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Compare Landlord Insurance Agents in National City, CA

Directory of landlord insurance agents in National City, California. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
National City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 landlord insurance agents in National City, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
American Tri Star Insurance Service Inc. - National City
1039 Highland Ave, National City, CA 91950
(619) 474-3900 americantristarinsurance.com
Freeway Insurance
925 E Plaza Blvd #107, National City, CA 91950
(619) 618-2400 locations.freeway.com
Altra Insurance Services Inc.
1050 Highland Ave Ste A, National City, CA 91950
(619) 474-6666 altrainsurance.com
Town Insurance Services
51 N Highland Ave # I, National City, CA 91950
(619) 263-3611
Farmers Insurance - George Kalfayan
845 E 8th St B, National City, CA 91950
(619) 477-1174 agents.farmers.com

Landlord insurance agents in National City help property owners protect their rental investments with policies tailored to California requirements. California law does not mandate landlord insurance but most mortgage lenders require it for rental properties. Agents in National City can explain how local risks like earthquakes and wildfires may affect your coverage needs.

What Does a Landlord Insurance Agent in National City Cost?

Landlord insurance in California typically costs 15 to 25 percent more than standard homeowners insurance. For a single-family rental in National City, annual premiums often range from 800 to 1,500 dollars depending on property value, location, and coverage limits. Multi-unit properties or older buildings may have higher rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in National City?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In California, policies may also include coverage for earthquake or flood damage as separate endorsements. Standard policies do not cover tenant personal property or intentional damage by tenants.
Is landlord insurance required by California law?
California state law does not require landlord insurance. However most mortgage lenders and homeowners associations require it for rental properties. Some local ordinances in National City may have specific requirements for registered rental units.
How do I choose a landlord insurance agent in National City?
Look for an agent licensed in California with experience in rental property coverage. Ask about policy options for dwelling coverage, liability limits, and loss of rent protection. Compare quotes from multiple agents to find coverage that fits your property type and budget.