The top-rated landlord insurance agent in Lodi, California is Dave Nugent - State Farm Insurance Agent, rated 5.0 stars across 468 reviews. Other highly rated options include AAA Lodi Branch, Cost-U-Less Insurance, Jon Rader - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Lodi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Nugent - State Farm Insurance Agent | 2401 W Turner Rd Ste 228 | (209) 333-2300 |
| 2 | AAA Lodi Branch | 2715 W Kettleman Ln Ste 201 | (209) 366-6900 |
| 3 | Cost-U-Less Insurance | 758 W Kettleman Ln | (209) 323-2869 |
| 4 | Jon Rader - State Farm Insurance Agent | 1420 S Mills Ave STE F | (209) 224-8885 |
| 5 | Contigo Insurance Center | 720 S Cherokee Ln Suite B | (209) 334-6060 |
| 6 | Farmers Insurance - Davin Lozano | 430 W Lockeford St | (209) 333-8080 |
| 7 | Schumacher Insurance Solutions | 1124 W Tokay St | (209) 334-1400 |
| 8 | Steele Insurance Agency- Kade Piazza | 1816 W Kettleman Ln STE D | (209) 625-4708 |
| 9 | Farmers Insurance - Rachel Sauseda | 112 Church St | (209) 365-0700 |
| 10 | Eugene C Yates Insurance Agency | 245 E Kettleman Ln suite a | (209) 339-1130 |
Dave Nugent - State Farm Insurance Agent in Lodi, CA provides a comprehensive range of landlord insurance services, including coverage for property damage, liability protection, and loss of rental income. The agency offers policies designed to safeguard property owners against common risks such as fire, vandalism, and weather-related events, with options for maintenance coverage to help manage wear and tear. Its service plans are tailored to ensure consistent property upkeep and risk management. The company insures single-family homes, apartments, retail spaces, and restaurants.
AAA Lodi Branch serves Lodi and San Joaquin County as a landlord insurance agent. It helps residential rental property owners obtain coverage that protects against building damage and liability claims. Policies typically cover structures, loss of rental income, and legal defense costs. The agent works with local carriers to find appropriate policies for single-family rentals and multi-unit properties. Its services include securing coverage for property damage and liability exposures, ensuring landlords meet mortgage and tenant requirements.
When winter rains arrive in Lodi, landlords often find themselves scheduling property checks for potential water damage. Cost-U-Less Insurance helps local rental property owners secure coverage tailored to these seasonal risks and ongoing liability concerns. As a dedicated Landlord Insurance Agent, the company works with residential and small commercial landlords throughout the area to review policy options that address fire, flood, and tenant-related exposures. Their process begins with a straightforward consultation to assess the property’s current condition and identify any immediate maintenance needs before finalizing coverage.
Jon Rader - State Farm Insurance Agent in Lodi, California, serves local homeowners, rental property owners, and small-scale real estate investors seeking landlord insurance. The agency works to help clients protect their income properties by structuring policies that cover buildings, liability, and potential loss of rent. Assistance is tailored to property owners who manage single-family homes, duplexes, or multi-unit dwellings. This agency also supports clients with coverage needs throughout nearby Stockton, ensuring broader access for those with properties in the surrounding San Joaquin County area.
Contigo Insurance Center serves Lodi, California, and the surrounding communities, specializing in landlord insurance coverage. The agency handles policies that protect rental property owners from liabilities and property damage. It works to match clients with suitable plans for residential or commercial rental units. For a typical job, the company reviews the specific property features and the landlord’s risk exposure to recommend appropriate coverage limits.
When a landlord needs insurance, they can choose between a one-time liability policy for a single rental or recurring property coverage that protects an entire portfolio year after year. Farmers Insurance - Davin Lozano in Lodi, CA helps property owners understand which option fits their specific rental situation. The plans typically cover structural damage, loss of rental income, and legal liability from tenant injuries. This service operates strictly on an as-needed basis, allowing landlords to request new quotes or modify existing policies whenever their property circumstances change.
Schumacher Insurance Solutions specializes in providing landlord insurance policies for property owners in Lodi, CA. It also assists clients with general property protection needs, ensuring comprehensive coverage for residential and commercial rental properties. The agency helps landlords manage the financial risks associated with tenant damages, liability claims, and unforeseen property losses. During the winter season, it assists property owners with coverage for burst pipes and weather-related structural damage that may affect vacant or occupied rental units.
With winter storms arriving in Lodi, property damage can create sudden financial strain for landlords needing reliable coverage. Steele Insurance Agency- Kade Piazza offers protection tailored to rental property owners, addressing liability and physical structure risks common to the area. They review each policy to match the specific needs of a landlord’s portfolio. The process begins with an initial assessment of the property’s condition and current coverage.
Farmers Insurance - Rachel Sauseda provides general landlord insurance services in Lodi, California, focusing on property protection and liability coverage for rental properties. It also offers specialized add-ons that address common exposures for landlords, such as loss of rental income and building ordinance compliance. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Landlord Insurance Agent in Lodi Cost?
The cost of landlord insurance in California typically ranges from 800 to 2500 dollars per year for a single family rental property. Factors include property location age construction type and coverage limits. In Lodi premiums may be higher due to wildfire risk in surrounding areas. This is general information and not insurance advice.
About landlord insurance agents in Lodi
Landlord insurance agents in Lodi California help property owners protect their rental investments with policies that cover dwelling damage liability and loss of rental income. California law requires landlords to disclose certain insurance details to tenants under Civil Code Section 1950.5. Local agents understand the unique risks of the Central Valley including wildfire smoke and seasonal flooding.
Frequently Asked Questions
What does landlord insurance cover in Lodi California?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal property. California specific policies may include coverage for earthquake or wildfire damage as separate endorsements.
Is landlord insurance required by law in California?
California law does not require landlords to carry insurance but most mortgage lenders require a landlord policy. Without it you risk financial loss from property damage lawsuits or lost rent. Many local agents in Lodi recommend a minimum of 300000 dollars in liability coverage.
How do I choose a landlord insurance agent in Lodi?
Look for an agent licensed in California who has experience with rental properties in San Joaquin County. Ask about policy exclusions for older roofs or vacant units. Compare quotes from at least three agents and verify that the policy meets your specific property type such as single family or multi unit.
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