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Directory of home insurance agents in Bluefield, Virginia. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Bluefield, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 5 home insurance agents in Bluefield, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Bluefield
4003a College Ave, Bluefield, VA 24605
(276) 988-6800
cluballiance.aaa.com
Ramella & Associates
2293 College Ave, Bluefield, VA 24605
(276) 322-4631
erieinsurance.com
Pat McCoy - State Farm Insurance Agent
534 Virginia Ave, Bluefield, VA 24605
(276) 326-3800
patmccoy.net
Nationwide Insurance: The Blankenship Agency LLC
354 S College Ave, Bluefield, VA 24605
(276) 326-1461
agency.nationwide.com
Bluefield Insurance Agency
112 Spruce St, Bluefield, VA 24605
(276) 326-1555
Home insurance agents in Bluefield Virginia help residents protect their properties from risks common to the Appalachian region such as mine subsidence and severe weather. Virginia law requires insurers to offer a 30 day grace period for premium payments on most homeowner policies. Agents can explain how local factors like proximity to the Bluestone River or older homes in the historic district affect your coverage options.
What Does a Home Insurance Agent in Bluefield Cost?
Home insurance costs in Virginia average about 1,200 to 1,500 dollars per year for a standard policy but rates in Bluefield can vary based on your homes age construction and location. Mine subsidence coverage adds approximately 50 to 100 dollars annually. Older homes in the historic district may cost more to insure due to replacement value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Bluefield do?
A home insurance agent in Bluefield helps you compare policies from different carriers to find coverage that fits your home and budget. They explain Virginia specific requirements like the mandatory offer of mine subsidence coverage in certain areas. They also assist with filing claims and adjusting your policy as your needs change.
Do I need special coverage for mine subsidence in Bluefield Virginia?
Yes Virginia law requires insurers to offer mine subsidence coverage in designated areas including parts of Tazewell County near Bluefield. This coverage protects your home from damage caused by underground mining voids. Your agent can tell you if your property is in a high risk zone and help you add this protection.
How do I choose a home insurance agent in Bluefield Virginia?
Look for an agent who is licensed in Virginia and has experience with homes in the Bluefield area. Ask about their knowledge of local risks like hail storms and older construction. You can verify an agents license through the Virginia State Corporation Commission Bureau of Insurance.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.