The top-rated landlord insurance agent in Murrieta, California is The Insurance Store, rated 5.0 stars across 1,708 reviews. Other highly rated options include Ben Goode - State Farm Insurance Agent, Amy Blackwell - State Farm Insurance Agent, Nathan Giddings: Allstate Insurance. This directory lists 19 landlord insurance agents serving Murrieta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Store | 41811 Ivy St # B | (951) 200-5655 |
| 2 | Ben Goode - State Farm Insurance Agent | 41880 Kalmia St STE 125 | (951) 501-1000 |
| 3 | Amy Blackwell - State Farm Insurance Agent | 40414 California Oaks Rd Ste E | (951) 461-1496 |
| 4 | Nathan Giddings: Allstate Insurance | 25109 Jefferson Ave STE 320 | (951) 766-4437 |
| 5 | Farmers Insurance - Javier Calvo | 26690 Madison Ave STE 105 | (951) 698-4818 |
| 6 | Carver Insurance Services, Inc - Murrieta | 40525 California Oaks Rd suite e-6 | (951) 677-9600 |
| 7 | Advantage America Insurance Services | 41197 Golden Gate Cir #105 | (951) 444-7224 |
| 8 | BARRANCA INSURANCE SERVICES INC | 24679 Monroe Ave #101 | (877) 321-9955 |
| 9 | Lizarraga Insurance Agency Inc. | 24619 Washington Ave #205 | (951) 234-4720 |
| 10 | Winchester & Associates Insurance Services Inc | 41856 Ivy St Ste 110 | (951) 296-6678 |
The Insurance Store serves Murrieta and the surrounding Riverside County area, offering specialized landlord insurance agent services for property owners. It assists clients in securing policies that protect rental properties from common risks in the region, such as fire damage or liability claims from tenants. The company also provides guidance on property coverage tailored to local housing market needs. These policies typically include loss of rental income and equipment breakdown endorsements for residential investment units.
Ben Goode - State Farm Insurance Agent in Murrieta, CA, offers a full range of landlord insurance services to protect rental properties. It provides coverage options that address property damage, liability, and loss of rental income. Service or maintenance plans are available to help property owners manage routine risks and ensure their investments remain secure. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Amy Blackwell - State Farm Insurance Agent in Murrieta, California assists homeowners, property managers, and small business owners with landlord insurance coverage tailored to rental properties. Policies commonly address property damage, liability protection, and loss of rental income. The agency helps clients in Murrieta understand policy options that meet local requirements for residential and commercial rentals. Coverage support also extends to nearby communities such as Temecula and the surrounding Temecula Valley area.
Nathan Giddings: Allstate Insurance serves Murrieta, California, and the surrounding communities. It handles landlord insurance policies that protect residential rental properties in the area. The company focuses on offering coverage that addresses property damage and liability risks for property owners. It takes a consultative approach, reviewing each client's specific needs to tailor a policy that fits their property and rental situation.
Farmers Insurance - Javier Calvo in Murrieta, CA provides landlord insurance agents who help property owners choose between one-time policy adjustments for a single property or recurring services that manage ongoing coverage across multiple rental units. Their policies typically protect against property damage, liability claims, and loss of rental income, which are common concerns for landlords in the Southern California market. Service for this agency runs on either a one-time basis for immediate needs or as scheduled for regular policy reviews, depending on the client's requirements.
Carver Insurance Services, Inc - Murrieta specializes in providing tailored insurance policies for landlords in the Murrieta area. It works closely with property owners to secure coverage for rental homes and multi-unit dwellings, addressing typical risks such as property damage, liability claims, and lost rental income. The company guides clients through the complexities of securing appropriate protection for their investment properties. Ahead of each summer, it helps landlords evaluate their policies against potential wildfire threats that can impact southern California rental portfolios.
As the seasonal rains arrive in Murrieta, property owners in the area seek coverage for unexpected water damage and liability claims. Advantage America Insurance Services provides landlord insurance policies designed to protect both residential and commercial rental properties. Their agents work with local landlords to secure policies that address tenant risks and structural exposures. They ensure each property is assessed thoroughly before coverage is bound. The process typically begins with a walkthrough and documentation review of the existing rental unit.
BARRANCA INSURANCE SERVICES INC provides landlord insurance agency services in Murrieta, CA. The firm assists property owners with coverage for residential rental dwellings and can tailor policies to address specific liability concerns common to local landlords. Additional specialty endorsements may be arranged for tenant property protection and loss of rental income scenarios. A typical client base includes those managing commercial sectors such as offices, warehouses, and food service operations.
Lizarraga Insurance Agency Inc. in Murrieta, CA provides residential landlord insurance to protect rental properties from common risks. The agency also offers commercial coverage for larger multifamily buildings or business-use rentals. Service extends throughout the Murrieta area and surrounding communities in Riverside County. Policies are tailored to meet local regulations and the specific needs of property owners. After a policy is issued, the company remains available for follow-up service or to adjust coverage between regular review visits.
Winchester & Associates Insurance Services Inc in Murrieta, CA provides landlord insurance coverage designed to protect residential and commercial rental properties. The agency helps property owners manage risks such as tenant damage, liability claims, and loss of rental income. Understanding local rental regulations in Murrieta and the surrounding area guides the tailored coverage they offer. Their services typically extend to basic hazard policies and comprehensive protection plans. For additional security, the agency can arrange umbrella liability coverage for multi-property portfolios.
What Does a a Landlord Insurance Agent in Murrieta Cost?
The cost of landlord insurance in California typically ranges from 15 to 30 percent more than standard homeowners insurance, with annual premiums often between 800 and 2,500 dollars depending on property value, location, and coverage limits. In Murrieta, factors like fire risk and property age can affect pricing. This is general information and not insurance advice.
About landlord insurance agents in Murrieta
A landlord insurance agent in Murrieta California helps property owners protect their rental investments with specialized coverage. California law requires landlords to disclose certain insurance details to tenants, and local agents understand the specific risks in Riverside County such as wildfire and earthquake exposure. Working with a local agent ensures your policy meets state requirements and covers common liabilities like property damage or loss of rental income.
Frequently Asked Questions
What does a landlord insurance agent in Murrieta do?
A landlord insurance agent in Murrieta helps you find a policy that covers your rental property against fire, theft, liability, and loss of rental income. They also advise on California specific requirements such as earthquake coverage or additional liability limits for tenant lawsuits.
Is landlord insurance required by California law?
California law does not require landlord insurance, but most mortgage lenders require it for rental properties. Additionally, California Civil Code Section 1950.5 limits security deposits and insurance can help cover unpaid rent or damage beyond the deposit amount.
How do I choose a landlord insurance agent in Murrieta?
Look for an agent licensed in California with experience insuring rental properties in Riverside County. Ask about their knowledge of local risks like wildfires and check if they offer policies from multiple carriers to compare coverage and cost.
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