The top-rated landlord insurance agent in Camarillo, California is Ryan Charlon - State Farm Insurance Agent, rated 5.0 stars across 363 reviews. Other highly rated options include Charles Allison - State Farm Insurance Agent, Tom Logan - State Farm Insurance Agent, Decker Insurance Solutions, Inc. This directory lists 19 landlord insurance agents serving Camarillo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Charlon - State Farm Insurance Agent | 340 Rosewood Ave STE I | (805) 482-2735 |
| 2 | Charles Allison - State Farm Insurance Agent | 2401 Ventura Blvd | (805) 383-0907 |
| 3 | Tom Logan - State Farm Insurance Agent | 267 Village Commons Blvd suite 13 | (805) 484-0418 |
| 4 | Decker Insurance Solutions, Inc | 1203 Flynn Rd UNIT 170 | (805) 384-1645 |
| 5 | Farmers Insurance - Dina Molina | 266 Mobil Ave Ste 106b | (805) 228-4469 |
| 6 | Roger Lewis Insurance Service, Inc. | 5021 Verdugo Way #105-301 | (805) 777-8910 |
| 7 | Jayme Riggio: Allstate Insurance | 340 Rosewood Ave k | (805) 604-0675 |
| 8 | All Ways Insurance Services Inc. | 350 N Lantana St Ste 204 | (877) 218-8833 |
| 9 | Kerry Rafferty - State Farm Insurance Agent | 456 Arneill Rd | (805) 484-1041 |
| 10 | Shirley Brandon - State Farm Insurance Agent | 2412 N Ponderosa Dr B109 | (805) 484-4388 |
Ryan Charlon - State Farm Insurance Agent serves the Camarillo, CA area, specializing in landlord insurance policies for local property owners. The agency helps rental property investors protect their real estate assets against common exposures such as fire, vandalism, and liability claims. Coverage is designed to address the unique needs of those who lease residential or commercial space to tenants. The agent handles loss of rental income protection and property damage coverage for multi-family dwellings.
Charles Allison - State Farm Insurance Agent in Camarillo, California, is known for helping property owners secure comprehensive protection for their rental properties. This agent provides Landlord Insurance coverage tailored to residential and commercial rental units in the area. Services typically include safeguarding against property damage, liability claims, and rental income loss due to covered perils. Policies can be structured to fit different portfolios, from single-family homes to multi-unit buildings. A specialty add-on available is coverage for tenant-caused water damage and subsequent mold remediation.
Located in Camarillo, CA, Tom Logan - State Farm Insurance Agent provides landlord insurance coverage tailored to protect rental properties and their owners. Service plans include personalized policy reviews to help safeguard against property damage, liability claims, and lost rental income. The agency works with clients to understand risk and suggest appropriate deductibles and limits. It services a range of property types such as single-family homes, apartment buildings, retail spaces, and restaurants.
Decker Insurance Solutions, Inc. serves homeowners, residential landlords, and property managers in Camarillo, California. The agency provides tailored coverage options for rental properties, helping clients protect their investments from potential liabilities and property damage. Policies are designed to address the specific risks faced by those who lease out single-family homes, duplexes, or small apartment buildings. The company also extends its landlord insurance services to clients in Oxnard and other nearby communities within Ventura County.
Farmers Insurance - Dina Molina serves Camarillo and the surrounding Ventura County communities, offering landlord insurance agent services for residential and commercial rental properties. The agency handles policies that cover property damage, liability protection, and loss of rental income for property owners. To manage a typical job, it begins by reviewing the specific coverage needs of the landlord’s rental units and property portfolio, then presents a customized insurance solution that addresses exposure to tenant-related risks and local environmental hazards.
Roger Lewis Insurance Service, Inc. specializes in crafting tailored landlord insurance policies for residential and small commercial properties in Camarillo. The agency provides essential guidance on property protection, liability coverage, and loss-of-rent options. It works to help local property owners understand their unique risk exposures and secure appropriate policies. Before the peak of summer rental turnover, the firm assists landlords with reviewing vacancy clauses and tenant damage coverage.
Jayme Riggio: Allstate Insurance in Camarillo, CA offers landlord insurance agents who can assist with either a single rental property or multiple units across ongoing property ownership. Coverage options typically include protection for the building structure, liability for tenant injuries, and potential loss of rental income. Service arrangements are flexible and operate on an as-needed basis for policy reviews or claims, with regular scheduled renewals each year to maintain active coverage.
When seasonal rains or wildfire risks affect rental properties in Camarillo, All Ways Insurance Services Inc. provides focused landlord coverage to protect investment income and assets. This agency works with property owners to secure policies that address liability, property damage, and loss of rent. The initial assessment includes a careful review of the property’s current structure and tenant occupancy, allowing the agent to match precise coverage options directly to the landlord’s specific exposure. A full inspection of the premises is scheduled before any policy is finalized.
Kerry Rafferty’s agency works with real estate investors throughout Camarillo, assisting them with property insurance needs. It focuses specifically on landlord coverage, including protection for rental homes and multi-unit dwellings. Policies commonly address liability, building damage, and loss of rental income. The agency can also provide additional endorsements to cover unique property features. Its services extend to various commercial sectors, including offices, warehouses, and food service operations.
Shirley Brandon - State Farm Insurance Agent in Camarillo, CA provides residential landlord insurance coverage to protect rental properties and their owners against common liability and property damage risks. Commercial landlord insurance policies are also available for small apartment buildings and multi-unit dwellings across the Ventura County area. Each client’s unique exposure is assessed when designing a tailored policy that addresses local weather and tenant concerns. Personalized follow-up service is offered between regular policy reviews to adjust coverage as properties or occupancy requirements change.
What Does a a Landlord Insurance Agent in Camarillo Cost?
Landlord insurance in California typically costs between 15 and 30 percent more than standard homeowners insurance. For a single-family rental in Camarillo, annual premiums often range from 800 to 1,800 dollars depending on property value, location, and coverage limits. Factors like fire risk, liability limits, and optional flood or earthquake endorsements increase costs. This is general information and not insurance advice.
About landlord insurance agents in Camarillo
Landlord insurance agents in Camarillo California help property owners protect their rental investments. California law requires landlords to maintain certain liability coverages and disclose insurance details to tenants. A local agent can guide you through policies that cover property damage, loss of rental income, and liability claims specific to California regulations.
Frequently Asked Questions
What does a landlord insurance agent in Camarillo do?
A landlord insurance agent helps you find a policy that covers your rental property. They explain California-specific requirements like earthquake coverage options and liability limits. They also assist with claims and policy adjustments as your property needs change.
Is landlord insurance required by law in California?
California law does not require landlord insurance by statute. However most mortgage lenders and property management companies require it. It is strongly recommended to protect against liability and property damage claims.
How do California laws affect landlord insurance coverage?
California Civil Code Section 1950.5 limits security deposits and affects how claims for property damage are handled. Agents can advise on coverage for legal defense costs related to tenant disputes or habitability claims common in California.
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