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Showing 2 landlord insurance agents in Los Alamitos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Huggins Dreckman Insurance
5152 Katella Ave #206, Los Alamitos, CA 90720
(562) 594-6541
hdinsure.com
Cowan Insurance
11222 Los Alamitos Blvd Suite B, Los Alamitos, CA 90720
(562) 431-0501
cowaninsurance.net
What Does a Landlord Insurance Agent in Los Alamitos Cost?
The cost of landlord insurance in California typically ranges from 25 percent to 40 percent more than a standard homeowners policy for the same property. For a single family rental in Los Alamitos annual premiums often fall between 800 and 2,500 dollars depending on coverage limits property age and location. Earthquake and flood endorsements add extra costs. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a landlord insurance agent in Los Alamitos do?
A landlord insurance agent helps you find a policy that covers your rental property including dwelling protection liability coverage and loss of rental income. They explain California specific requirements such as the need for earthquake insurance in high risk zones. They also help you compare quotes from multiple insurance companies.
Do I need landlord insurance in California?
California law does not require landlord insurance but most mortgage lenders and property management companies do require it. Without it you could be personally liable for tenant injuries or property damage. A local agent can explain the minimum coverage amounts recommended for Los Alamitos properties.
How is landlord insurance different from homeowners insurance in California?
Landlord insurance covers rental properties and includes liability protection for tenant related claims. Homeowners insurance does not cover rental situations. California policies often include coverage for vandalism and loss of rental income which are not in standard homeowners policies.