The top-rated landlord insurance agent in Prescott, Arizona is Angela Smith at Comparion Insurance Agency, rated 5.0 stars across 285 reviews. Other highly rated options include Shepherd Insurance, Formerly Lori Sell Insurance, Tracy Murr - State Farm Insurance Agent, Lucas Flood Agency. This directory lists 17 landlord insurance agents serving Prescott.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angela Smith at Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9014 |
| 2 | Shepherd Insurance, Formerly Lori Sell Insurance | 400 White Spar Rd | (928) 778-0892 |
| 3 | Tracy Murr - State Farm Insurance Agent | 1130 Willow Creek Rd | (928) 445-8500 |
| 4 | Lucas Flood Agency | 141 S McCormick St #113 | (928) 800-5630 |
| 5 | Moll Insurance Agency Inc. | 410 W Gurley St | (928) 443-0493 |
| 6 | Trailstone Insurance Independent Agency - Phone and Online Only | AZ-69 | (720) 504-0220 |
| 7 | Daniel Martinez - Goosehead Insurance | 1555 Plz W Dr Suite B | (602) 641-6110 |
| 8 | Brian Creuz - GEICO Insurance Agent | 1046 Willow Creek Rd suite 119 | (928) 227-9850 |
| 9 | Dennis Burks - State Farm Insurance Agent | 502 Whipple St | (928) 776-8100 |
| 10 | Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9001 |
Angela Smith at Comparion Insurance Agency serves the Prescott, Arizona metro area and the surrounding Yavapai County. The agency provides landlord insurance solutions for residential and commercial rental property owners. It also offers coverage for vacation rentals and long-term leases. Clients can secure policies that protect against property damage, liability claims, and loss of rental income. Additionally, the agency handles specific services such as customized dwelling fire policies and liability coverage for duplex and multi-unit properties in this region.
Shepherd Insurance, formerly Lori Sell Insurance, provides landlord insurance in Prescott, Arizona. It offers liability coverage and property protection for rental investments. Service options include tailored policies to meet individual landlord needs, with maintenance plans available to help manage property upkeep. The company assists with claims processing and policy adjustments over time. It services a variety of properties, including single-family homes, residential apartments, retail spaces, and restaurants.
Tracy Murr - State Farm Insurance Agent serves homeowners, businesses, and property managers in Prescott, Arizona. The agency offers landlord insurance policies designed to protect rental properties from a range of common risks. Coverage typically includes protection for the building structure, liability coverage for the property owner, and potential loss of rental income if a property becomes uninhabitable. Taking a thoughtful approach, the agency helps clients in the Prescott area understand their specific rental insurance needs. The agent also provides services to clients in neighboring Chino Valley.
Lucas Flood Agency serves Prescott, Arizona, and the surrounding communities, specializing in landlord insurance for residential and commercial rental properties. It handles policies that protect property owners from liability and physical damage claims. The agency works with local landlords to review coverage options and understand policy terms. When managing a typical job, Lucas Flood Agency uses a thorough assessment of each rental property's unique risks to recommend appropriate insurance limits and deductibles.
Moll Insurance Agency Inc. in Prescott, AZ, offers landlord insurance either as a one-time quote for a single policy or as an ongoing service for recurring coverage needs. Policies typically protect rental properties from fire, theft, liability, and loss of rental income. Service to individual clients generally operates on an as-needed basis, scheduled only when a policy is requested or a claim requires support in the Prescott area.
Trailstone Insurance Independent Agency, serving Prescott, AZ by phone and online, specializes in customizing landlord insurance policies that protect rental properties from fire, vandalism, and liability claims. It also works with both residential and commercial rental property owners to tailor coverage for single-family homes and small apartment complexes. For local landlords, the agency addresses seasonal risks such as hailstorms common during Arizona’s monsoon season, ensuring adequate protection against sudden weather-related damage.
Daniel Martinez with Goosehead Insurance assists property owners in Prescott, Arizona with comprehensive landlord coverage. Their policies address standard risks like property damage and liability, while also offering specialty endorsements for loss of rental income and ordinance or law coverage. These additions help protect investments when repairs force tenant vacancies or when rebuilding must meet updated codes. Commercial sectors served include offices, warehouses, and food service operations.
As fall winds up and seasonal tenants move into Prescott rental properties, new lease concerns often emerge for local landlords. Brian Creuz, a GEICO Insurance Agent, offers property owner insurance policies geared toward the Prescott area. These policies typically protect against rental-related hazards like water damage or unexpected vacancy. Working with a national insurer yet focusing on local Prescott risks, this agency addresses both standard liability and dwelling coverage needs. The process begins by evaluating each rental property’s condition and occupancy details.
Dennis Burks - State Farm Insurance Agent specializes in residential landlord policies to protect rental properties in Prescott, Arizona. Commercial coverage is also available for larger rental portfolios, ensuring comprehensive protection across the region. Each policy is tailored to address local risks such as tenant damage or liability exposure. The office provides clear documentation for property owners and reasonable follow-up between regular renewal periods to adjust coverage as rental needs evolve.
Comparion Insurance Agency serves landlords and property managers in Prescott, Arizona, by providing tailored insurance policies for rental properties. Their services cover protection for residential and commercial units against common risks such as property damage and liability claims. The agency helps clients secure coverage that meets local regulations and financial needs. Comparion Insurance Agency also extends its landlord insurance services to surrounding communities in the Prescott Valley area.
What Does a a Landlord Insurance Agent in Prescott Cost?
Landlord insurance in Arizona typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Prescott annual premiums often range from 800 to 1,500 dollars. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Prescott
Landlord insurance agents in Prescott Arizona help property owners protect their rental investments. Arizona law does not require landlord insurance but most mortgage lenders do. Local agents understand the unique risks of Prescott properties including wildfire exposure and seasonal rental patterns.
Frequently Asked Questions
What does landlord insurance cover in Arizona?
Landlord insurance typically covers property damage liability and loss of rental income. In Arizona policies often exclude flood and earthquake damage which require separate coverage. You can add endorsements for vandalism or tenant damage.
Is landlord insurance required by Arizona law?
Arizona state law does not require landlord insurance. However your mortgage lender will likely require a policy if you have a loan on the rental property. Some property management companies in Prescott also require proof of coverage.
How do I choose a landlord insurance agent in Prescott?
Look for an agent licensed in Arizona with experience in rental property coverage. Ask about replacement cost valuation and liability limits. A local Prescott agent can advise on specific risks like monsoon damage or fire hazards.
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