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Find Home Insurance Agents Near You in Lorton, VA

Directory of home insurance agents in Lorton, Virginia. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Lorton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 5 home insurance agents in Lorton, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Casey Whitmarsh - State Farm Insurance Agent
7217 Lockport Pl Ste 100, Lorton, VA 22079
(703) 372-1964 caseywhitmarsh.com
Mohammed Ali: Allstate Insurance
8253 Backlick Rd N, Lorton, VA 22079
(703) 313-0011 agents.allstate.com
Jonathan Alexander: Allstate Insurance
9261 Plaskett Ln #100, Lorton, VA 22079
(703) 750-1505 agents.allstate.com
Prime Guard Insurance Lorton
8221 Stationhouse Ct, Lorton, VA 22079
(571) 207-9860
LoveWatch T.L.C.
9020 Lorton Station Blvd Unit F Suite 114, Lorton, VA 22079
(571) 574-2300 lovewatchtlc.com

A home insurance agent in Lorton Virginia helps you find coverage that meets Virginia state requirements and protects your property. Virginia law does not require homeowners insurance but mortgage lenders typically do. Local agents understand the specific risks in Lorton including proximity to the Occoquan River and potential flood zones.

What Does a Home Insurance Agent in Lorton Cost?

Home insurance costs in Virginia average around 1,200 to 1,800 dollars per year for a standard policy but Lorton rates vary by property value and risk factors. Older homes or those in flood-prone areas may cost more. Factors like your credit score claims history and coverage limits also affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Lorton do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home and belongings. They explain Virginia-specific coverage options like dwelling replacement cost and personal liability. They also advise on additional riders for flood or earthquake risks common in Northern Virginia.
Do I need flood insurance in Lorton Virginia?
Lorton is near the Occoquan River and some areas fall in FEMA flood zones. Standard home insurance policies do not cover flood damage. A local agent can help you determine if your property requires a separate flood policy through the National Flood Insurance Program or a private carrier.