Skip to main content

Find Landlord Insurance Agents Near You in Hercules, CA

Directory of landlord insurance agents in Hercules, California. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Hercules, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 landlord insurance agents in Hercules, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Al Chen - State Farm Insurance Agent
1511 Sycamore Ave Ste F, Hercules, CA 94547
(510) 222-1102 alchensf.com
Geoffrey Lavitoria - State Farm Insurance Agent
1327 Sycamore Ave, Hercules, CA 94547
(510) 724-1800 glavitoria.com

A landlord insurance agent in Hercules California helps property owners protect their rental investments. California law requires landlords to maintain certain safety standards and liability coverage. An agent can explain how local regulations and the California Civil Code affect your insurance needs.

What Does a Landlord Insurance Agent in Hercules Cost?

Typical landlord insurance costs in California range from 25 percent to 35 percent more than standard homeowners insurance. A basic policy may cost 500 to 1500 per year depending on property value location and coverage limits. Higher risk areas like wildfire zones can increase premiums. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Hercules California?
Landlord insurance typically covers property damage loss of rental income and liability protection. In California policies often include coverage for earthquake or fire damage which are common risks in the region.
Is landlord insurance required by law in California?
California law does not require landlord insurance but most mortgage lenders require it. Without coverage you could be personally liable for tenant injuries or property damage under California Civil Code Section 1941.
How do I choose a landlord insurance agent in Hercules?
Look for an agent who understands California landlord tenant law and local market conditions. Ask about coverage limits for liability and loss of rent. Verify that the agent is licensed with the California Department of Insurance.