Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 landlord insurance agents in Belmont, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jim Dwyer - State Farm Insurance Agent
1501 El Camino Real Ste G, Belmont, CA 94002
(650) 592-3957
jimdwyer.net
Mike Pascua - State Farm Insurance Agent
1050 El Camino Real B, Belmont, CA 94002
(650) 591-7396
insurance-quotesin-ca.com
Lance Chu - State Farm Insurance Agent
1501 El Camino Real Ste G, Belmont, CA 94002
(650) 919-8870
lancechu.com
Farmers Insurance - Jack Parden
1043 Alameda De Pulgs, Belmont, CA 94002
(650) 593-2197
agents.farmers.com
What Does a Landlord Insurance Agent in Belmont Cost?
In California landlord insurance premiums typically range from 25 to 50 percent more than standard homeowners insurance. For a single-family rental in Belmont expect annual premiums between 800 and 2500 dollars depending on property value location and coverage limits. Factors like the age of the property number of units and claims history will affect your rate. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance in Belmont cover?
Landlord insurance typically covers property damage liability loss of rental income and legal defense costs. In California policies often exclude earthquake and flood damage which require separate coverage. A local agent can help you add endorsements for these perils.
Is landlord insurance required by law in California?
California law does not require landlord insurance but most mortgage lenders do require it. Additionally California Civil Code Section 1950.5 limits security deposits and requires specific disclosures. Without proper insurance you could face significant financial loss from tenant claims or property damage.
How do I choose a landlord insurance agent in Belmont?
Look for an agent licensed in California with experience insuring residential rental properties. Ask about their knowledge of local building codes and fire risk zones. Compare quotes from multiple agents to find the right balance of coverage and premium.