage for their property against risks like hail storms and fire. Texas law requires insurers to offer windstorm and hail coverage in certain areas, and an agent can explain how this applies to your home. Working with a local agent ensures you understand the specific needs for homes in McLennan County.

Frequently Asked Questions

What does a home insurance agent in Waco do?

A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy details such as dwelling coverage, personal property limits, and liability protection. Agents also assist with claims and policy changes after you buy a policy.

Do I need flood insurance for my home in Waco?

Flood insurance is not required by Texas law for most homes, but mortgage lenders may require it if your home is in a flood zone. Waco is near the Brazos River, so some areas have higher flood risk. An agent can help you determine if flood insurance is a good choice for your property.

How does Texas law affect home insurance policies?

Texas law mandates that insurers offer coverage for windstorm and hail damage in designated catastrophe areas. The Texas Department of Insurance also requires insurers to provide a detailed policy outline and a 30 day notice before non renewal. An agent can explain these protections and how they apply to your Waco home.

Home Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.