The top-rated landlord insurance agent in Cerritos, California is Cali-Fast Insurance Services Inc, rated 5.0 stars across 1,253 reviews. Other highly rated options include Acceptance Insurance, Beth Bettger - State Farm Insurance Agent, Carl F Johnson: Allstate Insurance. This directory lists 13 landlord insurance agents serving Cerritos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cali-Fast Insurance Services Inc | 17777 Center Ct Dr N #650 | (855) 203-2282 |
| 2 | Acceptance Insurance | 11310 South St | (562) 273-7017 |
| 3 | Beth Bettger - State Farm Insurance Agent | 20220 State Rd | (562) 496-1000 |
| 4 | Carl F Johnson: Allstate Insurance | 12607 Hiddencreek Way Suite D | (562) 865-6601 |
| 5 | Jim Barr - State Farm Insurance Agent | 12616 South St | (562) 924-4459 |
| 6 | Sandra Molina: Allstate Insurance Agency | 17315 Studebaker Rd suite 300N | (562) 543-0696 |
| 7 | Ken Inouye - State Farm Insurance Agent | 11010 Artesia Blvd | (562) 865-5228 |
| 8 | Mikel's Insurance Services | 10945 South St suite 106 a | (562) 928-0431 |
| 9 | DLI Finance & Insurance Services: Allstate Insurance | 11837 South St | (562) 924-6036 |
| 10 | Pinoy General Insurance Services | 17304 Norwalk Blvd | (562) 402-1737 |
Cali-Fast Insurance Services Inc serves the Cerritos, California area as a local landlord insurance agent. The company works with property owners to find coverage tailored to rental dwellings and residential investment properties. Its agents help clients navigate policies that address property damage, liability protection, and possible loss of rental income. They also assist with securing coverage for multifamily units and single-family rental homes in the surrounding regions of Los Angeles County.
As wildfire season approaches in Cerritos, landlords require reliable protection for rental properties against liability and property damage. Acceptance Insurance offers landlord insurance policies tailored to these local risks, covering structures, loss of rental income, and legal liability. Their agents review each lease agreement and property condition to determine appropriate coverage levels before enrollment. A complete inspection of the rental unit and surrounding premises typically initiates the policy assessment.
Beth Bettger - State Farm Insurance Agent in Cerritos, CA offers landlord insurance policies that cover property damage, liability protection, and loss of rental income. The agency provides service plans to help property owners understand policy updates and manage claims efficiently, ensuring coverage adapts to changing tenant situations and local building codes. Its services extend to single-family homes, apartments, and commercial properties including retail spaces and restaurants.
Carl f Johnson: Allstate Insurance serves homeowners, rental property investors, and property managers in Cerritos, California, with landlord insurance solutions that protect residential and commercial rental structures. Policies cover property damage, liability exposure, and loss of rental income from covered events. The agency assists clients in customizing coverage to match the specific needs of their rental portfolios. This region includes diverse housing types, from single-family rentals to multi-unit dwellings. Services extend to neighboring communities within Los Angeles County, including Artesia.
Jim Barr - State Farm Insurance Agent serves Cerritos and the surrounding communities in southeastern Los Angeles County, providing landlord insurance policies for residential rental properties. The agency handles coverage for single-family homes and small multi-unit dwellings, helping property owners protect against common risks like property damage, liability claims, and loss of rental income. For a typical job, Jim Barr reviews the landlord's specific property details and risk factors to recommend tailored policy options that address local exposure.
Sandra Molina: Allstate Insurance Agency in Cerritos, CA offers both one-time landlord policies and recurring coverage designed to protect rental properties. A landlord insurance agent focuses on safeguarding property owners from risks such as property damage, liability claims, and loss of rental income. This agency provides tailored solutions for residential and commercial landlords, covering structures, contents, and legal expenses associated with tenant disputes. Service runs on a one-time, scheduled, or as-needed basis to accommodate varying property management needs.
Ken Inouye - State Farm Insurance Agent in Cerritos, CA, specializes in landlord insurance policies to protect rental properties against structural damage, liability claims, and lost rental income. The agency also provides general coverage options for homes, condos, and auto insurance needs tailored to local clients. With a focus on helping property owners manage risks from unforeseen incidents, it regularly assists clients with coverage adjustments after tenant turnovers or lease renewals during seasonal move-in periods.
As late autumn storms bring sudden downpours across Cerritos, landlords often face unexpected tenant disputes over water damage repairs. Mikel's Insurance Services addresses these challenges by tailoring landlord-specific policies that cover property structure and liability concerns. The agency clarifies gaps between standard homeowners coverage and rental property risks, guiding owners toward appropriate deductibles and rental income protection. Their process for a new policy begins with a scheduled walkthrough of the rental unit to document existing conditions and assess unique exposure points.
DLI Finance & Insurance Services: Allstate Insurance works with property owners to find appropriate coverage for rental properties in the Cerritos area. Its specialty is addressing the unique liability and property risks faced by landlords who lease residential or commercial space. Policies often help protect income streams from tenant disruptions and potential property damage. The agency extends its services to commercial sectors, including small offices, warehouses, and establishments involved in food service.
Pinoy General Insurance Services in Cerritos, CA provides residential landlord insurance for property owners renting out houses or apartments. Their services also extend to commercial property coverage, serving clients throughout the greater Los Angeles area. They assist landlords with policy adjustments to accommodate new tenants or property changes. Customers often request follow-up consultations to review coverage limits between regular service intervals, ensuring policies remain appropriate as rental market conditions shift.
What Does a a Landlord Insurance Agent in Cerritos Cost?
Typical landlord insurance in California costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Cerritos, annual premiums often range from 800 to 1500 dollars. Higher coverage limits, older properties, and locations in high risk areas increase the cost. This is general information and not insurance advice.
About landlord insurance agents in Cerritos
A landlord insurance agent in Cerritos California helps property owners protect their rental investments. California law requires landlords to maintain certain liability coverages and disclose insurance details to tenants. Local agents understand the specific risks for Cerritos properties near flood zones and earthquake faults.
Frequently Asked Questions
What does landlord insurance cover in California?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In California, policies often exclude earthquake and flood damage which require separate coverage. A local agent can help you choose the right limits for your Cerritos rental property.
Is landlord insurance required by law in California?
California does not legally require landlord insurance but most mortgage lenders and HOAs do. The California Civil Code Section 1950.5 limits security deposits and does not mandate insurance. However, having a policy protects you from lawsuits and property damage claims.
How do I choose a landlord insurance agent in Cerritos?
Look for an agent licensed in California with experience insuring rental properties. Ask about their knowledge of Cerritos specific risks like earthquake zones near the San Andreas Fault. Compare quotes from multiple agents to find coverage that fits your property type and budget.
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