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Find Landlord Insurance Agents Near You in Encinitas, CA

Browse landlord insurance agents serving Encinitas, California. Updated 2026-07-14.

The top-rated landlord insurance agent in Encinitas, California is Lisa Trapp - State Farm Insurance Agent, rated 5.0 stars across 157 reviews. Other highly rated options include Katie Beach Harlan - State Farm Insurance Agent, Jake Cesare - State Farm Insurance Agent, Nick Witzmann Insurance Agency. This directory lists 12 landlord insurance agents serving Encinitas.

Showing 12 landlord insurance agents in Encinitas, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lisa Trapp - State Farm Insurance Agent1458 Encinitas Blvd(760) 230-0231
2Katie Beach Harlan - State Farm Insurance Agent531 Encinitas Blvd STE 119(760) 753-4944
3Jake Cesare - State Farm Insurance Agent227 N El Camino Real Ste 206(760) 942-2277
4Nick Witzmann Insurance Agency330 Encinitas Blvd suite 202c(760) 487-2727
5CJT Insurance, Vehicle Registration, VIN Verification144 W D St Suite 109(760) 230-1125
6Farmers Insurance - Julie Haidao187 Calle Magdalena Suite 110(619) 401-1104
7Best Quote Insurance Services1103 Quail Gardens Ct(888) 536-1131
8Farmers Insurance - Thomas Krynicki360 N El Camino Real # 3C(760) 230-4875
9Insuranca.com676 Polaris Dr(760) 271-1717
10J R Wood Insurance Agency4405 Manchester Ave(760) 944-1848
LT
1458 Encinitas Blvd
Lisa Trapp - State Farm Insurance Agent
Landlord Insurance Agent · Encinitas, CA

Lisa Trapp - State Farm Insurance Agent serves the Encinitas, California area as a landlord insurance agent. The company helps rental property owners protect their investments with specialized coverage. Landlords in this coastal region require protection against property damage, liability claims, and loss of rental income. Local factors like older building stock and seasonal tourism can increase risk. Typical services include policies for single-family rentals, multi-unit dwellings, and short-term vacation rental properties.

KB
531 Encinitas Blvd STE 119
Katie Beach Harlan - State Farm Insurance Agent
Landlord Insurance Agent · Encinitas, CA

Katie Beach Harlan - State Farm Insurance Agent in Encinitas offers landlord insurance services, including specialized coverage for rental properties and liability protection. Its service approach focuses on assessing individual property risks and helping clients understand policy details for their portfolios. Maintenance considerations are addressed through guidance on property upkeep requirements that align with coverage needs. The agency services single-family homes, apartments, retail spaces, and restaurants throughout the area, helping these property types manage their unique insurance exposures for leasing situations.

JC
227 N El Camino Real Ste 206
Jake Cesare - State Farm Insurance Agent
Landlord Insurance Agent · Encinitas, CA

Jake Cesare - State Farm Insurance Agent in Encinitas, CA serves local homeowners, property managers, and small business owners who need landlord insurance coverage. The agency helps residential and commercial landlords protect rental properties from common risks such as property damage, liability claims, and loss of rental income. It guides clients through policy options that align with the specific needs of owning and leasing real estate in coastal communities. The agent also covers insurance needs for property owners in nearby communities like Carlsbad and Solana Beach.

NW
330 Encinitas Blvd suite 202c
Nick Witzmann Insurance Agency
Landlord Insurance Agent · Encinitas, CA

Serving Encinitas and the surrounding North County coastal communities, Nick Witzmann Insurance Agency provides landlord insurance for property owners. This agency handles coverage for single-family rentals, multi-unit dwellings, and condos rented out to tenants. Its policies typically include protection for the building structure, liability for accidents on the property, and loss of rental income during repairs. To manage a typical job, the agency conducts a detailed review of each property’s specific risks and matches them with appropriate coverage limits.

CI
144 W D St Suite 109
CJT Insurance, Vehicle Registration, VIN Verification
Landlord Insurance Agent · Encinitas, CA

CJT Insurance, Vehicle Registration, VIN Verification in Encinitas, CA, can structure services for clients who need either a one-time policy for a single property or an ongoing arrangement for multiple units. Coverage typically addresses property damage, liability from tenant injuries, and loss of rental income. As a landlord insurance agent, the company helps landlords address local risks such as fire, weather-related damage, and legal defense costs. Service runs strictly on an as-needed basis, with no scheduled check-ins unless requested by the client.

