The top-rated landlord insurance agent in Chico, California is Acceptance Insurance, rated 5.0 stars across 353 reviews. Other highly rated options include Kevin Baker Insurance Agency, Heritage Insurance Agency, Keith McBride - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Chico.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 240 W East Ave ste c | (530) 681-4011 |
| 2 | Kevin Baker Insurance Agency | 383 Connors Ct Ste A | (530) 893-8301 |
| 3 | Heritage Insurance Agency | 290 Airpark Blvd | (530) 894-3276 |
| 4 | Keith McBride - State Farm Insurance Agent | 2499 Bruce Rd | (530) 965-5934 |
| 5 | Farmers Insurance - Paul Munly Agency | 30 Constitution Dr #200 | (530) 899-7667 |
| 6 | Chris Grettum - State Farm Insurance Agent | 1277 East Ave STE 110 | (530) 809-1197 |
| 7 | Jeff Fowler Insurance Services, Inc. | 426 Broadway St #205 | (530) 267-6268 |
| 8 | Nevin & Witt Insurance Services | 1600 Mangrove Ave #195 | (530) 894-0111 |
| 9 | Chico Creek Insurance Services, LLC - Owner, Julio Ramirez | 500 Cohasset Rd #34 | (530) 636-0241 |
| 10 | Firm Foundations Insurance & Benefits Center | 1530 Humboldt Rd #5 | (530) 891-4673 |
Acceptance Insurance in Chico, California offers both one-time and recurring service options for landlords needing property coverage. Their policies protect against losses from tenant damage, liability claims, and loss of rental income when a unit becomes uninhabitable. They also include coverage for structural repairs and legal defense costs arising from eviction or disputes. Local Chico property owners can arrange coverage on a one-time basis for a single property or set up recurring payments to maintain continuous annual protection and claims support as schedules require.
Kevin Baker Insurance Agency serves Chico, California, specializing in landlord insurance policies for residential and commercial rental property owners. The agency helps property investors secure coverage that protects against liability claims and property damage from tenants or natural events. It also assists landlords with policies covering loss of rental income during repairs. Its services include creating customized insurance packages for single-family rentals and multi-unit apartment buildings in the Chico area.
Heritage Insurance Agency provides landlord insurance policies tailored for property owners in Chico, California. The agency arranges coverage for rental property liability, property damage, and loss of rental income. Standard policies may be supplemented with optional maintenance plans or service agreements to help landlords manage routine property upkeep. These offerings can mitigate long-term risks and simplify tenant turnover responsibilities. Heritage Insurance Agency typically serves clients who own single-family homes, apartment complexes, retail storefronts, and local restaurants throughout the Chico area.
Keith McBride - State Farm Insurance Agent serves local property owners, landlords, and property managers in the Chico area who need coverage for rental dwellings and investment properties. The agency provides landlord insurance policies designed to protect buildings, personal liability, and lost rental income from unexpected events. Services include policy reviews to match individual portfolios and claim assistance for qualifying losses. Keith McBride - State Farm Insurance Agent also covers properties in the nearby communities of Paradise and Durham.
Serving Chico and the surrounding Butte County communities, Farmers Insurance - Paul Munly Agency provides landlord insurance for residential rental properties. The agency handles policies covering property damage, liability protection, and loss of rental income. Its typical approach involves a detailed review of the property and the landlord’s specific coverage needs, then tailoring a policy to match those requirements while explaining each protection.
Chris Grettum - State Farm Insurance Agent in Chico, CA, provides both one-time policy setups and ongoing coverage management for rental property owners, with services tailored to protect against property damage, liability claims, and income loss from tenant vacancies. Liability coverage shields landlords from legal costs related to injuries or damage occurring on the premises, while property coverage addresses structural or appliance repairs. Service runs on an as-needed basis for renewals or claims, with policies typically reviewed and adjusted at the end of each policy term.
Jeff Fowler Insurance Services, Inc. specializes in landlord insurance policies tailored to protect rental properties in the greater Chico area. The agency works with owners of single-family homes and small multi-unit dwellings, offering coverage that addresses common liabilities and property risks involved in renting units. It helps local investors and landlords secure appropriate policies for their specific portfolios. When seasonal wildfire threats or flood concerns arise, the firm assists clients in reviewing and adjusting their coverage limits to better safeguard their rental investments.
When heavy winter rains arrive in the Sacramento Valley, the potential for roof leaks and water damage rises for rental property owners. Nevin & Witt Insurance Services in Chico assists landlords in navigating these seasonal exposures with tailored property coverage. Their agency reviews individual rental policies to address liability concerns and the unique structural risks of investment homes in Northern California. A typical initial engagement includes a full assessment of the property's condition and existing lease requirements before providing any coverage quotes.
Chico Creek Insurance Services, LLC, owned by Julio Ramirez, works with property owners to secure general liability and property coverage. Its specialty focuses on landlord policies that protect rental investments against tenant damage and liability claims. Serving the Chico, CA, area, the agency addresses the unique risk exposures of long-term residential rentals. Commercial sectors it can serve include offices, warehouses, and food service establishments, helping each manage their distinct insurance needs.
What Does a a Landlord Insurance Agent in Chico Cost?
Typical landlord insurance costs in California range from 1000 to 3000 per year for a standard single-family rental. In Chico premiums can be 15 to 30 percent higher due to wildfire exposure. Factors like property age construction type and coverage amount also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Chico
A landlord insurance agent in Chico California helps property owners secure coverage that meets state requirements and local needs. California law does not require landlord insurance but mortgage lenders often mandate a dwelling fire policy. Chico landlords also need protection against wildfire damage and liability for tenant injuries on the property.
Frequently Asked Questions
What does landlord insurance cover in Chico California?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. In California policies often exclude flood and earthquake damage which require separate coverage. Wildfire coverage is available but may have higher premiums in fire-prone areas like Butte County.
Is landlord insurance required by law in California?
California state law does not require landlord insurance. However most mortgage lenders require a dwelling fire policy at minimum. Landlord insurance is strongly recommended to protect against liability claims and property damage that could otherwise come out of your pocket.
How much does landlord insurance cost in Chico California?
The average cost of landlord insurance in California ranges from 1000 to 3000 per year for a single-family rental. In Chico premiums may be higher due to wildfire risk. Your exact rate depends on the property value location deductible and coverage limits.
Landlord Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Bakersfield · Baldwin Park · Banning · Beaumont · Bellflower · Benicia · Beverly Hills · Brawley