The top-rated landlord insurance agent in Clovis, California is Philip Call - State Farm Insurance Agent, rated 4.9 stars across 241 reviews. Other highly rated options include Antonio Fabila - State Farm Insurance Agent, Fast Savings Insurance Agency, The Phanco Group: Allstate Insurance. This directory lists 18 landlord insurance agents serving Clovis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Philip Call - State Farm Insurance Agent | 1534 Shaw Ave | (559) 900-7455 |
| 2 | Antonio Fabila - State Farm Insurance Agent | 3157 Fowler Ave Ste 103 | (559) 292-7000 |
| 3 | Fast Savings Insurance Agency | 755 N Peach Ave Ste. C-2 | (559) 221-1600 |
| 4 | The Phanco Group: Allstate Insurance | 1141 Pollasky Ave | (559) 298-6000 |
| 5 | Old Town Insurance Agency | 325 Clovis Ave Ste 114 | (559) 322-2525 |
| 6 | Dave Shivers - State Farm Insurance Agent | 332 Pollasky Ave | (559) 297-7737 |
| 7 | Clovis Insurance Agency | 2147 Herndon Ave #101 | (559) 298-0881 |
| 8 | Dean L Ricken Insurance | 96 Shaw Ave # 202 | (559) 299-8888 |
| 9 | Aaron Melzer - State Farm Insurance Agent | 725 Pollasky Ave #105 | (559) 299-2111 |
| 10 | Rio Mesa Insurance Agency | 3134 Willow Ave STE 102 | (559) 292-2490 |
Philip Call - State Farm Insurance Agent serves the Clovis, California area, providing landlord insurance coverage for local rental property owners. As a dedicated agent, they assist landlords in protecting their investment properties against common risks such as property damage and liability claims. Services also include helping clients understand appropriate coverage levels for their units and lease agreements. They handle both residential rental policies and commercial landlord insurance plans for properties within the Fresno County region.
Antonio Fabila - State Farm Insurance Agent provides landlord insurance policies designed to protect rental property owners in Clovis, CA. Coverage options typically include dwelling protection, liability coverage, and loss of rental income support. The agency assists with policy maintenance, risk assessment, and claims filing guidance for investment properties. Its services cover single-family homes, apartments, retail spaces, and restaurants.
Fast Savings Insurance Agency in Clovis, California serves local homeowners and property managers who rent out single-family homes, duplexes, or small apartment buildings. It helps these clients secure policies that protect against property damage, liability claims, and rental income loss. The agency understands the specific insurance needs that come with managing residential rental properties in the central San Joaquin Valley. Coverage options are tailored for landlords who require dependable protection. Fast Savings Insurance Agency also works with property investors and owners located in the nearby city of Fresno.
Serving Clovis and the surrounding communities in Fresno County, The Phanco Group: Allstate Insurance handles landlord-specific insurance policies for residential and commercial rental properties. This local agency provides coverage options tailored to protect property owners from rental income loss, property damage, and liability claims. Each policy is assessed according to the unique risks of the landlord's property and tenant situation, ensuring appropriate limits for the region's market conditions. For a typical job, it begins with a thorough consultation to review the property details and identify critical exposures before recommending a suitable plan.
Old Town Insurance Agency in Clovis specializes in custom landlord insurance policies, protecting rental property owners from liability and structural damage. It also handles general property insurance needs for the local area. Services cover standard risks such as fire, vandalism, and tenant-related claims. The agency helps with the seasonal concern of winter freeze damage, ensuring landlords are prepared for potential pipe bursts and cold-weather repairs.
Dave Shivers - State Farm Insurance Agent in Clovis, CA provides landlord insurance, distinguishing between one-time policies for single-property needs and recurring service options for ongoing portfolio management. Coverage typically protects against rental property damage, liability claims from tenants or visitors, and loss of rental income due to covered events. Service for landlord insurance runs on either a scheduled renewal basis for annual policy updates or as-needed when acquiring new properties or adjusting existing coverage.
When seasonal rains test properties in Clovis, Clovis Insurance Agency helps landlords protect their rental investments with tailored coverage for damage and liability. Based in the city, this firm works with owners to structure policies that address local risks like drought-related cracking or unexpected tenant losses. They guide property owners through common endorsements for income interruption or ordinance compliance after repairs. Every new client relationship typically begins with a walk-through inspection to assess the building’s current condition and identify any immediate coverage gaps.
Dean L Ricken Insurance is a local agency that provides landlord insurance protection for property owners in the Clovis area. Policies typically cover structures, liability, and loss of rental income, while specialty add-ons can include coverage for vandalism and ordinance or law upgrades. The agency serves landlords with various commercial property types, including offices, warehouses, and food service establishments.
As a landlord insurance agency in Clovis, CA, this office serves residential property owners with liability and dwelling protection policies. Commercial coverage is also available for multi-unit rentals and small apartment buildings throughout the Fresno-Clovis area. Policies are designed to guard against tenant-related claims and property damage. Individual risk assessments are provided during consultations. Clients are encouraged to schedule reviews between annual premium renewals to adjust coverage for new tenants or changes in property condition.
Rio Mesa Insurance Agency in Clovis, California, is known for providing landlord insurance coverage tailored to property investors. It offers policies that protect rental dwellings from common risks such as property damage and liability claims. Local agents help landlords understand coverage needs for single-family homes or small multi-unit properties. They can also add on loss of rental income protection to recover revenue during rebuilds after a covered event, ensuring continued cash flow stability.
What Does a a Landlord Insurance Agent in Clovis Cost?
Landlord insurance in California typically costs 15 to 30 percent more than standard homeowners insurance due to higher liability risks. For a single family rental property annual premiums range from 800 to 2000 dollars depending on location coverage limits and property age. Multi-unit properties or those in high risk areas may cost more. This is general information not insurance advice.
About landlord insurance agents in Clovis
A landlord insurance agent in Clovis California helps property owners protect their rental investments. California law requires landlords to maintain certain coverages such as liability insurance and property damage protection. Local agents understand the Fresno County market and can tailor policies to meet state requirements.
Frequently Asked Questions
What does landlord insurance cover in California?
Landlord insurance in California typically covers property damage liability loss of rental income and legal expenses. It does not cover tenant personal property which requires renters insurance. Policies may also include coverage for earthquake or flood damage as separate endorsements.
Is landlord insurance required by law in California?
California does not legally require landlord insurance but most mortgage lenders and homeowners associations mandate it. Without it you risk financial loss from tenant injury property damage or lawsuits. Many landlords also add liability coverage up to 1 million dollars for extra protection.
How do I choose a landlord insurance agent in Clovis?
Look for an agent licensed in California with experience in rental property coverage. Ask about policy limits deductibles and exclusions specific to your property type such as single family homes or multi-unit buildings. Compare quotes from multiple agents to find suitable terms.
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