FI
187 Calle Magdalena Suite 110
Farmers Insurance - Julie Haidao
Landlord Insurance Agent · Encinitas, CA

Farmers Insurance - Julie Haidao provides specialty landlord insurance services in Encinitas, CA, helping property owners protect rental homes, condominiums, and multi-unit dwellings. The agency also handles general coverage needs, including liability protection and property damage policies. With local weather patterns, it assists landlords in addressing seasonal risks such as storm damage to roofs and costly liability claims arising from accidental tenant injuries on the property.

BQ
1103 Quail Gardens Ct
Best Quote Insurance Services
Landlord Insurance Agent · Encinitas, CA

When the seasonal rains arrive in Encinitas, property owners often discover overlooked maintenance issues that can lead to costly tenant disputes. Best Quote Insurance Services addresses these local risks by offering landlord insurance policies tailored for the area's coastal properties. They guide property owners through typical policy considerations such as liability coverage for common areas and protection against rental income loss. To begin safeguarding a rental property, the company conducts an initial assessment of the building's specific exposure to weather and tenant-related claims.

FI
360 N El Camino Real # 3C
Farmers Insurance - Thomas Krynicki
Landlord Insurance Agent · Encinitas, CA

Farmers Insurance - Thomas Krynicki provides landlord insurance policies in Encinitas, California, covering essential property protection and liability coverage for rental dwellings. The agency also offers optional endorsements that can address specific risks such as vandalism, tenant damage, or loss of rental income during property repairs. These policies help landlords safeguard their investment while maintaining financial stability in the local market. The agency can serve commercial sectors including office buildings, warehouses, and food service properties.

IC
676 Polaris Dr
Insuranca.com
Landlord Insurance Agent · Encinitas, CA

Insuranca.com serves residential landlords in Encinitas, California, with tailored insurance policies to protect rental properties and mitigate liability risks. The company also offers coverage for commercial landlord portfolios, serving the broader San Diego County area. Property owners can expect guidance on policy adjustments when tenants change or units are renovated. After initial protection is secured, the agent remains available for follow-up requests, providing ongoing service between regular visits to adjust coverage as local market conditions evolve.

JR
4405 Manchester Ave
J R Wood Insurance Agency
Landlord Insurance Agent · Encinitas, CA

J R Wood Insurance Agency in Encinitas, CA is known for providing tailored landlord insurance coverage that protects rental property investments from common perils such as fire, vandalism, and liability claims. The agency serves local property owners by evaluating their specific needs for buildings and loss-of-rent coverage. Policyholders can expect clear explanations of their protections. A specialty service it can add on is umbrella liability insurance to extend beyond standard policy limits against major lawsuits.

FI
162 S Rancho Santa Fe Rd F-45
Farmers Insurance - Taylor Swoy
Landlord Insurance Agent · Encinitas, CA
(760) 943-4000
agents.farmers.com/ca/encinitas/taylor-swoy
FI
531 Encinitas Blvd STE 202
Farmers Insurance - Sam Delegge
Landlord Insurance Agent · Encinitas, CA
(760) 579-2727
agents.farmers.com/ca/encinitas/sam-delegge

What Does a a Landlord Insurance Agent in Encinitas Cost?

Typical landlord insurance costs in California range from 800 to 2,500 dollars per year for a single family rental. Factors include property value, location, deductible amount, and additional coverages like earthquake or flood insurance. Encinitas properties near the coast may see higher premiums due to increased risk of wildfire and water damage. This is general information and not insurance advice.

About landlord insurance agents in Encinitas

A landlord insurance agent in Encinitas helps property owners protect their rental investments with tailored coverage. California law requires landlords to maintain certain liability protections and disclose insurance details to tenants. Local agents understand the unique risks of coastal properties and the specific requirements of the California Civil Code.

Frequently Asked Questions

What does a landlord insurance agent in Encinitas do?

A landlord insurance agent helps rental property owners find policies that cover property damage, liability, and loss of rental income. They assess your specific property type and location to recommend appropriate coverage limits. Agents also advise on California specific requirements like earthquake or flood endorsements.

Is landlord insurance required by law in California?

California law does not require landlord insurance by statute, but most mortgage lenders and homeowners associations require it. Without coverage, you could be personally liable for tenant injuries or property damage. It is strongly recommended for any rental property in Encinitas.

How much does landlord insurance cost in Encinitas California?

Costs vary based on property value, location, and coverage limits. In California, a typical landlord policy ranges from 800 to 2,500 dollars per year. Coastal properties in Encinitas may have higher premiums due to fire and flood risks.

Landlord Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.