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Find Landlord Insurance Agents Near You in San Marcos, CA

Browse landlord insurance agents serving San Marcos, California. Updated 2026-07-14.

The top-rated landlord insurance agent in San Marcos, California is Freeway Insurance, rated 4.7 stars across 312 reviews. Other highly rated options include Vladan Trifunovic - State Farm Insurance Agent, Access Health Insurance Services Inc, Harding Insurance Agency Inc. This directory lists 17 landlord insurance agents serving San Marcos.

Showing 17 landlord insurance agents in San Marcos, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance630 Nordahl Rd Ste P(760) 460-4417
2Vladan Trifunovic - State Farm Insurance Agent250 S Pacific St STE 103(760) 471-6111
3Access Health Insurance Services Inc950 Boardwalk STE 205(760) 727-9000
4Harding Insurance Agency Inc375 S Rancho Santa Fe Rd STE 105(760) 603-1100
5Schaub Insurance Agency, Inc.950 Boardwalk STE 205(760) 362-4646
6SGL Insurance Services250 S Pacific St STE 104(760) 290-3288
7Pacific Farm & Ranch Insurance Agency310 Via Vera Cruz Ste 203(858) 768-2498
8John Hadley - State Farm Insurance Agent405 S Las Posas Rd(760) 591-0700
9Farmers Insurance - Joseph Sprague1001 W San Marcos Blvd Ste 200(760) 471-1151
10Lanni Insurance1224 San Elijo Rd N(760) 815-7563
FI
630 Nordahl Rd Ste P
Freeway Insurance
Landlord Insurance Agent · San Marcos, CA

Freeway Insurance serves San Marcos, California, and the surrounding communities, handling landlord insurance coverage for residential rental properties. The agency helps property owners protect their investments by arranging policies that address liability and property damage concerns common to the area. To manage a typical job, it first assesses the specific risks associated with a client’s rental unit and then identifies coverage options tailored to that property’s needs.

VT
250 S Pacific St STE 103
Vladan Trifunovic - State Farm Insurance Agent
Landlord Insurance Agent · San Marcos, CA

Vladan Trifunovic - State Farm Insurance Agent serves San Marcos and the surrounding San Diego County area, providing landlord insurance services for property owners. The agency assists landlords in securing coverage for rental dwellings, including protection for the structure and liability from tenant incidents. It also helps clients obtain policies that safeguard against potential loss of rental income. Additional services include tailored plans for single-family homes and multi-unit residential properties rented to tenants.

AH
950 Boardwalk STE 205
Access Health Insurance Services Inc
Landlord Insurance Agent · San Marcos, CA

Access Health Insurance Services Inc in San Marcos, CA, provides a full range of landlord insurance agent services, including liability coverage and property damage protection for rental units. It offers straightforward policy servicing and maintenance plans to help local property owners manage claims and update coverage as needed. The company works with clients who own various property types, such as single-family homes, apartments, retail spaces, and restaurants.

HI
375 S Rancho Santa Fe Rd STE 105
Harding Insurance Agency Inc
Landlord Insurance Agent · San Marcos, CA

Specializing in coverage for residential landlords and property managers throughout San Marcos, Harding Insurance Agency Inc connects local investors with policies tailored to rental dwellings, from single-family homes to small multi-unit buildings. The agency assists property owners in understanding liability protection, dwelling coverage, and loss-of-rent options. Its services focus on mitigating common risks for those who lease out condominiums or houses in this growing North County community. The agency also serves property owners in the neighboring city of Escondido.

SI
950 Boardwalk STE 205
Schaub Insurance Agency, Inc.
Landlord Insurance Agent · San Marcos, CA

For landlord insurance, a one-time policy secures a specific property against common rental risks, while scheduled service allows adjustments as the portfolio expands. Schaub Insurance Agency, Inc. in San Marcos, CA, offers coverage tailored to protect local residential and commercial rental properties from liability, vacancy, and weather damage. The agent works with owners to structure policies that meet the evolving needs of a single unit or multiple dwellings. Their service runs on an as-needed basis, with clients requesting consultations or policy reviews whenever circumstances change.

SI
250 S Pacific St STE 104
SGL Insurance Services
Landlord Insurance Agent · San Marcos, CA

SGL Insurance Services serves the San Marcos, California area and surrounding communities, managing property insurance for residential and commercial landlord clients. The company handles policies that protect rental properties, including coverage for structures, liability, and potential loss of rental income. SGL Insurance Services assists property owners in navigating the specific risks of renting out homes or apartments in this region. It works closely with each client to identify their property’s unique exposures, then matches coverage limits to those identified risks to provide appropriate protection.

