The top-rated landlord insurance agent in Lakewood, California is SkyBlue Insurance Agency, Inc., rated 4.8 stars across 1,770 reviews. Other highly rated options include James Durrough: Allstate Insurance, Josette Utke - State Farm Insurance Agent, Freeway Insurance. This directory lists 13 landlord insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SkyBlue Insurance Agency, Inc. | 4007 Paramount Blvd # 100 | (800) 771-7758 |
| 2 | James Durrough: Allstate Insurance | 4010 Watson Plaza Dr Ste 160 | (562) 804-9367 |
| 3 | Josette Utke - State Farm Insurance Agent | 5503 South St | (562) 866-3749 |
| 4 | Freeway Insurance | 4832 Paramount Blvd | (562) 273-7076 |
| 5 | Brian Hunt - State Farm Insurance Agent | 5693 Woodruff Ave | (562) 804-9147 |
| 6 | Farmers Insurance - Irma Garcia | 2725 Candlewood St c | (562) 735-3900 |
| 7 | Farmers Insurance - Richard Welsh | 2725 Candlewood St Ste E | (562) 663-1658 |
| 8 | Inszone Insurance Services | 4010 Watson Plaza Dr Suite 260 | (562) 461-8008 |
| 9 | Farmers Insurance - Anthony Sanchez | 11136 Del Amo Blvd | (562) 354-6789 |
| 10 | Neighbors Plus Insurance Services | 6414 Del Amo Blvd | (562) 627-1961 |
SkyBlue Insurance Agency, Inc. serves landlords throughout the Lakewood area and Los Angeles County. The agency specializes in securing tailored liability coverage for residential rental properties. It also helps property owners obtain insurance that protects against building damage from fire, wind, and vandalism. Policyholders can access loss-of-rent coverage to help replace income if a unit becomes uninhabitable. The company handles policies for single-family rentals and small multi-unit dwellings. It also addresses specific needs such as vacant property insurance for unoccupied units.
James Durrough: Allstate Insurance in Lakewood, CA offers landlord insurance services that include coverage for property damage, liability protection, and loss of rental income. Service plans typically assist landlords with policy adjustments as tenant situations or property conditions change, while maintenance plans help owners manage routine repair coverage and unforeseen structural issues. This agency services single-family homes, multi-unit apartment buildings, retail storefronts, and casual dining restaurants in and around the Lakewood area.
Josette Utke - State Farm Insurance Agent serves homeowners, property managers, and investors in Lakewood, California, by providing landlord insurance policies tailored to rental property needs. The agency helps clients protect their income properties with coverage for structures, liability, and potential loss of rent. As a local landlord insurance agent, the office understands the specific risks property owners face in the Southern California rental market. Their services also extend to neighboring communities such as Long Beach and the greater Los Angeles metro area.
Freeway Insurance, based in Lakewood, California, is recognized for providing landlord insurance policies to property owners in the surrounding area. The company offers coverage that typically protects residential rental properties against risks such as property damage and liability claims from tenants. Its services help local landlords manage financial exposure during lease periods. For commercial rental properties, Freeway Insurance can add vacant dwelling coverage to its standard policy options.
Brian Hunt - State Farm Insurance Agent serves Lakewood, California, and the surrounding communities with dedicated landlord insurance services. The company handles coverage for rental properties, including protection for dwelling structures, liability claims, and loss of rental income. In a typical job, it begins by reviewing the property’s specifics and the landlord’s risk exposure. Then it tailors policy options to match the owner’s immediate needs and long-term goals, providing a straightforward comparison of available coverages before finalizing the plan.
Farmers Insurance - Irma Garcia in Lakewood, CA provides landlord insurance solutions that differentiate between one-time policy placements for single rental transactions and ongoing account management for recurring coverage needs. Their offerings typically include property protection for buildings, liability coverage for owner exposures, and loss-of-rent insurance to replace income when units are vacant. Services can be scheduled on a one-time basis for new rental properties, arranged through a regular schedule under an annual renewal plan, or accessed on an as-needed basis for claim assistance or policy adjustments.
Farmers Insurance - Richard Welsh offers landlord insurance services, including property damage coverage and liability protection for rental properties in Lakewood, CA. The agency also handles general insurance needs such as homeowners and auto policies. Landlords benefit from policies that address tenant-related risks and building repairs. During the rainy season, the agency helps property owners manage claims from water damage or roof leaks, ensuring rental income is safeguarded against sudden weather disruptions.
Inszone Insurance Services serves Lakewood and greater Los Angeles County as a landlord insurance agent. The agency helps property owners secure coverage for rental dwellings and income properties. Policies address common concerns such as property damage, liability protection, and loss of rental income from covered events. It also handles specific needs like vacant property coverage and flood or earthquake endorsements for multi-unit residences.
As the late summer heat often brings dry conditions that increase fire risk for rental properties in Lakewood, farmers insurance agent Anthony Sanchez helps local landlords secure specialized coverage tailored to these seasonal concerns. His agency focuses on policies that address liability protection and structural damage common to income properties, ensuring owners can manage repairs or tenant issues without personal financial strain. The initial step for any prospective client involves a thorough inspection of the premises to accurately assess coverage needs.
Neighbors Plus Insurance Services in Lakewood, CA works with property owners to secure essential coverage for rental dwellings. It also offers specialized add-ons such as liability protection and loss-of-rent endorsements to mitigate common landlord risks. Policies are tailored to address the unique exposures of owning residential rental properties. The company can serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Lakewood Cost?
The cost of landlord insurance in California typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental property in Lakewood annual premiums often fall between 800 and 2,500 dollars depending on the coverage limits property age and location. Factors like the deductible amount and additional endorsements for earthquake or flood also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Lakewood
Landlord insurance agents in Lakewood California help rental property owners find coverage for their buildings and liability. California law does not require landlord insurance but many mortgage lenders do require it. Local agents understand the specific risks for Lakewood properties including earthquake and fire exposure.
Frequently Asked Questions
What does landlord insurance cover in Lakewood California?
Landlord insurance typically covers the building structure liability protection and loss of rental income. It does not cover a tenants personal belongings. California policies may also include coverage for earthquake or flood damage as separate endorsements.
How do I find a landlord insurance agent in Lakewood?
You can search online for independent insurance agents in Lakewood who specialize in rental property coverage. The California Department of Insurance website also provides a license lookup tool to verify an agents credentials. Ask agents about their experience with California landlord policies.
Is landlord insurance required by law in California?
California state law does not require landlord insurance. However your mortgage lender or homeowners association may require you to carry a minimum amount of liability coverage. Without insurance you could be personally responsible for property damage or injury claims.
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