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Looking for a home insurance agent in Cross Lanes? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Cross Lanes, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 4 home insurance agents in Cross Lanes, WV
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Brandon Huffman
5509 Big Tyler Rd #1a, Cross Lanes, WV 25313
(304) 776-8000
brandonhuffman.com
Insurance Associates
5160 Washington St W, Cross Lanes, WV 25313
(304) 769-0500
myinsuranceassociates.com
Nationwide Insurance: Richard A Parr
5422 Big Tyler Rd, Cross Lanes, WV 25313
(304) 776-5809
Innovative Insurance Solutions
5036 Washington St W, Cross Lanes, WV 25313
(304) 776-1111
iisllc.net
Home insurance agents in Cross Lanes, West Virginia help homeowners find policies that protect their property against common risks like storms and fire. West Virginia law requires insurers to offer coverage for damage from wind, hail, and other perils. An agent can explain how local factors, such as flood zones near the Kanawha River, affect your policy needs.
What Does a Home Insurance Agent in Cross Lanes Cost?
The average cost of home insurance in West Virginia is around 1,200 to 1,500 dollars per year for a standard policy. Rates in Cross Lanes may vary based on your homes age, construction type, and proximity to flood zones. An agent can provide quotes from multiple companies to help you find a competitive rate. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Cross Lanes do?
A home insurance agent helps you compare policies from different companies. They explain coverage options, deductibles, and exclusions. They also assist with filing claims and updating your policy after renovations or life changes.
Do I need flood insurance for my home in Cross Lanes?
Standard home insurance does not cover flood damage. If your home is in a flood zone near the Kanawha River, your lender may require separate flood insurance. An agent can help you find a policy through the National Flood Insurance Program or a private carrier.
How long do I have to file a home insurance claim in West Virginia?
West Virginia law does not set a specific deadline for filing claims, but most policies require you to notify your insurer promptly. Delays can lead to denial. Check your policy for time limits, which are often 30 to 60 days after a loss.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of West Virginia.