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Find Landlord Insurance Agents Near You in El Cajon, CA

Browse landlord insurance agents serving El Cajon, California. Updated 2026-07-14.

The top-rated landlord insurance agent in El Cajon, California is Pay Low Insurance, rated 4.9 stars across 2,428 reviews. Other highly rated options include Freeway Insurance, Kristie Powell - State Farm Insurance Agent, Jennifer Langley - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving El Cajon.

Showing 18 landlord insurance agents in El Cajon, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Pay Low Insurance415 Fletcher Pkwy ste 306(619) 736-1313
2Freeway Insurance1049 E Main St(619) 202-2020
3Kristie Powell - State Farm Insurance Agent1785 E Main St(619) 938-8100
4Jennifer Langley - State Farm Insurance Agent365 Broadway #202(619) 442-9419
5Prestige Guard Insurance Services270 E Douglas Ave Suite 102A(877) 595-5010
6SD Insurance Agency275 E Douglas Ave # 102(858) 687-5222
7Bethel Insurance Services1083 Broadway(619) 442-4006
8Simple Lane Insurance Agency1255 Avocado Ave Suite 102(619) 777-7067
9Alexis Carlos Vega - State Farm Insurance Agent275 E Douglas Ave STE 101(619) 579-2263
10Jannet Bermudez: Allstate Insurance535 Broadway Ste 207(619) 441-8080
PL
415 Fletcher Pkwy ste 306
Pay Low Insurance
Landlord Insurance Agent · El Cajon, CA

Pay Low Insurance serves the El Cajon, California, metro area as a local landlord insurance agent. The company helps property owners secure coverage tailored to residential rental properties in this San Diego County community. As a dedicated landlord insurance provider, Pay Low Insurance assists clients in protecting their investment properties from common risks. The firm handles the placement of policies that cover dwelling structure, liability exposure, and loss of rental income for landlords operating within the region.

FI
1049 E Main St
Freeway Insurance
Landlord Insurance Agent · El Cajon, CA

Freeway Insurance provides a range of landlord insurance services in El Cajon, California, tailored to property owners. Their maintenance and service plans help protect rental investments from common liabilities and structural issues. Policies are designed to cover single-family homes, apartment complexes, and commercial spaces. They also extend coverage to retail locations and restaurants, ensuring various property types receive appropriate protection under one agent.

KP
1785 E Main St
Kristie Powell - State Farm Insurance Agent
Landlord Insurance Agent · El Cajon, CA

Kristie Powell, a State Farm Insurance Agent in El Cajon, CA, provides a comprehensive range of landlord insurance policies designed to protect rental property investments. Service options include personalized coverage consultations to help property owners select appropriate liability and dwelling protection, along with plan reviews to adjust coverage as needs evolve. Kristie Powell services single-family homes, apartments, retail spaces, and restaurants.

JL
365 Broadway #202
Jennifer Langley - State Farm Insurance Agent
Landlord Insurance Agent · El Cajon, CA

Jennifer Langley’s agency as a State Farm landlord insurance agent serves homeowners, businesses, and property managers in El Cajon, CA. The company helps these clients secure appropriate coverage for rental properties, addressing potential risks specific to the local real estate market. Policies typically protect owners from liability and property damage losses. The agency also assists those with vacation rentals or long-term tenant properties. Its services extend to covering landlords and property investors across the neighboring community of La Mesa.

PG
270 E Douglas Ave Suite 102A
Prestige Guard Insurance Services
Landlord Insurance Agent · El Cajon, CA

Prestige Guard Insurance Services serves property owners and investors in El Cajon and the surrounding San Diego County communities. It handles landlord insurance policies, including coverage for rental dwellings and liability protection associated with leasing residential properties. The agency understands the local real estate market and the risks property owners face with tenants. To handle a typical job, it begins with a thorough consultation to assess unique property risks before presenting tailored coverage options from available carriers.

SI
275 E Douglas Ave # 102
SD Insurance Agency
Landlord Insurance Agent · El Cajon, CA

SD Insurance Agency in El Cajon, CA, distinguishes between one-time policy setup for a single property and recurring coverage across a portfolio, both providing protection against property damage and liability claims common to local rentals. Their landlord insurance addresses income loss from uninhabitable units and legal defense costs from tenant incidents in the surrounding area. Service for clients is provided on an as-needed basis, with options for periodic policy reviews upon request.

