Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Utah before hiring.
Showing 6 home insurance agents in Smithfield, UT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rigo Chaparro - State Farm Insurance Agent
64 S Main St, Smithfield, UT 84335
(435) 563-3236
rigochaparro.com
Ludwinski Financial
21 S Main St, Smithfield, UT 84335
(435) 755-7606
ludwinskifinancial.com
Payden Knudsen Agency
71 S Main St, Smithfield, UT 84335
(435) 563-1600
agents.farmers.com
Mountain States Insurance
820 S Main St, Smithfield, UT 84335
(435) 792-3027
mtnstatesins.com
MEI Premier Agency
1 W 100 S, Smithfield, UT 84335
(208) 347-6901
Elwood Insurance Agency
65 S Main St, Smithfield, UT 84335
(435) 563-1600
farmersagent.com
What Does a Home Insurance Agent in Smithfield Cost?
The average cost of home insurance in Utah is about 900 to 1,200 dollars per year for a standard policy. In Smithfield, rates may be higher due to snow load and wildfire risk factors. Costs vary based on home value, construction type, and chosen deductibles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Smithfield do?
A home insurance agent helps you compare policies from different insurers and choose coverage that fits your needs. They explain deductibles, liability limits, and endorsements like sewer backup or earthquake coverage. Agents also assist with filing claims and updating policies after home improvements.
Is earthquake insurance required in Smithfield Utah?
Earthquake insurance is not required by law in Utah, but insurers must offer it as an optional endorsement on homeowner policies. Smithfield is near the Wasatch Fault, so many agents recommend considering this coverage. You can decline the offer in writing.