The top-rated home insurance agent in Sheridan, Wyoming is The People's Insurance Company - Life, Health & Annuity Planning Services, rated 5.0 stars across 183 reviews. Other highly rated options include Farmers Insurance - Jeffrey Nichols, Jon Oman - State Farm Insurance Agent, Iron Valley Insurance Group. This directory lists 20 home insurance agents serving Sheridan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The People's Insurance Company - Life, Health & Annuity Planning Services | 30 N Gould St Suite R | (866) 609-6562 |
| 2 | Farmers Insurance - Jeffrey Nichols | 425 W Loucks St | (307) 672-2323 |
| 3 | Jon Oman - State Farm Insurance Agent | 123 Coffeen Ave | (307) 672-3443 |
| 4 | Iron Valley Insurance Group | 882 Lincoln Dr Ste B | (307) 655-8001 |
| 5 | Golden Meadowlark Insurance | 2 N Main St STE 409 | (307) 461-5555 |
| 6 | Rollie Hruza - State Farm Insurance Agent | 211 N Main St | (307) 672-0483 |
| 7 | Wyoming Registered Agent Services LLC | 32 N Gould St | (307) 217-4045 |
| 8 | Ann Gardner - State Farm Insurance Agent | 951 Coffeen Ave | (307) 672-5815 |
| 9 | Wilcox Abstract & Title Co | 307 W Burkitt St | (307) 672-0768 |
| 10 | Tegeler & Associates | 267 N Main St | (307) 673-1313 |
The People's Insurance Company serves homeowners in Sheridan County and the surrounding areas of Wyoming. As a local home insurance agent, it connects clients with policies that protect against regional risks such as hail and wildfire. The agency assists with securing dwelling coverage, liability protection, and additional living expense options. Its services are focused on helping residents choose appropriate limits and deductibles for their specific property needs. For those in Sheridan, it handles home insurance quotes and policy adjustments for standard residential structures.
Homeowners and property managers in Sheridan, Wyoming, turn to Farmers Insurance - Jeffrey Nichols for personalized home insurance solutions. This agency helps clients protect their residences with tailored policies that address regional weather risks and replacement values. The team works to clarify coverage options and guide customers through claims processes if needed. Serving Sheridan and the surrounding Big Horn community as well, Jeffrey Nichols provides straightforward advice on safeguarding property investments against unexpected damage and liability concerns.
Jon Oman - State Farm Insurance Agent provides home insurance services to clients in Sheridan, WY, including policy reviews and claim assistance. Service plans involve periodic coverage check-ins and personalized advice on protecting a home. General work includes explaining deductibles and liability coverage for residential properties. It services single-family homes, apartments, retail buildings, and restaurants, helping to insure their structures and contents.
Serving Sheridan, Wyoming, and the surrounding communities of the Big Horn region, Iron Valley Insurance Group handles residential property protection for local homeowners. The company provides policies that cover common perils affecting homes in this area, including wind, hail, and wildfire risks. Each client’s coverage is evaluated individually, with the agent gathering details on the property’s construction, age, and location to suggest suitable protection limits and deductibles.
Golden Meadowlark Insurance in Sheridan, WY specializes in helping homeowners tailor coverage that includes dwelling protection, personal liability, and optional endorsements for valuable items. The agency also assists with general home insurance needs, guiding clients through policy options to match property values and local rebuilding costs. In winter, it helps residents review coverage for ice dam damage, burst pipes, and roof strain from heavy snow, ensuring their plans are seasonally updated.
Rollie Hruza - State Farm Insurance Agent in Sheridan, WY, helps homeowners protect their properties with tailored coverage options. The agency assists clients in bundling essential protections such as dwelling, personal property, and liability insurance. Additional specialty add-ons may include coverage for valuable items, water backup, and identity restoration services. The office works with individuals as well as commercial clients, offering policies for offices, warehouses, and food service establishments to address their unique operational needs.
Wyoming Registered Agent Services LLC in Sheridan, WY offers both one-time policy consultations and recurring coverage arrangements tailored to local homeowners. When selecting a home insurance agent, clients typically choose either a single meeting for a specific policy question or an ongoing relationship for annual policy reviews and updates. This agency helps property owners evaluate protection against common regional risks such as hail, wind, and wildfire. Service operates on an as-needed basis, allowing homeowners to schedule appointments whenever they require assistance with new policies, claims, or coverage changes.
In the wake of severe Wyoming winter storms, homeowners across Sheridan often face unexpected roof and property damage. Ann Gardner, operating as a State Farm Insurance Agent, assists local residents in reviewing their existing policies to ensure adequate protection against common regional risks such as hailstorms, snow loads, and freeze damage. The agency offers personalized consultations focused on tailoring coverage for specific home types in Sheridan. The process typically begins by scheduling a thorough review of the property’s current condition and coverage needs, followed by a detailed initial risk assessment.
Wilcox Abstract & Title Co is known for home insurance guidance in Sheridan, WY. The company helps local homeowners evaluate coverage for property damage, personal liability, and weather-related risks common in the region. Policyholders can discuss options for dwelling protection and contents insurance to suit their specific needs. The office also offers add-on service for flood insurance coverage in flood-prone areas.
What Does a a Home Insurance Agent in Sheridan Cost?
The average cost of home insurance in Wyoming is about 1,200 to 1,800 dollars per year for a standard policy. In Sheridan, rates may be higher due to hail and wildfire exposure. A local agent can help you find quotes from multiple carriers. Keep in mind that your actual premium depends on your homes age construction materials and claims history. This is general information and not insurance advice.
About home insurance agents in Sheridan
A home insurance agent in Sheridan Wyoming can help you find a policy that protects your property from local risks like hailstorms and wildfires. Wyoming law requires insurers to offer a standard fire insurance policy, but agents can also explain endorsements for wind and hail damage common in Sheridan County. Working with a local agent ensures you understand coverage limits and deductibles that fit your home.
Frequently Asked Questions
What does a home insurance agent in Sheridan do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home and personal property. They explain Wyoming-specific rules like the 60-day grace period for premium payments and advise on additional coverages for detached structures or replacement cost.
Do I need flood insurance for a home in Sheridan?
Standard home insurance policies in Wyoming do not cover flood damage. If your property is in a flood zone or near a creek, an agent can help you purchase a separate flood policy through the National Flood Insurance Program. Sheridan has areas with moderate flood risk so this coverage is worth discussing.
How does Wyoming wind and hail coverage work?
Wyoming law does not require insurers to include wind and hail coverage in a standard policy. In Sheridan where hailstorms are common, an agent can add a wind and hail endorsement to your policy. This coverage typically has a separate deductible often 1 percent to 2 percent of the dwelling limit.