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Find Home Insurance Agents in Ridgefield, WA

Compare home insurance agents in Ridgefield. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Ridgefield, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 7 home insurance agents in Ridgefield, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Neil Daly - State Farm Insurance Agent
255 S 47th Ave Ste 129, Ridgefield, WA 98642
(360) 727-6214 neildalysf.com
James McPhee - State Farm Insurance Agent
2 S 56th Pl Suite 204, Ridgefield, WA 98642
(360) 727-3321 jamesmcphee.com
James Schmeling: Allstate Insurance
4312 S Settler Dr Ste 220, Ridgefield, WA 98642
(360) 576-1000 agents.allstate.com
Cornerstone Insurance NW
101 Mill St Suite 200 Office B, Ridgefield, WA 98642
(360) 771-0080 cornerstoneinsnw.com
Ed Daly - State Farm Insurance Agent
255 S 47th Ave Ste 129, Ridgefield, WA 98642
(360) 573-7710 eddaly.com
Farmers Insurance - Jon Taylor
8507 S 5th St #105, Ridgefield, WA 98642
(360) 887-0100 agents.farmers.com
Allstate Personal Financial Representative: Judd Lavender
4312 S Settler Dr Ste 200, Ridgefield, WA 98642
(503) 206-6879 agents.allstate.com

Home insurance agents in Ridgefield, Washington help homeowners find coverage that meets state requirements and protects against local risks like wind and rain. Washington law requires insurers to offer dwelling coverage that meets minimum standards, and agents can explain policy details. Working with a local agent in Ridgefield ensures you understand how your policy covers common Pacific Northwest hazards.

What Does a Home Insurance Agent in Ridgefield Cost?

The average cost of home insurance in Washington is around $1,200 to $1,800 per year for a standard policy, but rates vary by home value, location, and coverage level. In Ridgefield, factors like proximity to waterways and fire protection ratings affect your premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Ridgefield do?
A home insurance agent helps you compare policies from different carriers to find the right coverage for your home. They explain policy terms, coverage limits, and deductibles. Agents in Ridgefield are familiar with local building costs and weather risks.
Do I need flood insurance for my home in Ridgefield?
Standard home insurance policies do not cover flood damage. Ridgefield is near the Columbia River, so flood risk is a concern. You may need a separate flood policy through the National Flood Insurance Program or a private carrier.
How can I find a home insurance agent in Ridgefield Washington?
You can search online for independent agents or contact local insurance agencies in Ridgefield. Ask for referrals from neighbors or your real estate agent. Verify that the agent is licensed with the Washington State Office of the Insurance Commissioner.