The top-rated landlord insurance agent in Moreno Valley, California is Acceptance Insurance, rated 4.9 stars across 866 reviews. Other highly rated options include Speedy Insurance Agency, 321 Insurance Services Inc, All Solutions Insurance - Southern California. This directory lists 20 landlord insurance agents serving Moreno Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 12190 Perris Blvd Ste B | (951) 386-4006 |
| 2 | Speedy Insurance Agency | 12625 Frederick St i-1 | (951) 472-0927 |
| 3 | 321 Insurance Services Inc | 22455 Alessandro Blvd suite 123 | (951) 530-8900 |
| 4 | All Solutions Insurance - Southern California | 22364 Alessandro Blvd | (951) 247-2003 |
| 5 | Veronica's Insurance Moreno Valley | 24992 Alessandro Blvd | (951) 421-1875 |
| 6 | Angelica Barraza-Penuelas - State Farm Insurance Agent | 16380 Perris Blvd e | (951) 486-9500 |
| 7 | Tikal Insurance Services | 13373 Perris Blvd # E407 | (951) 242-5221 |
| 8 | Maria Abrigo - State Farm Insurance Agent | 12075 Heacock St Ste B | (951) 782-8450 |
| 9 | Farmers Insurance - John Keller | 23962 Alessandro Blvd # S | (909) 775-5800 |
| 10 | Hammer Insurance Services, Inc. | 24895 Sunnymead Boulevard | (951) 601-3700 |
Acceptance Insurance in Moreno Valley, California, provides a full range of landlord insurance services, including property damage and liability coverage for rental properties. Its maintenance plans help landlords protect their investments by offering routine inspections and repair coordination services. The company assists property owners in navigating local regulations and assessing risk factors common to Southern California rentals. It services single-family homes, apartments, retail spaces, and restaurants, ensuring comprehensive protection across diverse property types.
Speedy Insurance Agency serves landlords, property managers, and real estate investors in the Moreno Valley, California area with landlord insurance policies. The agency helps property owners secure coverage tailored to rental dwellings, addressing risks like property damage, liability, and lost rental income. By offering guidance on appropriate policy limits and exclusions, it assists clients in protecting their investment properties throughout the region. Its coverage area also extends to neighboring communities such as Riverside and Perris within the greater Inland Empire metro.
321 Insurance Services Inc in Moreno Valley, CA provides a full range of landlord insurance options, including property protection and liability coverage tailored for rental property owners. It offers maintenance plan consultations to help landlords manage ongoing property upkeep and reduce potential claim risks. The agency services single-family homes, apartments, retail spaces, and restaurants, ensuring each property type receives appropriate coverage.
All Solutions Insurance - Southern California serves homeowners, businesses, and property managers seeking landlord insurance in Moreno Valley. The agency helps clients secure coverage for rental properties, including protection against property damage, liability claims, and lost rental income. Tailored policies can address specific needs for single-family homes, multifamily units, or commercial rental spaces. The application process focuses on matching each rental property’s unique risk profile with appropriate options. This agent also works with landlords and property owners throughout the nearby Riverside metro area to provide the same comprehensive insurance support.
Veronica's Insurance Moreno Valley serves the Moreno Valley, California area as a landlord insurance agent, providing essential coverage for property owners who rent out residential units. The company helps landlords protect their investments by structuring policies that address common rental property risks, including damage to the building structure and liability for tenant injuries. It also assists clients in finding appropriate loss of rental income protection to cover periods when a property is uninhabitable due to a covered claim.
Angelica Barraza-Penuelas - State Farm Insurance Agent serves property owners in Moreno Valley and the surrounding Inland Empire communities, handling landlord insurance needs. The agency addresses coverage for rental properties, including protection against property damage, liability claims, and loss of rental income. Typical policies are tailored to individual investment situations, such as single-family homes or small multi-unit buildings. For a typical job, the agent begins by assessing the specific risk profile of the rental property and then recommends appropriate policy limits and deductibles to match the client’s financial goals.
Tikal Insurance Services in Moreno Valley, California, provides landlord insurance agents who guide clients through the choice between one-time policy setups and recurring coverage with ongoing support. Their primary focus is protecting rental properties with liability and property damage coverage that meets local landlord requirements. The agents assist in selecting appropriate policies based on the specific number of units and rental structures. Service appointments are available on a one-time, scheduled, or as-needed basis to accommodate different property management schedules.
Maria Abrigo - State Farm Insurance Agent in Moreno Valley, CA specializes in landlord insurance policies tailored for residential rental property owners. The agency provides coverage options that address property damage, liability protection, and lost rental income across the local area. Landlords often face challenges from tenant turnover and seasonal weather risks. This agent helps clients reassess their policies before the start of the rainy season, when roof leaks and water damage claims become more common.
After the rainy season in Moreno Valley, property damage from unexpected roof leaks or tenant negligence often creates urgent claims. Hammer Insurance Services, Inc. helps local residential and small rental property owners secure tailored landlord coverage that protects against liability and income loss. The firm understands the unique exposures in this inland Southern California market, from older units needing additional coverage to newer constructions requiring proper replacement cost valuation. Every new client relationship begins with a thorough on-site inspection of the rental property to assess current risk factors and condition.
What Does a a Landlord Insurance Agent in Moreno Valley Cost?
In California, landlord insurance typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Moreno Valley, annual premiums often range from 800 to 1,500 dollars. Costs depend on property value, location, coverage limits, and deductible choices. This is general information and not insurance advice.
About landlord insurance agents in Moreno Valley
A landlord insurance agent in Moreno Valley can help you find a policy that covers your rental property against damage, liability, and loss of rental income. California law requires landlords to maintain certain safety standards, and the right insurance policy can help you meet those obligations while protecting your investment. Agents in Moreno Valley understand local risks like wildfires and earthquakes that may affect coverage needs.
Frequently Asked Questions
What does landlord insurance cover in California?
Landlord insurance typically covers property damage from fire or wind, liability if someone is injured on the property, and loss of rental income if the unit becomes uninhabitable. It does not cover tenant personal belongings or intentional damage by the tenant.
Is landlord insurance required by law in Moreno Valley?
California law does not require landlord insurance, but most mortgage lenders will require it. It is strongly recommended to protect against liability claims and property damage that could result in significant financial loss.
How do California liability laws affect landlord insurance?
Under California Civil Code Section 1941, landlords must maintain rental units in habitable condition. If a tenant is injured due to a maintenance issue, the landlord could be held liable. Landlord insurance helps cover legal defense costs and settlements for such claims.
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