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Find Landlord Insurance Agents in Atascadero, CA

Compare landlord insurance agents in Atascadero. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Atascadero, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 landlord insurance agents in Atascadero, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sara Hays - State Farm Insurance Agent
6275 Palma Ave, Atascadero, CA 93422
(805) 466-9400 sarahaysinsurance.com
Courtney Morrow - State Farm Insurance Agent
5365 El Camino Real, Atascadero, CA 93422
(805) 466-7744 insuringthecentralcoast.com
Farmers Insurance - Jennifer White
7635 El Camino Real STE 2, Atascadero, CA 93422
(805) 548-8530 jenniferwhiteagency.com
California Meridian Insurance Services, Inc.
9700 El Camino Real, Atascadero, CA 93422
(805) 466-3400 californiameridian.com
Hedges Insurance Services
8105 Morro Rd C, Atascadero, CA 93422
(805) 466-9048 hedgesinsurance.com
Hometown Insurance Services
7600 El Camino Real, Atascadero, CA 93422
(805) 466-4611 askhometown.com
Atascadero Insurance Agency
7550 Morro Rd suite b, Atascadero, CA 93422
(805) 466-1062 alkemeins.com

Landlord insurance agents in Atascadero help property owners protect their rental investments with policies tailored to California regulations. California law requires landlords to maintain certain liability coverages, especially for properties with multiple units. Local agents understand the specific risks in San Luis Obispo County, such as fire season and earthquake exposure.

What Does a Landlord Insurance Agent in Atascadero Cost?

The cost of landlord insurance in California typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Atascadero, annual premiums often fall between 800 and 1,500 dollars, depending on property value and location. Factors like proximity to fire zones and the number of units can increase rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Atascadero California?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In California, policies often exclude earthquake damage, which requires a separate endorsement. Agents can help you add coverage for vandalism or tenant-caused damage.
Is landlord insurance required by law in California?
California law does not require landlord insurance by statute, but mortgage lenders usually mandate it for rental properties. Additionally, liability coverage is strongly recommended to protect against tenant injury claims. Some local ordinances in Atascadero may have specific requirements for registered rental units.