BI
1083 Broadway
Bethel Insurance Services
Landlord Insurance Agent · El Cajon, CA

Bethel Insurance Services specializes in customizing liability and property coverage for small-scale and multi-unit rental properties in El Cajon. The agency works with local landlords to build policies that protect against tenant damage, loss of rental income, and general building risks typical in Southern California. Its services include helping property owners evaluate exposure from common maintenance issues. The company is often consulted when sudden vacancy or a major fire creates an urgent need to review and adjust existing coverage.

SL
1255 Avocado Ave Suite 102
Simple Lane Insurance Agency
Landlord Insurance Agent · El Cajon, CA

With winter rains approaching El Cajon, rental property owners seek protection against storm damage and liability claims. Simple Lane Insurance Agency addresses these concerns by offering specialized landlord insurance policies that cover property repair, loss of rental income, and legal defense. Their team reviews each rental property's unique risks, including tenant turnover and local building code requirements, to tailor coverage limits appropriately. A comprehensive inspection of the property’s condition and existing safety features typically initiates the client- onboarding process.

AC
275 E Douglas Ave STE 101
Alexis Carlos Vega - State Farm Insurance Agent
Landlord Insurance Agent · El Cajon, CA
JB
535 Broadway Ste 207
Jannet Bermudez: Allstate Insurance
Landlord Insurance Agent · El Cajon, CA

Jannet Bermudez: Allstate Insurance provides property protection solutions for residential and commercial rental properties in El Cajon and surrounding areas. The agency specializes in landlord-specific coverages, including liability protection for tenant injuries and structural damage from natural events. Policies can be tailored to address income loss from rental interruptions. Commercial sectors served include long-term rental houses, multi-unit apartment buildings, professional offices, warehouses, and food service establishments.

KI
2295 Fletcher Pkwy #100
Kennedy Insurance Agency
Landlord Insurance Agent · El Cajon, CA
(619) 797-1440
kennedyinsurance.com
FI
1651 E Main St Ste 212
Farmers Insurance - Domingo Jimenez Insurance Agency
Landlord Insurance Agent · El Cajon, CA
(619) 444-1141
domingojimenezagency.com
JE
236 Jamacha Rd #102
Jenkinsmg
Landlord Insurance Agent · El Cajon, CA
(619) 444-4664
jenkinsmg.com
FB
823 Jamacha Rd
Frank Brown III - State Farm Insurance Agent
Landlord Insurance Agent · El Cajon, CA
(619) 588-9219
statefarm.com/agent/us/ca/el-cajon/frank-a-brown-g0cll1ys000
FL
342 N 2nd St
Fred Loya Insurance
Landlord Insurance Agent · El Cajon, CA
(619) 219-6180
fredloya.com
LI
309A E Main St
LineGuard Insurance Services LLC
Landlord Insurance Agent · El Cajon, CA
(877) 292-7766
lineguardinsurance.com
OS
1558 Magnolia Ave STE C
On The Spot Insurance Services Inc.
Landlord Insurance Agent · El Cajon, CA
(619) 596-7722
onthespotinsurance.com
OL
1632 Pioneer Way
On The Level Insurance Services
Landlord Insurance Agent · El Cajon, CA
(619) 431-3706
onthelevelinsuranceservices.com

What Does a a Landlord Insurance Agent in El Cajon Cost?

Landlord insurance in California typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental property in El Cajon annual premiums range from 800 to 1500 dollars. Costs depend on property value location and coverage limits. This is general information not insurance advice.

About landlord insurance agents in El Cajon

A landlord insurance agent in El Cajon California helps property owners protect their rental investments. California law requires landlords to maintain certain liability coverages and disclose insurance details to tenants. Local agents understand El Cajon specific risks like wildfire zones and earthquake exposure.

Frequently Asked Questions

What does landlord insurance cover in California?

Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. In California policies often exclude earthquake and flood damage which require separate coverage.

Is landlord insurance required by law in California?

California does not require landlord insurance by state statute. However most mortgage lenders and homeowners associations mandate it. Some cities like Los Angeles have local ordinances requiring liability coverage.

How do I choose a landlord insurance agent in El Cajon?

Look for an agent licensed in California with experience in rental property coverage. Ask about policy options for single family homes and multi unit buildings. Verify they offer protection for your specific property type.

Landlord Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.