The top-rated landlord insurance agent in Springdale, Arkansas is Tim Pruitt - State Farm Insurance Agent, rated 4.7 stars across 279 reviews. Other highly rated options include Insurance Depot Group, Direct Auto Insurance, Stephanie Riggins Agency Llc: Allstate Insurance. This directory lists 20 landlord insurance agents serving Springdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Pruitt - State Farm Insurance Agent | 3880 Willowood Ave A | (479) 751-6227 |
| 2 | Insurance Depot Group | 303 S Thompson St | (479) 419-9782 |
| 3 | Direct Auto Insurance | 1102 S Thompson St Suite D | (479) 750-4455 |
| 4 | Stephanie Riggins Agency Llc: Allstate Insurance | 3277 W Sunset Ave suite g | (479) 439-0633 |
| 5 | PREPMOR INSURANCE GROUP LLC | 3329 W Sunset Ave B | (479) 318-2775 |
| 6 | Farmers Insurance - Gregory Collier | 704 W Emma Ave | (479) 725-0453 |
| 7 | The Mijares Agency | 3409 Elm Springs Rd Suite 2 | (479) 422-6891 |
| 8 | Variety Insurance Agency | 809 W Emma Ave | (479) 365-2233 |
| 9 | Farris Insurance | 4706 S Thompson St | (479) 756-6330 |
| 10 | Nationwide Insurance: Rocky Steele Insurance Agency, LLC | 1816 W Huntsville Ave | (479) 751-0562 |
Tim Pruitt - State Farm Insurance Agent serves the Springdale, Arkansas area with landlord insurance policies tailored to rental property owners. The agency helps clients protect their investment properties from common risks such as fire, theft, and liability claims. They also assist in structuring coverage that can include loss of rental income and damage to personal property used for maintenance. Specific services handled here include dwelling fire coverage and landlord liability protection.
Insurance Depot Group provides a full range of landlord insurance options tailored for property investors. Service plans include consultations on appropriate coverage levels and assistance with filing claims for rental property damages. The agency also offers periodic policy reviews to help clients adjust their protection as their portfolios change. It services various property types in and around Springdale, Arkansas, including single-family homes, apartments, retail spaces, and restaurants.
Direct Auto Insurance serves landlords, homeowners, and property managers in Springdale, Arkansas, who need coverage for rental properties. Their agents assist with policies that protect residential and commercial buildings from damage, liability, and loss of rental income. The agency provides insurance options tailored to different property types and investment sizes common in this area. Direct Auto Insurance also extends its landlord insurance services to neighboring Fayetteville within the broader Northwest Arkansas metro region.
Stephanie Riggins Agency Llc: Allstate Insurance serves Springdale, Arkansas, and the surrounding communities in Benton and Washington counties. As a landlord insurance agent, this agency handles property coverage for rental dwellings, including single-family homes and multi-unit residential buildings. It also advises property owners on liability protection and loss-of-rent scenarios. For a typical job, the agency begins by assessing the specific risks associated with a client's rental property and then recommends a tailored policy from available coverage options.
PREPMOR INSURANCE GROUP LLC in Springdale, AR arranges landlord insurance with distinct options for both one-time policy placements and recurring annual coverage that renews to protect rental properties continuously. Their coverage typically safeguards dwellings against common perils such as fire, weather damage, and liability claims from tenants or visitors. This agency structures its services to run on either a scheduled renewal cycle for long-term rentals or an as-needed basis for temporary rental situations.
Spring storms in Springdale can bring sudden roof damage or foundation moisture, and Farmers Insurance - Gregory Collier offers landlord-specific policies designed to cover such risks for rental property owners. Coverage typically includes loss of rent reimbursement and liability protection for tenant injuries. Gregory Collier works with local landlords to assess property conditions and income potential before tailoring a comprehensive policy. The process begins with an on-site inspection of the rental unit to identify exposures and document the current structural state.
The Mijares Agency provides residential landlord insurance for property owners in Springdale, Arkansas, protecting rental homes and apartments. Services also extend to commercial landlord coverage for local businesses and multi-unit properties. The agency serves landlords throughout Springdale and nearby communities in Northwest Arkansas. Clients are guided through policy options that address property damage and liability risks. After securing coverage, the agency remains available to review policy updates and handle claims, following up with property owners between regular visits to ensure continued protection.
Variety Insurance Agency provides general insurance services in Springdale, Arkansas, with a specialized focus on serving local landlords. The agency helps property owners acquire appropriate coverage for rental homes and multifamily dwellings. It also offers additional policy options tailored to protect investment properties against common risks. Commercial sectors the agency can assist include landlords who own offices, warehouses, or food service establishments.
Farris Insurance, based in Springdale, AR, is a local provider focused on landlord insurance solutions for property owners. The agency assists clients in securing coverage for rental homes and multi-unit dwellings. Policies typically address property damage, liability, and potential income loss from tenant vacancies. For an added layer of financial protection, Farris also offers specialized umbrella liability options for landlords with significant property holdings.
What Does a a Landlord Insurance Agent in Springdale Cost?
Landlord insurance in Arkansas typically costs 15 to 25 percent more than a standard homeowners policy. For a single family rental in Springdale you might pay between 800 and 1,500 dollars per year depending on the property value location and coverage limits. Factors like the age of the home roof condition and deductible choice also affect the premium. This is general information not insurance advice.
About landlord insurance agents in Springdale
Landlord insurance agents in Springdale Arkansas help property owners find policies that cover dwelling damage liability and loss of rental income. Arkansas law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand the risks of Northwest Arkansas weather including hail storms and tornadoes.
Frequently Asked Questions
What does landlord insurance cover in Arkansas?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. It does not cover tenant personal property. Arkansas law does not set specific coverage minimums but your mortgage lender may require certain limits.
How is landlord insurance different from homeowners insurance in Springdale?
Homeowners insurance covers owner occupied homes while landlord insurance covers rental properties. Landlord policies usually exclude tenant belongings and may offer higher liability limits. Using a homeowners policy for a rental can lead to claim denial in Arkansas.
Do I need landlord insurance for a single family rental in Springdale?
Yes it is strongly recommended even if not required by law. Most mortgage lenders in Arkansas require landlord insurance for rental properties. Without it you could face large out of pocket costs for damage or liability claims.
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