The top-rated landlord insurance agent in Irvine, California is AIS Insurance - Headquarters, rated 4.9 stars across 1,525 reviews. Other highly rated options include CKS INSURANCE AGENCY - 金盾保险, KCAL Insurance Agency (Irvine) | 華興保險, Farmers Insurance - Adriana Fregoso. This directory lists 20 landlord insurance agents serving Irvine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AIS Insurance - Headquarters | 19800 MacArthur Blvd #1050 | (949) 660-7061 |
| 2 | CKS INSURANCE AGENCY - 金盾保险 | 2691 Richter Ave #122 | (949) 870-9018 |
| 3 | KCAL Insurance Agency (Irvine) | 華興保險 | 14795 Jeffrey Rd #209 | (949) 786-6888 |
| 4 | Farmers Insurance - Adriana Fregoso | 17771 Cowan Ste 200 | (949) 669-4684 |
| 5 | Great Park Insurance | 10 Corporate Park #130 | (949) 387-3242 |
| 6 | Western Mutual Insurance Group | 2172 Dupont Dr # 220 | (800) 234-2103 |
| 7 | Scott Stevens - State Farm Insurance Agent | 4482 Barranca Pkwy #224 | (949) 552-6602 |
| 8 | Any Insurance Services (Irvine) 全民保險 | 980 Roosevelt Suit 200A | (949) 943-1789 |
| 9 | BearStar Insurance | 2151 Michelson Dr # 150 | (888) 601-0088 |
| 10 | Goosehead Insurance - Daniel Gonzales-Hatton | 18017 Sky Park Cir Suite A | (714) 451-2492 |
AIS Insurance, serving Irvine and Orange County, provides landlord insurance agency services for residential and commercial property owners. The company specializes in securing policies that protect against common rental property risks, including property damage and liability claims. Their work involves evaluating coverage options that address loss of rental income and tenant-related incidents. By focusing on policies tailored for California’s rental market, AIS Insurance handles general liability and property damage protection for local landlords.
CKS INSURANCE AGENCY - 金盾保险 provides landlord insurance services tailored to property owners in Irvine, California. Their offerings typically include coverage for property damage, liability protection, and rental income loss. They assist clients in selecting appropriate policy limits and can help with periodic risk assessments to maintain adequate coverage over time. Service plans often involve policy reviews and claims support for landlords. The agency services a range of property types, including single-family homes, apartment complexes, retail spaces, and restaurants.
KCAL Insurance Agency in Irvine provides landlord insurance services throughout Irvine and nearby Orange County communities. It handles property coverage for residential and commercial rentals, including liability protection and building damage. For each client, the agency assesses the specific rental property, evaluates relevant local risks, and customizes coverage limits. A typical policy is managed by reviewing lease terms and adjusting deductibles to match the landlord’s financial comfort level.
Farmers Insurance - Adriana Fregoso serves homeowners, small businesses, and property managers in Irvine seeking landlord insurance coverage. The agency helps clients protect rental properties against risks such as property damage, liability claims, and loss of rental income. Policies are tailored to fit single-family rentals, multi-unit dwellings, and commercial lease properties. Working with a local agent allows property owners to review specific coverage needs and adjust deductibles. The agency also provides coverage assistance to clients in nearby Tustin, extending its landlord insurance services throughout the surrounding Orange County metro area.
Great Park Insurance in Irvine, CA provides landlord insurance solutions tailored to both single-transaction and ongoing policy management needs, covering property damage, liability protection, and rental income loss. While a landlord can secure a discrete policy for one property without further obligation, recurring services involve periodic policy reviews and adjustments as portfolios change or regulations shift. Service runs on a scheduled basis for most clients, with options for one-time consultations or as-needed updates in response to new acquisitions or tenant changes.
Western Mutual Insurance Group in Irvine, CA specializes in landlord insurance policies that cover both single-family rentals and small apartment properties. It helps property owners manage risks specific to Southern California, including fire and liability protection for tenants and structures. The company also provides general property loss consultation and claims guidance. As wildfire season approaches in the region, it assists landlords in reviewing their coverage for adequate dwelling replacement costs and temporary rental income loss.
With seasonal wildfires and sudden storms posing recurring risks to rental properties across Orange County, property owners in Irvine require reliable coverage tailored to landlord-specific exposures. Scott Stevens - State Farm Insurance Agent addresses these needs by offering policies that protect income streams and structural assets from tenant damage, liability claims, and weather-related perils common to the region. Claims assistance covers emergency repairs and loss-of-rent scenarios following covered events. A no-cost initial assessment reviews the property’s current policy limits, vacancy provisions, and replacement-cost estimates before revealing potential protection gaps.
Any Insurance Services (Irvine) 全民保險 connects property owners in Irvine, California, with landlord insurance policies tailored to rental properties. Their agents assist in customizing coverage for both short-term vacation rentals and long-term residential leases, addressing protection against tenant damage and liability claims. These policies also encompass additional structures like guest houses and detached garages. Beyond residential rentals, the company supports commercial clients by arranging insurance for professional offices, industrial warehouses, and food service establishments.
BearStar Insurance provides residential landlord insurance in the Irvine area, tailoring coverage for rental properties and their owners. Commercial policies are also available for apartment buildings and multi-unit dwellings across the region. Each policy addresses local risks like tenant liability and property damage. A countywide service area ensures representation for properties in nearby communities. After settling a claim or renewing a policy, the agent remains available for questions or adjustments, encouraging repeat business between regular visits.
Goosehead Insurance - Daniel Gonzales-Hatton in Irvine, CA is known for providing specialized landlord insurance policies that protect rental property owners from liability and property damage. Its service range includes customized coverage for single-family rentals, multi-unit dwellings, and vacation homes. The agency also assists clients with loss assessment protection for common areas in tenant-occupied buildings. Additionally, it can add on coverage for loss of rental income due to property repairs.
What Does a a Landlord Insurance Agent in Irvine Cost?
In California, landlord insurance premiums typically range from 800 to 2,500 dollars per year for a single-family rental property. Costs depend on factors like property value, location in Irvine, coverage limits, and deductible amounts. Policies in high-risk areas for fire or earthquake may cost more. This is general information, not insurance advice.
About landlord insurance agents in Irvine
A landlord insurance agent in Irvine California helps property owners protect their rental investments with appropriate coverage. California law requires landlords to maintain certain liability protections, and local Irvine agents understand the specific risks in Orange County. They can guide you through options like dwelling coverage, loss of rent, and liability insurance.
Frequently Asked Questions
What does landlord insurance cover in California?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In California, it may also include coverage for earthquake or fire damage depending on the policy. It does not cover tenant personal property.
Is landlord insurance required by law in Irvine?
California law does not require landlord insurance, but most mortgage lenders mandate it for rental properties. Irvine local ordinances may also require liability coverage for certain rental types. It is strongly recommended to protect against tenant injury claims and property damage.
How do I choose a landlord insurance agent in Irvine?
Look for an agent licensed in California who specializes in rental property insurance. Ask about their experience with Irvine rental regulations and claims handling. Compare quotes from multiple agents to find coverage that fits your property type and budget.
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