The top-rated landlord insurance agent in Garden Grove, California is CSIS Insurance Services, rated 4.9 stars across 605 reviews. Other highly rated options include Lelly Woo-Grimes - State Farm Insurance Agent, BEST ONE INSURANCE AGENCY, Nhina Nguyen - State Farm Insurance Agent. This directory lists 19 landlord insurance agents serving Garden Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | CSIS Insurance Services | 13211 Garden Grove Blvd #100 | (714) 534-0072 |
| 2 | Lelly Woo-Grimes - State Farm Insurance Agent | 12062 Valley View St Suite 135 | (714) 891-3908 |
| 3 | BEST ONE INSURANCE AGENCY | 12843 Harbor Blvd # E-1 | (714) 583-7250 |
| 4 | Nhina Nguyen - State Farm Insurance Agent | 10130 Garden Grove Blvd Ste 119 | (714) 539-8944 |
| 5 | Joe Nguyen - State Farm Insurance Agent | 13041 S Euclid St | (714) 638-4500 |
| 6 | Broadwater Insurance Agency | 9421 Chapman Ave | (714) 636-9092 |
| 7 | Farmers Insurance - Linh Nguyenle | 13062 Century Blvd Ste A | (714) 530-6900 |
| 8 | Vroom Vroom Insurance | 11088 Trask Ave | (562) 889-7219 |
| 9 | Your Independence Insurance Center | 13902 Harbor Blvd Unit 2A | (714) 775-3400 |
| 10 | Goldenway Insurance Services, Inc. | 10092 Chapman Ave #2 | (714) 335-4400 |
CSIS Insurance Services serves landlords in Garden Grove and surrounding Orange County, offering property protection tailored to rental housing. This agency specializes in coverage for dwellings such as single-family rentals, duplexes, and small multifamily buildings. Policies address common risks like fire, water damage, and liability claims from tenants or visitors. The firm also assists with loss-of-rent coverage to help safeguard income during property repairs. Specific services it handles include liability insurance for rental units and policies for unoccupied or newly purchased investment properties in the area.
Lelly Woo-Grimes - State Farm Insurance Agent provides landlord insurance coverage in Garden Grove, CA and the surrounding area. Its services include policies that protect rental property investments against common risks such as fire, theft, and liability. The agency helps property owners select appropriate coverage options tailored to each unique rental situation. Service consultations are available to review policy details and discuss potential changes over time. Lelly Woo-Grimes - State Farm Insurance Agent services single-family homes, apartments, retail spaces, and restaurants.
BEST ONE INSURANCE AGENCY serves property owners and managers who rent residential or commercial buildings to tenants. The agency focuses on landlord insurance policies that can protect rental properties and income streams in Garden Grove, California. Customizing liability coverage and dwelling protection for diverse rental situations is a core part of its consultation. The company also assists clients across neighboring cities such as Westminster and Fountain Valley, ensuring broader coverage for property owners in the Orange County metro area.
For landlord insurance, a single policy bundles property damage and liability, unlike purchasing separate coverage for each risk. Nhina Nguyen - State Farm Insurance Agent in Garden Grove, CA, provides policies that protect rental properties, including structures and personal belongings. This coverage also offers loss-of-rent support if a unit becomes uninhabitable. The agent serves local landlords by explaining available endorsements. Service is available on either a one-time policy purchase or an ongoing basis with scheduled premium renewal payments throughout the year, with adjustments handled as-needed.
Joe Nguyen - State Farm Insurance Agent serves the Garden Grove, California area and surrounding communities, handling landlord insurance policies for property owners. These policies typically cover rental dwellings, including protection for the building structure, liability for common areas, and loss of rental income. The agency works with residential landlords to help ensure their investment properties are covered against common risks such as fire, theft, and weather damage. It approaches each client by first reviewing the specific property type and rental situation to recommend an appropriate coverage plan.
Broadwater Insurance Agency offers specialty services tailored for landlords, including property damage coverage and liability protection for rental properties in Garden Grove, CA. It generally works with property owners to secure policies that address the unique risks of tenancy, such as loss of rental income and legal defense costs. As seasonal weather can be unpredictable, the agency helps landlords prepare for potential storm-related property damage that could disrupt rental cash flow.
With seasonal rains affecting Garden Grove properties, local landlords require reliable coverage to protect their investments. Farmers Insurance - Linh Nguyenle provides tailored landlord insurance policies that address liability, property damage, and income disruption. The agency works with property owners to assess risk exposure tied to common area maintenance, tenant turnover, and weather-related repairs. Each policy discussion begins with a thorough review of the building’s current condition and any planned improvements, followed by a detailed initial assessment to document all exposures before formal coverage is arranged.
Vroom Vroom Insurance in Garden Grove, CA provides residential landlord insurance for property owners renting out single-family homes and small multi-unit dwellings. Commercial coverage is also available for larger apartment buildings and mixed-use properties throughout Orange County. The agents assist with policy reviews and claims support tailored to local rental regulations. Clients typically follow up after lease renewals or property changes to adjust their protection, ensuring coverage remains current between annual visits.
Your Independence Insurance Center in Garden Grove, California assists property owners in securing coverage for income-producing residential buildings. The agency specializes in landlord insurance policies that address tenant-related exposures, such as property damage and liability protection. Beyond basic policies, it provides endorsements for lost rental income and ordinance or law coverage. This landlord insurance agent serves commercial sectors including offices, warehouses, and food service establishments.
Goldenway Insurance Services, Inc. in Garden Grove, CA, is known for providing tailored landlord insurance agent services that protect rental property investments. It offers coverage options designed to address typical risks faced by local property owners, including property damage and liability concerns. A key additional service it provides is loss of rental income coverage, helping ensure steady cash flow during repair periods after a covered claim.
What Does a a Landlord Insurance Agent in Garden Grove Cost?
In California, the cost of a landlord insurance policy typically ranges from 800 to 2,500 dollars per year for a standard single-family rental home. Factors that influence the premium include the propertys location in Garden Grove, its age and construction type, the coverage limits you choose, and the deductible amount. Policies with higher liability limits or additional endorsements for earthquake or flood coverage will increase the cost. This is general information and not insurance advice. Always consult a licensed agent for a quote tailored to your specific situation.
About landlord insurance agents in Garden Grove
Landlord insurance agents in Garden Grove, California help property owners protect their rental investments with policies that cover property damage, liability, and loss of rental income. California law does not require landlord insurance, but most mortgage lenders and HOAs do require it. Local agents understand the specific risks in Orange County, such as earthquake and wildfire exposure, and can tailor a policy to meet your needs.
Frequently Asked Questions
What does a landlord insurance policy in Garden Grove typically cover?
A standard landlord policy in California covers the dwelling structure, other structures like fences or garages, liability protection if someone is injured on your property, and loss of rental income if the unit becomes uninhabitable due to a covered peril. It does not cover tenant personal property or intentional damage.
Is landlord insurance required by California law?
California state law does not require landlord insurance. However, if you have a mortgage on the rental property, your lender will almost always require a landlord policy. Additionally, many homeowners associations in Garden Grove require proof of insurance.
How much does landlord insurance cost in Garden Grove California?
Costs vary based on property value, location, coverage limits, and deductible. In California, average annual premiums for landlord insurance range from 800 to 2,500 dollars for a single-family home. Properties in high-fire-risk zones or older buildings may cost more.
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