PF
310 Via Vera Cruz Ste 203
Pacific Farm & Ranch Insurance Agency
Landlord Insurance Agent · San Marcos, CA

Serving clients in San Marcos, Pacific Farm & Ranch Insurance Agency specializes in landlord insurance, covering risks specific to rental properties. The agency works with property owners to secure policies that address liability, property damage, and income loss from tenant vacancy. It helps landlords manage exposures common to this coastal region, such as fire, flood, or liability from seasonal rentals. During the summer wildfire season, the agency assists clients in adjusting coverage to protect against rising brush fire threats and evacuation-related losses.

JH
405 S Las Posas Rd
John Hadley - State Farm Insurance Agent
Landlord Insurance Agent · San Marcos, CA

After a heavy San Marcos rain season leaves rental properties with hidden roof leaks or drainage issues, John Hadley, operating as a State Farm Insurance Agent, helps landlords review their coverage options for the specific structures they own in the local area. This landlord insurance agency focuses on policies tailored to rental property owners managing single-family homes or small multi-unit dwellings. The process typically begins with an agent gathering details on the property’s construction and occupancy, often scheduling an initial walkthrough inspection to identify vulnerable points.

FI
1001 W San Marcos Blvd Ste 200
Farmers Insurance - Joseph Sprague
Landlord Insurance Agent · San Marcos, CA

Farmers Insurance - Joseph Sprague in San Marcos, CA provides general landlord insurance coverage that helps property owners protect their rental investments. This agency specializes in adding optional endorsements such as liability protection and loss-of-rent coverage for unforeseen vacancies. Tailored policies address the specific risks of leasing residential units or commercial properties in the region. Joseph Sprague can structure insurance solutions for various commercial sectors, including offices, warehouses, and food service operations.

LI
1224 San Elijo Rd N
Lanni Insurance
Landlord Insurance Agent · San Marcos, CA

Lanni Insurance, a Landlord Insurance Agent in San Marcos, California, offers either a single-policy purchase for one specific rental or an ongoing portfolio plan covering multiple properties. Their coverage typically includes property damage, liability protection, and lost rental income for residential landlords. Clients can schedule service on an as-needed basis, reaching out only when a new rental property requires insurance or an existing policy needs adjustment.

FI
500 S Rancho Santa Fe Rd Suite 102
Freeway Insurance
Landlord Insurance Agent · San Marcos, CA
(760) 640-8003
locations.freeway.com/san-marcos-insurance-ca-92078
FI
310 Via Vera Cruz Ste 201
Farmers Insurance - Lawrence Krell
Landlord Insurance Agent · San Marcos, CA
(760) 744-0080
agents.farmers.com/ca/san-marcos/lawrence-krell
PI
547 McMahr Rd
Piceno Insurance
Landlord Insurance Agent · San Marcos, CA
(760) 891-0741
michaelcpicenoinsurance.com
AS
206 S Rancho Santa Fe Rd
Ayala's Insurance Inc
Landlord Insurance Agent · San Marcos, CA
(760) 758-8009
AI
277 Rancheros Dr STE 300
Alliant Insurance Services, Inc.
Landlord Insurance Agent · San Marcos, CA
(760) 304-7120
alliant.com
CO
460 W Mission Rd UNIT 132
Coastal One Insurance
Landlord Insurance Agent · San Marcos, CA
(800) 961-9522
coastal1insurance.com
JP
1508 Wentworth Pl
Jim Pennock Insurance Agency
Landlord Insurance Agent · San Marcos, CA
(760) 815-4402
jpennock7.wixsite.com/website

What Does a a Landlord Insurance Agent in San Marcos Cost?

Typical landlord insurance costs in California range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in San Marcos, annual premiums often fall between 800 and 1,500 dollars. Costs vary based on property value, location, coverage limits, and deductible choices. This is general information and not insurance advice.

About landlord insurance agents in San Marcos

A landlord insurance agent in San Marcos California helps property owners protect their rental investments. California law requires specific coverages for dwelling fire and liability. Local agents understand the unique risks of San Marcos including wildfire zones and earthquake exposure.

Frequently Asked Questions

What does landlord insurance cover in San Marcos California?

Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In California, policies often exclude flood and earthquake damage which require separate endorsements.

Is landlord insurance required by law in California?

California law does not require landlord insurance but most mortgage lenders do require it. The California Civil Code also allows tenants to sue for uninhabitable conditions so liability coverage is important.

How do I choose a landlord insurance agent in San Marcos?

Look for an agent licensed in California with experience in rental property coverage. Ask about specific endorsements for fire, earthquake, and vandalism that are common in San Marcos.

Landlord Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.