The top-rated landlord insurance agent in San Rafael, California is Trevor Lam - State Farm Insurance Agent, rated 5.0 stars across 276 reviews. Other highly rated options include Bal Claire - State Farm Insurance Agent, Brittany Keyes - State Farm Insurance Agent, AAA San Rafael Branch. This directory lists 18 landlord insurance agents serving San Rafael.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trevor Lam - State Farm Insurance Agent | 851 Irwin St Suite 300 | (415) 233-4356 |
| 2 | Bal Claire - State Farm Insurance Agent | 25 Mitchell Blvd #4 | (415) 479-8086 |
| 3 | Brittany Keyes - State Farm Insurance Agent | 660 Las Gallinas Ave Suite B | (415) 479-5900 |
| 4 | AAA San Rafael Branch | 99 Smith Ranch Rd | (415) 488-2900 |
| 5 | Adam Lazar: Allstate Insurance | 52 Mitchell Blvd | (415) 456-8522 |
| 6 | Lisa Elkins-Reuter - State Farm Insurance Agent | 1852 4th St | (415) 482-6686 |
| 7 | Coastal Pacific Insurance Marketing LLC | 77 Mark Dr #24 | (415) 472-1800 |
| 8 | Farmers Insurance - Nury Alvarenga | 1368 Lincoln Ave Ste 102 | (415) 457-8319 |
| 9 | Farmers Insurance - Ruth Morales | 26 Medway Rd Ste 13 | (415) 870-9190 |
| 10 | Simon Insurance Agency | 165 N Redwood Dr # 120 | (415) 457-1020 |
Trevor Lam - State Farm Insurance Agent serves San Rafael and the surrounding Marin County area as a landlord insurance agent. This agency offers property protection solutions tailored for residential rental property owners. Policies generally cover dwelling damage, liability protection for the owner, and loss of rental income during repairs. Clients typically require coverage for single-family homes, multi-unit dwellings, and specific common risks in the Bay Area. The agency handles landlord liability coverage and income loss protection for local property investors.
Bal Claire, a State Farm Insurance agent in San Rafael, serves homeowners, rental property owners, and property managers seeking landlord insurance solutions. The agency focuses on policies that protect residential and commercial rental properties against common risks such as property damage and liability. Tailored coverage options help landlords safeguard their investments while meeting local requirements. Bal Claire’s services extend to neighboring communities throughout Marin County, including areas such as Novato and Mill Valley.
Brittany Keyes - State Farm Insurance Agent serves San Rafael and the surrounding Marin County communities, handling landlord insurance policies for residential rental property owners. It addresses common coverage needs such as property damage, liability protection, and loss of rental income due to covered events. The agency provides personalized consultations to understand each landlord’s specific property risks and investment goals. For a typical job, the agent reviews the rental property’s details and recommends a policy tailored to the owner’s exposure and budgetary preferences.
AAA San Rafael Branch provides a comprehensive range of landlord insurance services designed to protect rental property owners in the San Rafael area. Its policies cover liability, property damage, and loss of rental income, helping landlords manage financial risks. The agency offers routine policy reviews and claims assistance to maintain adequate coverage over time. It serves a variety of rental property types, including single-family homes, multi-unit apartment buildings, retail spaces, and restaurants.
For one-time services, a policy can be tailored to cover a single vacant property, while recurring landlord insurance protects a portfolio of rental homes over successive terms, with liability and dwelling coverage included. Located in San Rafael, this agency helps property owners secure policies that address local landlord risks. Service is provided on a scheduled basis, with optional as-needed consultations available for endorsements or new property additions.
Lisa Elkins-Reuter, as a State Farm Insurance Agent in San Rafael, CA, specializes in tailoring landlord insurance policies to protect rental properties. She generally assists clients by reviewing coverage for liability, property damage, and loss of rental income. Her services are particularly relevant for property owners navigating the unique risks of the Bay Area, such as earthquake exposure or tenant turnover. During the peak rental season, she helps landlords ensure their policies are updated for new lease agreements and security deposit requirements.
As seasonal rains approach in the Bay Area, many property owners in San Rafael seek reliable coverage for their rental units. Coastal Pacific Insurance Marketing LLC serves as a landlord insurance agent, helping local investors protect their income properties against common perils like water damage and liability claims. The company works with regional homeowners to secure policies that address the specific risks of tenancy in this climate. A typical process begins with a review of the property's current condition and occupancy status during an initial inspection.
Farmers Insurance - Nury Alvarenga in San Rafael, CA assists property owners with general landlord insurance needs, including protection for rental dwellings and liability coverage. The agency also offers specialty add-ons to cover loss of rental income and damage from natural disasters common to the area. Commercial sectors it can serve include offices needing tenant protection, warehouses requiring structural liability, and food service properties with equipment coverage.
Farmers Insurance - Ruth Morales serves San Rafael, California, providing landlord insurance protections for residential rental properties, including single-family homes and multi-unit dwellings. The agency also offers commercial coverage tailored to apartment complexes and small business rentals within the local area. Policies address property damage, liability, and loss of rental income for property owners. Emphasis is placed on helping clients understand policy details at the initial meeting. To maintain consistent coverage, the agent follows up after claims or lease changes and encourages reviews between regular annual renewals.
Simon Insurance Agency in San Rafael, CA, serves as a local specialist for property owners needing landlord insurance agent services. Its primary focus is securing rental property policies that cover dwellings, liability protection, and loss of rental income for landlords. The agency works with standard residential and small commercial rental units throughout the region. As a practical add-on, agents can arrange for ordinance or law coverage to help rebuild properties according to updated building codes after a claim.
What Does a a Landlord Insurance Agent in San Rafael Cost?
The cost of landlord insurance in San Rafael California depends on factors like property value location and coverage limits. A basic policy may start around 800 dollars per year while a comprehensive policy with high liability limits can exceed 2500 dollars annually. Properties in wildfire prone areas of Marin County may have higher premiums. This is general information and not insurance advice.
About landlord insurance agents in San Rafael
Landlord insurance agents in San Rafael help property owners protect their rental investments. California law requires landlords to maintain certain liability coverages, and a local agent can tailor a policy to meet those requirements. Agents in Marin County understand the specific risks of the San Rafael market including earthquake and wildfire exposure.
Frequently Asked Questions
What does landlord insurance cover in San Rafael California?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In California policies often exclude earthquake damage which requires a separate policy. Standard coverage does not include tenant personal property.
Is landlord insurance required by law in California?
California law does not require landlord insurance by statute. However most mortgage lenders require it for rental properties. Landlords should carry liability coverage to protect against tenant injury claims which are common under California premises liability law.
How much does a landlord insurance agent cost in San Rafael?
Agents earn a commission from the insurance company so there is usually no direct fee to the client. The policy premium itself varies widely. A typical landlord policy in California can cost between 800 and 2500 dollars per year depending on property value and location.
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