The top-rated landlord insurance agent in Lompoc, California is Julio's Auto Insurance, rated 4.9 stars across 81 reviews. Other highly rated options include Coldwell Banker Select Realty, Farmers Insurance - Andra Campbell, Hinkens Group Properties - Lompoc's Real Estate Superstore. This directory lists 17 landlord insurance agents serving Lompoc.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julio's Auto Insurance | 705 E Ocean Ave | (805) 430-9700 |
| 2 | Coldwell Banker Select Realty | 129 W Central Ave suite g | (805) 735-7755 |
| 3 | Farmers Insurance - Andra Campbell | 125 W Ocean Ave | (805) 757-5055 |
| 4 | Hinkens Group Properties - Lompoc's Real Estate Superstore | 531 N H St | (805) 430-3292 |
| 5 | Fiesta Auto Insurance & Tax Service | 726 N H St | (805) 944-1012 |
| 6 | Charles W Walker Insurance | 201 N H St | (805) 736-4162 |
| 7 | James Hinshaw: Allstate Insurance | 830 E Ocean Ave | (805) 736-8944 |
| 8 | Julia Tipolt - State Farm Insurance Agent | 3865 Constellation Rd B | (805) 733-4545 |
| 9 | Kelly Breen: Allstate Insurance | 3757 Constellation Rd | (805) 735-6466 |
| 10 | Servicios Maya / Maya Insurance Agency | 717 E Ocean Ave | (805) 741-5050 |
Julio's Auto Insurance serves the Lompoc, California area, offering landlord insurance agent services to property owners. They help clients protect rental properties by securing suitable coverage for real estate investments. The company assists with general policies that address common risks associated with leasing homes or apartments. Their work involves evaluating individual property needs to recommend appropriate protection options. Julio's Auto Insurance specifically handles coverage for rental property liability risks and policies designed to cover loss of rental income during repairs.
Coldwell Banker Select Realty in Lompoc, CA, provides landlord insurance services that include property coverage, liability protection, and loss of rental income solutions. Its ongoing account management helps clients maintain proper policy updates as lease terms and property conditions change. Regular policy reviews are conducted to ensure coverage remains aligned with current rental market risks and local regulatory requirements. The agency serves single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Andra Campbell serves homeowners, businesses, and property managers seeking landlord insurance coverage in Lompoc, California. The agency helps clients protect rental properties by addressing liability concerns and potential property damage. Policies are designed to assist those managing single-family homes or multi-unit dwellings. Local property owners can consult the agency to discuss coverage options tailored to their rental investments. The office also extends its services to nearby communities such as Santa Maria and the surrounding Santa Barbara County area.
Hinkens Group Properties - Lompoc's Real Estate Superstore serves Lompoc and the surrounding Santa Barbara County communities. It handles landlord insurance needs, including property damage protection and liability coverage for rental property owners. The agency works directly with local landlords to assess vacancy risks and coverage gaps specific to the central coast rental market. For a typical job, it gathers current property and lease information, reviews policy exclusions, then recommends adjustments to match the individual investment portfolio.
Fiesta Auto Insurance & Tax Service in Lompoc, California, is known for connecting local rental property owners with landlord insurance coverage that addresses both property damage and liability exposures. Its service range includes personalized consultations to help landlords understand policy options for residential rentals. The company can add on coverage for loss of rental income, protecting owners when a unit becomes uninhabitable due to a covered claim.
Charles W Walker Insurance specializes in landlord insurance coverage, offering policies tailored for property owners in Lompoc, CA. The agency helps clients protect rental homes and multi-unit dwellings from common risks like fire damage, liability claims, and vandalism. Seasonal concerns such as storm-related roof repairs or tenant turnover periods can be addressed through customized policy adjustments to ensure continuous property protection.
James Hinshaw from Allstate Insurance in Lompoc, CA helps property owners distinguish between single-claim solutions for urgent repairs and recurring policies that cover ongoing rental operations. Local landlord insurance typically protects against tenant property damage, liability for injuries on the premises, and loss of rental income during covered repairs. Service in this area is available on either a one-time claim basis for individual losses or through a scheduled annual policy for continuous, comprehensive property protection.
As winter storms threaten Lompoc properties, landlords seek reliable coverage for rental homes and duplexes. Julia Tipolt, as a State Farm Insurance agent, provides landlord insurance policies tailored to protect against weather damage, liability claims, and vacancy periods. Property owners can discuss coverage limits for fire, vandalism, or water damage during a specific r ental unit consultation. After reviewing an individual property’s rental status and risk factors, a complimentary initial walk-through assessment is scheduled to identify exact policy needs.
Kelly Breen: Allstate Insurance assists property owners with securing coverage suited to rental properties and investments. This Lompoc agency provides landlord insurance add-ons that protect against common rental risks. Risk assessment for local conditions is a standard part of the policy review. Residential properties remain the primary focus, but commercial sectors including offices, warehouses, and food service are also able to obtain appropriate landlord insurance coverage from this agent.
Servicios Maya / Maya Insurance Agency in Lompoc provides residential landlord insurance coverage for property owners managing single-family rentals and small apartment buildings. The agency also handles commercial policies for multi-unit dwellings and mixed-use properties throughout Santa Barbara County, ensuring landlords meet lender requirements and liability protections. Their team supports clients by reviewing policy details at renewal and can be contacted directly for follow-up adjustments between regular property inspections to address any coverage changes.
What Does a a Landlord Insurance Agent in Lompoc Cost?
Typical landlord insurance in California costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Lompoc, annual premiums often range from 800 to 1,500 dollars. Factors like property age, location, and coverage limits affect the final price. This is general information and not insurance advice.
About landlord insurance agents in Lompoc
Landlord insurance agents in Lompoc help property owners protect their rental investments with specialized policies. California law requires landlords to disclose certain insurance details to tenants under Civil Code Section 1950.5. Agents can advise on liability coverage and property damage protection specific to the Central Coast region.
Frequently Asked Questions
What does a landlord insurance agent in Lompoc do?
A landlord insurance agent helps rental property owners find policies that cover dwelling damage, liability, and loss of rental income. They assess your specific property risks in Lompoc and recommend appropriate coverage limits.
Is landlord insurance required by law in California?
California does not legally require landlords to carry insurance. However, most mortgage lenders require a dwelling policy. Agents can help you meet lender requirements and protect against common risks like fire or tenant injury.
How do California laws affect landlord insurance needs?
California Civil Code Section 1950.5 limits security deposits and requires proper handling. Landlord insurance can cover legal costs if a tenant sues for deposit disputes or habitability issues. Agents familiar with state laws can tailor coverage accordingly.
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