The top-rated landlord insurance agent in Folsom, California is Shoua Lee - State Farm Insurance Agent, rated 5.0 stars across 288 reviews. Other highly rated options include Farmers Insurance - Maria Britton, Dan Normoyle - State Farm Insurance Agent, Cost-U-Less Insurance. This directory lists 19 landlord insurance agents serving Folsom.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shoua Lee - State Farm Insurance Agent | 785 Orchard Dr Ste 145 | (916) 353-5199 |
| 2 | Farmers Insurance - Maria Britton | 6611 Folsom-Auburn Rd STE C-1 | (877) 777-2469 |
| 3 | Dan Normoyle - State Farm Insurance Agent | 1833 Iron Point Rd STE 180 | (916) 608-2600 |
| 4 | Cost-U-Less Insurance | 323 E Bidwell St Ste B | (916) 596-9173 |
| 5 | Republix Risk Mitigation Insurance Solutions | 503 Natoma St | (916) 800-7787 |
| 6 | Dr. Aaron Williams - State Farm Insurance Agent | 231 Blue Ravine Rd #100 | (916) 235-8565 |
| 7 | Carlson Agency Insurance Services Inc. | 9580 Oak Ave Pkwy #7-270 | (916) 439-1306 |
| 8 | Whims Insurance and Financial Services | 31 Natoma St #170 | (916) 817-6250 |
| 9 | Kyle Middleton - State Farm Insurance Agent | 705 Gold Lake Dr # 370 | (916) 355-1010 |
| 10 | Century Partners Insurance Agency: Allstate Insurance | 13405 Folsom Blvd STE 810 | (916) 985-8484 |
Shoua Lee - State Farm Insurance Agent serves the Folsom area as a landlord insurance agent. It offers coverage policies designed specifically for property owners who rent out residential homes or condos. These plans generally address the unique risks of rental properties, protecting dwelling structures and liability. The agent helps landlords understand different policy options that can cover loss of rental income. It handles both dwelling fire policies and comprehensive renters protection plans for property owners managing single-family rentals in the area.
Farmers Insurance - Maria Britton provides comprehensive coverage for landlords, including property damage protection, liability insurance, and rental income loss policies tailored to individual needs. The agency offers annual policy reviews to adjust coverage, along with responsive support for claims and risk management advice to safeguard investments. Services focus on single-family homes, apartment complexes, retail spaces, and local restaurants throughout Folsom, California.
Dan Normoyle’s agency in Folsom, CA, assists homeowners, property managers, and landlords with insurance tailored to residential rental properties. The firm offers coverage options designed to protect rental dwellings against common liabilities and property damage risks. As a Folsom-based landlord insurance agent, it understands the local rental market’s requirements for income property protection. The agency also serves clients throughout the greater Sacramento metro area, including nearby communities such as El Dorado Hills.
Cost-U-Less Insurance serves Folsom, California, and the surrounding communities, handling landlord insurance policies for residential and commercial rental properties. It offers coverage for property damage, liability protection, and income loss from tenant vacancies. The company reviews each property owner’s specific risk factors, including the age of the building and the type of tenancy, to tailor a policy. To manage a typical claim, it coordinates directly with the insured and adjusters to document losses and expedite repair approvals.
Republix Risk Mitigation Insurance Solutions serves Folsom, California, and the surrounding communities throughout Sacramento County. The agency handles landlord insurance policies for property investors who own single-family rentals, duplexes, or small multifamily buildings. It addresses the specific coverages required for rental properties, including protection against property damage, liability claims, and loss of rental income. To complete a typical policy, the agent conducts a thorough review of the client’s property portfolio and vacancy status before matching coverage limits to the unique risks of each rental unit.
Dr. Aaron Williams - State Farm Insurance Agent in Folsom, CA offers both one-time policy consultations for prospective landlords and ongoing coverage management for existing rental properties. Their landlord insurance services typically protect against property damage, liability claims, and loss of rental income due to covered incidents. As a local agent, they can tailor policies to multifamily dwellings or single-family rentals. Service runs on an as-needed basis, with clients contacting the agency when policies require updates, renewals, or adjustments for new acquisitions.
Carlson Agency Insurance Services Inc. specializes in crafting tailored landlord insurance policies for residential and commercial property owners in Folsom, CA. Their general service work involves advising clients on coverage that protects rental income and assets. As a landlord insurance agent, the agency addresses unique local risks such as tenant turnover or liability claims. During seasonal shifts, it helps property managers review their policies to ensure sufficient coverage when new leases commence or vacancies occur.
As the fire season in Folsom intensifies each summer, landlords ask about comprehensive property backing tailored to their unique exposures. Whims Insurance and Financial Services addresses this by explaining liability layers and vacancy provisions essential for rental owners. Their approach focuses on helping clients understand how lease terms interact with coverage limits for common California perils like water damage and tenant liability. An initial inspection of the property’s age and local fire mitigation measures typically follows the first conversation to outline the most relevant policy structure.
Kyle Middleton - State Farm Insurance Agent in Folsom, CA, provides residential landlord insurance for single-family rentals and small multifamily properties. Commercial coverage is also available for larger apartment buildings and rental portfolios within the greater Sacramento region. Policies are tailored to protect against property damage, liability, and lost rental income. The agency encourages follow-up after a policy has been active for a season to adjust coverage limits as needed, and maintains contact between regular maintenance visits to address any emerging risk concerns.
Century Partners Insurance Agency: Allstate Insurance assists landlords in Folsom with foundational property coverage. Its specialty add-ons include policies for loss of rental income and liability protection for common areas. The agency tailors each plan to account for regional weather risks and tenant turnover patterns. It can serve commercial sectors requiring coverage for offices, warehouses, and food service establishments, ensuring each property type meets its specific underwriting requirements.
What Does a a Landlord Insurance Agent in Folsom Cost?
Typical landlord insurance in Folsom California costs between 800 and 2500 dollars per year for a single family rental. Policies for multi unit properties or those in high fire risk areas may cost more. Actual premiums depend on coverage amounts, deductibles, and the property location. This is general information and not insurance advice.
About landlord insurance agents in Folsom
Landlord insurance agents in Folsom California help property owners protect their rental investments. California law requires landlords to maintain certain liability coverages and disclose insurance details to tenants. A local agent can explain how Folsom flood zones or wildfire risks may affect your policy options.
Frequently Asked Questions
What does a landlord insurance agent in Folsom do?
A landlord insurance agent helps you choose a policy that covers property damage, liability, and loss of rental income. They review California specific risks like earthquake or fire and can advise on required coverages for your rental units.
Is landlord insurance required by law in California?
California does not require landlord insurance by statute, but most mortgage lenders and property management companies do require it. California Civil Code Section 1950.5 also requires landlords to disclose certain insurance information to tenants.
How much does landlord insurance cost in Folsom California?
Costs vary based on property type, location, and coverage limits. In Folsom, a typical landlord policy may range from 800 to 2500 dollars per year. Factors like property age, proximity to fire hazard zones, and liability limits affect the premium.
Landlord Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Bakersfield · Baldwin Park · Banning · Beaumont · Bellflower · Benicia · Beverly Hills · Brawley