The top-rated landlord insurance agent in Moorpark, California is Insurance Brokers West, Inc., rated 5.0 stars across 262 reviews. Other highly rated options include Lynda Rummelhoff - State Farm Insurance Agent, Bill Gomez - State Farm Insurance Agent, AD Larsen Insurance Services. This directory lists 16 landlord insurance agents serving Moorpark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Brokers West, Inc. | 233 E High St Suite 200 | (805) 299-2150 |
| 2 | Lynda Rummelhoff - State Farm Insurance Agent | 332 Moorpark Ave | (805) 553-0355 |
| 3 | Bill Gomez - State Farm Insurance Agent | 530 Los Angeles Ave UNIT 205 | (805) 529-1055 |
| 4 | AD Larsen Insurance Services | 12084 Alderbrook St | (805) 427-1164 |
| 5 | Pacific Affinity Insurance | 233 E High St UNIT 202 | (310) 360-5028 |
| 6 | Independent Executive Insurance Brokers | 5069 Maureen Ln | (805) 624-4815 |
| 7 | Moy Serrano - State Farm Insurance Agent | 216 Moorpark Ave UNIT 204 | (805) 531-6677 |
| 8 | Farmers Insurance - Samuel Grant | 484 E Los Angeles Ave #110 | (805) 552-4671 |
| 9 | Strickler Insurance Agency, Inc. | 874 Patriot Dr E | (818) 285-0323 |
| 10 | H & S Insurance Services, Inc. | 887 Patriot Dr Suite D | — |
Insurance Brokers West serves the Moorpark area and Ventura County as a landlord insurance agent, offering core coverage options essential for property owners who rent out residential or commercial spaces. The company assists landlords in managing risks associated with tenant-occupied properties. Its professionals work to structure policies that address common exposures such as property damage and liability claims arising from rental activities. Beyond standard protection, the agency handles specific needs like loss of rental income coverage and policies for non-owner-occupied dwellings.
Lynda Rummelhoff - State Farm Insurance Agent offers a full range of landlord insurance policies tailored for property owners in the Moorpark area. These services include liability coverage and property protection for rental units, with options to customize maintenance plans for unexpected damages. The agency helps clients secure financing protection and loss-of-rent coverage. It handles insurance for various types of properties, including single-family homes, apartments, retail spaces, and restaurants.
Bill Gomez - State Farm Insurance Agent serves homeowners, landlords, and property managers in Moorpark, California. The agency offers landlord insurance policies that help protect residential rental properties against common risks like property damage, liability claims, and loss of rental income. These coverages are tailored for single-family homes, duplexes, and small multifamily units owned by local investors. The agency also provides personalized risk assessments and policy reviews to match coverage with each property owner's needs. Its service area extends to the neighboring community of Simi Valley as well.
Serving Moorpark and the surrounding communities of Ventura County, AD Larsen Insurance Services handles landlord insurance for owners of rental properties in the region. The company works with both single-family homes and multi-unit dwellings to address common risks such as property damage, liability claims, and rental income loss. To manage a typical job, it begins with a thorough review of each client’s portfolio to match coverage with local housing regulations and financial exposures.
Pacific Affinity Insurance in Moorpark, California can guide landlord clients through either a one‑time policy for a specific property need or a recurring annual plan that provides ongoing protection across multiple rental units. Their specialized landlord coverage typically addresses dwelling damage, liability exposure from tenant incidents, and loss of rental income during rebuilding periods. Services from this agent are provided as needed, allowing property owners to schedule a consultation whenever they acquire a new rental property or need to adjust their existing policy.
Independent Executive Insurance Brokers in Moorpark, California specializes in customized landlord insurance policies, including liability protection and property coverage for rental dwellings. The agency works with residential and small commercial property owners to assess risks and secure appropriate plans from multiple carriers. It also advises on gaps in standard homeowners policies that leave landlords exposed. For example, the firm assists clients before the winter rainy season, ensuring adequate flood and water damage coverage is in place for unoccupied units.
Moy Serrano - State Farm Insurance Agent in Moorpark, CA, offers general property coverage for residential landlords to protect rental dwellings. The agency also provides tailored liability, building, and loss-of-rent add-ons that address common risks faced by property owners. This landlord insurance agent can serve commercial sectors including small office complexes, storage warehouses, and food service establishments such as restaurants or cafés with rental units.
With autumn approaching, Moorpark landlords often seek new policies for seasonal turnovers or unexpected vacancies. Farmers Insurance - Samuel Grant offers landlord insurance designed to protect rental properties from liability claims, storm damage, or tenant-related losses. Coverage extends to multi-unit dwellings and single-family rentals across Ventura County. A local agent provides clear explanations of policy inclusions, payment options, and typical claims processes without overselling. The initial step involves a call to schedule a no-obligation consultation and property assessment, ensuring coverage matches each rental unit’s specific condition and local regulations.
Strickler Insurance Agency, Inc. in Moorpark, CA provides residential landlord insurance to protect rental properties from common liability and property risks. The agency also offers commercial coverage for larger multi-unit buildings and apartment complexes, serving clients throughout the greater Ventura County area. Every policy is tailored to individual property needs and local risk factors. After initial setup, the agent regularly follows up with clients to review coverage changes, ensuring the policy remains appropriate until the next scheduled visit.
What Does a a Landlord Insurance Agent in Moorpark Cost?
The cost of landlord insurance in California typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Moorpark you might pay between 800 and 1500 dollars per year. Factors include property value, location, coverage limits, and deductible amounts. This is general information and not insurance advice.
About landlord insurance agents in Moorpark
Landlord insurance agents in Moorpark California help property owners protect their rental investments. California law does not require landlord insurance but many mortgage lenders do. Local agents can tailor policies to cover risks like earthquake damage or tenant liability common in Ventura County.
Frequently Asked Questions
What does landlord insurance cover in Moorpark California?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In California you may need separate flood or earthquake coverage since standard policies exclude those perils.
Is landlord insurance required by law in California?
California state law does not require landlord insurance. However your mortgage lender may require it as a condition of the loan. Many landlords also choose it to protect against liability and property damage.
How do I choose a landlord insurance agent in Moorpark?
Look for an agent licensed in California who has experience with rental properties. Ask about coverage for California specific risks like wildfires and earthquakes. Compare quotes from multiple agencies to find suitable terms.
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