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Compare Landlord Insurance Agents in Los Banos, CA

Directory of landlord insurance agents in Los Banos, California. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Los Banos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 landlord insurance agents in Los Banos, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Los Banos Branch
1451 W Pacheco Blvd h, Los Banos, CA 93635
(209) 827-5000 mwg.aaa.com
Joe G. Gutierrez - State Farm Insurance Agent
964 J St, Los Banos, CA 93635
(209) 826-4963 joegutierrezinsurance.com
Naomi Townsend Realtor® Lic 01828933
245 H St suite #2, Los Banos, CA 93635
(408) 623-1414 soldbynaomi.com
EFR Insurance Agency
864 5th St, Los Banos, CA 93635
(209) 826-9500
Fred Loya Insurance
1575 W Pacheco Blvd Ste 100, Los Banos, CA 93635
(209) 710-3211 fredloya.com
Western Valley Insurance
810 W K St A, Los Banos, CA 93635
(209) 826-5667 westernvalley.com
Farmers Insurance - David Gould
1048 6th St, Los Banos, CA 93635
(209) 826-0152 agents.farmers.com
Alpha Finance Group
210 W Pacheco Blvd, Los Banos, CA 93635
(213) 262-2151
Farmers Insurance - Crystal Galicia
863 I St Ste A, Los Banos, CA 93635
(209) 826-0505 agents.farmers.com

Landlord insurance agents in Los Banos, California help property owners protect their rental investments. California law requires landlords to disclose certain risks to tenants, and a qualified agent can advise on liability coverage and property damage policies. Local agents understand the specific needs of the Central Valley rental market.

What Does a Landlord Insurance Agent in Los Banos Cost?

Typical landlord insurance costs in California range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Los Banos, annual premiums often fall between 800 and 1,500 dollars. Costs depend on property value, location, coverage limits, and deductible. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Los Banos?
Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. In California, policies may also include coverage for earthquake or flood damage depending on the location.
Is landlord insurance required by law in California?
California does not legally require landlord insurance, but most mortgage lenders require it for rental properties. Without it, you could face significant out-of-pocket costs for property damage or liability claims.
How do I choose a landlord insurance agent in Los Banos?
Look for an agent licensed in California who has experience with rental properties. Ask about coverage for fire, water damage, and liability. Compare quotes from multiple agents to find a policy that fits your needs.