The top-rated landlord insurance agent in Gardena, California is General Insurance, rated 4.5 stars across 268 reviews. Other highly rated options include Rene' Hawkins - State Farm Insurance Agent, Peter Cody: Allstate Insurance, Hercules Insurance - Gardena. This directory lists 18 landlord insurance agents serving Gardena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | General Insurance | 1084 Rosecrans Ave | (310) 327-2020 |
| 2 | Rene' Hawkins - State Farm Insurance Agent | 1451 Artesia Blvd Ste 10 | (310) 436-0022 |
| 3 | Peter Cody: Allstate Insurance | 18177 S Western Ave Ste B | (310) 538-5004 |
| 4 | Hercules Insurance - Gardena | 1900 Marine Ave | (310) 329-9992 |
| 5 | Gardena General Insurance Agency | 1220 W Gardena Blvd suite a | (310) 327-1000 |
| 6 | Satellite Insurance Agency | 701 W Redondo Beach Blvd #1034 | (424) 704-9445 |
| 7 | AHTKY Insurance Agency, LLC | 1451 Artesia Blvd suite a | (310) 516-0110 |
| 8 | Strong Tie Insurance Services Inc. | 1369 W Redondo Beach Blvd | (213) 524-0996 |
| 9 | Accurate rate Insurance Services,inc | 2015 W Redondo Beach Blvd suit E | (310) 217-1600 |
| 10 | H P Insurance | 15632 Crenshaw Blvd | (310) 515-1963 |
General Insurance serves the Los Angeles County area in Gardena, California, as a dedicated landlord insurance agent. The company assists property owners in securing coverage tailored to rental real estate, addressing the specific liabilities and property risks common in this region. Its work involves helping clients protect income properties against issues like tenant damage, lost rental income, and liability claims. In Gardena, it handles policies for both single-family rentals and multi-unit residential properties, ensuring local landlords have appropriate coverage for their investments.
Rene' Hawkins - State Farm Insurance Agent in Gardena, California provides landlord insurance policies designed to protect rental property investments, including coverage for property damage, liability, and lost rental income. Service plans and policy maintenance options are available to help adjust coverage as properties or tenant situations change. The agency services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Peter Cody: Allstate Insurance serves homeowners, businesses, and property managers in Gardena, CA who need reliable landlord insurance coverage. The agency offers policies that protect rental properties from common risks such as property damage and liability claims. Understanding the nuances of local landlord-tenant laws, it helps clients select appropriate coverage levels for their investment properties. This allows owners to manage their rental portfolios with greater financial security. The company also extends its insurance services to homeowners in nearby Torrance.
Hercules Insurance - Gardena serves Gardena and the surrounding South Bay communities, handling landlord insurance policies for residential and commercial rental properties. It addresses coverage needs such as property damage, liability protection, and loss of rental income. The agency works with property owners to assess individual risk factors and policy requirements specific to local regulations and market conditions. To manage a typical job, it reviews the client's property portfolio and tenant arrangements before presenting tailored coverage options.
Gardena General Insurance Agency serves property owners in Gardena, CA, by distinguishing between one-time policy placements for single properties and recurring service options for landlords managing multiple rentals. Their coverage addresses liability protection and property damage common in local residential and commercial leases. Service runs on an as-needed basis, with policies structured around the specific inspection and renewal cycles of each client’s rental portfolio.
Satellite Insurance Agency in Gardena, California specializes in policies for residential rental properties. It works with local landlords to secure coverage that addresses property damage and liability concerns common to managing single-family homes or small multifamily units. By tailoring policies to each rental situation, it helps owners protect their investments from unforeseen events. During the winter rainy season, the agency assists landlords with claims handling for leaks or roof damage that can disrupt tenant occupancy.
With storm season approaching in Gardena, securing adequate landlord property coverage becomes a priority for rental property owners. AHTKY Insurance Agency, LLC helps local landlords evaluate their liability protections and dwellings policies to address rising replacement costs. Their services focus on matching property risks with appropriate insurance structures for single-family and multi-unit rentals in the region. An initial inspection of the rental structure and current policy terms is generally scheduled to begin the coverage review process.
Specializing in protection for rental properties, Strong Tie Insurance Services Inc. in Gardena, California helps landlords secure coverage for apartment buildings and single-family homes. It offers policies that address property damage from fires or storms along with liability for tenant injuries and lost rental income claims. The agency also assists with general insurance needs common to residential and commercial property owners in the area. Landlords often turn to it for guidance during seasonal challenges such as preparing policies before the winter storm season increases risks of water damage.
Accurate Rate Insurance Services, Inc. in Gardena, CA provides general landlord insurance agent services for property owners leasing residential homes and apartment units. A specialty add-on offered by many such agents is coverage for loss of rental income when a unit becomes uninhabitable. For commercial property scenarios, an agent in this area typically handles policies for professional offices, storage warehouses, and food service establishments needing tailored liability protection.
What Does a a Landlord Insurance Agent in Gardena Cost?
The cost of landlord insurance in California typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Gardena, annual premiums often fall between 800 and 1,500 dollars. Factors include property value, location, coverage limits, and deductible. This is general information and not insurance advice.
About landlord insurance agents in Gardena
Landlord insurance agents in Gardena help property owners protect their rental investments with tailored policies. California law requires landlords to disclose certain insurance details to tenants, such as if the policy covers the tenant personal property. A local agent can guide you on liability coverage and dwelling protection specific to Gardena real estate.
Frequently Asked Questions
What does landlord insurance cover in Gardena California?
Landlord insurance typically covers the dwelling structure, liability for injuries on the property, and loss of rental income. It does not cover tenant personal belongings. California law does not require landlord insurance, but many mortgage lenders do.
How do I choose a landlord insurance agent in Gardena?
Look for an agent licensed in California with experience in rental property policies. Ask about coverage for earthquake or flood damage, which are not standard. Compare quotes from multiple agents to find a policy that fits your property needs.
Are there California specific rules for landlord insurance?
California Civil Code Section 1950.5 limits security deposits and does not directly regulate insurance. However, landlords must disclose if they have insurance and whether it covers tenant property. Some cities like Los Angeles have additional rental registration requirements that may affect insurance needs.
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