The top-rated landlord insurance agent in Davis, California is Raul Herrera - State Farm Insurance Agent, rated 4.9 stars across 117 reviews. Other highly rated options include Dave Scheiber - State Farm Insurance Agent, Doug Prichard - State Farm Insurance Agent, Greg Phister: Allstate Insurance. This directory lists 12 landlord insurance agents serving Davis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Raul Herrera - State Farm Insurance Agent | 2744 Del Rio Pl Ste 120 | (530) 759-9204 |
| 2 | Dave Scheiber - State Farm Insurance Agent | 4627 Fermi Pl #120 | (530) 758-8440 |
| 3 | Doug Prichard - State Farm Insurance Agent | 405 3rd St | (530) 756-1591 |
| 4 | Greg Phister: Allstate Insurance | 437 F St | (530) 756-9211 |
| 5 | Heather Copeland - State Farm Insurance Agent | 231 G St #1 | (530) 753-7897 |
| 6 | Purves & Associates Insurance Agency | 500 4th St | (530) 756-5561 |
| 7 | Farmers Insurance - David Mann | 2925 Spafford St B | (530) 758-1011 |
| 8 | C C Cooper & Sons | 215 Madson Pl A | (530) 753-2888 |
| 9 | Cedarwood Financial & Insurance Services | 1777 Oak Ave Ste B | (877) 753-0704 |
| 10 | State Farm Insurance | 4627 Fermi Pl #120 | (530) 379-7227 |
Raul Herrera - State Farm Insurance Agent serves the Davis, California metro area and specializes in landlord insurance. The agency helps property owners secure coverage that protects rental dwellings and income. Tailored policies can address liability exposures from tenants and guests. The agent assists with claims guidance and adjusting coverage as property needs evolve. Specific services in this area include dwelling and liability protection for rental properties.
Dave Scheiber - State Farm Insurance Agent in Davis, CA, provides a range of landlord insurance services, including property protection and general liability coverage. Customized maintenance plans help landlords safeguard their rental investments against common perils such as fire or water damage. The agency works closely with property owners to structure policies that address specific coverage needs and local risk factors. Dave Scheiber - State Farm Insurance Agent services single-family homes, apartments, retail spaces, and restaurants.
Doug Prichard - State Farm Insurance Agent serves homeowners, property managers, and small business owners in Davis, California, who need landlord insurance coverage for rental properties. Policies typically protect against property damage, liability claims, and loss of rental income. The agency can discuss options tailored to single-family rentals or multi-unit dwellings in the area. Service also extends to nearby communities such as Woodland, providing similar landlord insurance support for property owners there.
Greg Phister: Allstate Insurance serves the Davis, California area and its surrounding communities by handling landlord insurance policies for residential rental property owners. This includes protecting structures against damage while addressing liability concerns tied to tenant activities. In managing a typical job, the agent reviews the property’s specifics and local risk factors to match coverage options such as dwelling protection or loss of rental income to the client’s needs.
Heather Copeland, a landlord insurance agent in Davis, CA, distinguishes between single-policy transactions for individual properties and continuous coverage plans for portfolios. Her service covers standard liability protection and loss assessment for rental dwellings. Specialty endorsements address gaps in standard policies. She provides guidance on tenant-related exposures and local building code compliance. Consistent coverage maintains the insurance in force through repetitive periods. Service functions on an as-needed basis for new acquisitions or scheduled renewals.
Purves & Associates Insurance Agency specializes in crafting policies for landlords in Davis, CA, addressing risks like property damage and liability claims. They work closely with property owners to align coverage with individual rental portfolios. Their guidance proves particularly valuable during tenant transitions, when new leases begin and existing policies require careful review, or following a major storm event in the region that may expose gaps in standard property protection.
As seasonal rains approach Davis, protecting rental properties becomes essential for local owners. Farmers Insurance - David Mann provides landlord insurance policies that address the particular risks of leasing homes in a college town. Coverage typically includes dwelling protection and liability for tenant incidents, helping owners safeguard their investment throughout lease terms. The agent assists clients in tailoring policies that reflect the specific age and condition of each rental unit. Initial steps involve scheduling a walkthrough inspection to document property features and discuss coverage requirements.
C C Cooper & Sons in Davis acts as a local landlord insurance agent, guiding property owners through the complexities of coverage for rental dwellings. They also specialize in policy add-ons such as vandalism protection, loss of income endorsements, and liability upgrades for multi-unit properties. Their services are available for commercial sectors including offices and warehouses, as well as for food service establishments requiring unique hazard coverage.
Cedarwood Financial & Insurance Services provides residential landlord insurance for property owners in Davis, California. The company also offers commercial coverage for multi-unit buildings and rental properties in the surrounding region. Their agents assist with tailoring policies to protect against liability and property damage common in local leases. Clients often return for periodic policy reviews or to update coverage when tenants change or properties are acquired, ensuring continuous protection between regular scheduled visits.
State Farm Insurance in Davis, CA is known for providing tailored coverage solutions for local property owners seeking to protect rental investments. Its general services include policies for dwelling protection, liability coverage, and loss of rental income. Specializing in the unique landlord insurance needs of the Davis area, the company focuses on mitigating risks associated with tenant occupancy and property damage. A specialty service this agent can offer is the addition of a personal umbrella policy for extended liability protection beyond standard policy limits.
What Does a a Landlord Insurance Agent in Davis Cost?
The cost of landlord insurance in California typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Davis, annual premiums often fall between 800 and 2,500 dollars depending on property value, location, and coverage limits. Factors like the age of the property, proximity to fire zones, and the deductible you choose also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Davis
Landlord insurance agents in Davis California help property owners protect their rental investments with tailored policies. California law requires landlords to disclose certain insurance details to tenants, and local agents understand the specific risks in Yolo County such as wildfire exposure and liability concerns. Working with a knowledgeable agent ensures your policy meets state requirements and covers your property adequately.
Frequently Asked Questions
What does landlord insurance cover in Davis California?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In California, policies may also include coverage for earthquake or wildfire damage depending on your location. An agent can help you add endorsements for specific risks in the Davis area.
Is landlord insurance required by law in California?
California does not require landlords to carry insurance by statute, but most mortgage lenders and property management companies require it. Additionally, California Civil Code Section 1950.5 limits security deposits and insurance can help protect against financial losses from tenant damage or lawsuits.
How do I choose a landlord insurance agent in Davis?
Look for an agent who is licensed in California and has experience with rental properties in Yolo County. Ask about their knowledge of local building codes, fire zones, and flood risks. A good agent will compare multiple carriers to find coverage that fits your property type and budget.
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