The top-rated landlord insurance agent in Dover, Delaware is Matt Basile - State Farm Insurance Agent, rated 5.0 stars across 1,570 reviews. Other highly rated options include Tom Deladvitch - State Farm Insurance Agent, Lindsay Dougherty - State Farm Insurance Agent, Taylor Viscount - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Dover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Basile - State Farm Insurance Agent | 1991 S State St | (302) 697-8111 |
| 2 | Tom Deladvitch - State Farm Insurance Agent | 1011 S Governors Ave | (302) 736-9859 |
| 3 | Lindsay Dougherty - State Farm Insurance Agent | 1 S Independence Blvd | (302) 734-8268 |
| 4 | Taylor Viscount - State Farm Insurance Agent | 1460 E Lebanon Rd | (302) 698-1970 |
| 5 | A to Z Insurance | 65 N Dupont Hwy | (302) 730-8250 |
| 6 | Muncie Ins & Financial Services Inc - Nationwide Insurance | 1889 S Dupont Hwy | (302) 678-2800 |
| 7 | Goosehead Insurance - William Roberts | 4164 N Dupont Hwy #12 | (302) 608-0177 |
| 8 | Michael Tolliver: Allstate Insurance | 1147 S Governors Ave | (302) 698-9272 |
| 9 | Frankos Agency | 375 W North St A | (302) 531-0831 |
| 10 | Allstate Insurance Agent: Charlene Webb | 137 Jerome Dr #150 | (302) 672-3080 |
Matt Basile - State Farm Insurance Agent serves the Dover, Delaware area as a landlord insurance agent. The agency offers property coverage solutions designed for rental property owners. Policies typically protect residential structures, liability, and lost rental income from covered events. Common risks addressed include tenant damage, weather-related property loss, and on-site accidents. The firm handles specific services tailored for local landlords, such as securing dwelling policies and providing personal liability protection for rental units.
Tom Deladvitch - State Farm Insurance Agent in Dover, DE offers landlord insurance covering property damage, liability protection, and loss of rental income. Its service plans include policy reviews to adjust coverage as property conditions change and claims assistance to guide landlords through the filing process. Maintenance coordination support is available for emergency repairs to keep properties operational. The agency serves single-family homes, apartments, retail spaces, and restaurants requiring commercial or residential landlord insurance policies.
Serving Dover and the surrounding communities in Kent County, Lindsay Dougherty - State Farm Insurance Agent provides landlord insurance coverage for rental property owners. This agency handles policies that protect residential investment properties against common risks like property damage and liability claims, ensuring property owners are covered for potential tenant-related issues. When managing coverage for a rental property, Lindsay Dougherty carefully reviews the specific property, discusses the landlord’s unique operational concerns, and tailors policy options to suit the individual rental portfolio needs.
Taylor Viscount - State Farm Insurance Agent in Dover, DE, offers specialized landlord insurance policies that protect rental properties from structural damage and liability claims. The agency also provides general personal insurance services for auto, life, and health coverage. A common seasonal concern it helps local landlords address is the increased risk of frozen pipe bursts during Delaware’s colder months, which can lead to costly water damage and lost rental income.
A to Z Insurance serves landlords and property managers across Dover, Delaware, by offering dedicated landlord insurance policies. The agency helps rental property owners protect their investments from common risks such as property damage, liability claims, and loss of rental income. Comprehensive coverage options are tailored to the specific needs of single-family rentals, duplexes, and small apartment buildings in the area. In addition to serving the Dover metro, A to Z Insurance also covers rental properties in the neighboring community of Camden.
Muncie Ins & Financial Services Inc - Nationwide Insurance in Dover, DE handles both one-time landlord insurance policies for single property needs and recurring service options for portfolio management. Coverage typically includes property damage, liability protection, and loss of rental income for residential landlords. Homeowners considering renting out a unit may also consult this agent for gap analysis between standard policies and landlord-specific endorsements. Service appointments and policy renewals run on both a scheduled and as-needed basis for existing clients.
As winter weather can create unexpected risks for rental properties in Dover, Goosehead Insurance - William Roberts helps local landlords secure appropriate coverage tailored to their specific holdings. This agency focuses on insurance solutions designed to protect residential rental investments from common liabilities such as property damage or tenant-related incidents. Policies typically address both the structure and the owner’s financial exposure. The process begins with an inspection of the property and a thorough assessment of the landlord’s individual coverage needs.
Michael Tolliver: Allstate Insurance provides standard landlord insurance coverage for Dover property owners. Their agency also specializes in tailored protection for rental-specific risks like property damage and liability from tenants. They assist commercial landlords in Dover with policies designed to cover office complexes and shopping centers. Warehouses with leased storage space can receive coverage for building and business contents here. The agency further serves managed properties operating as food service establishments, ensuring appropriate liability and property insurance for restaurants and delis leasing their locations.
Frankos Agency provides residential landlord insurance services in Dover, DE, helping property owners protect rental homes and manage liability risks. The agency also covers commercial rental properties, including multi-unit apartments and small business spaces, within the local area and surrounding communities. Policies are tailored to safeguard income properties from common hazards and tenant-related issues. After initial setup, Frankos Agency offers follow‑up service to adjust coverage as lease terms change, ensuring protection remains current between regular inspection and renewal visits.
What Does a a Landlord Insurance Agent in Dover Cost?
The average cost of landlord insurance in Delaware ranges from 800 to 1500 dollars per year for a single family rental. Premiums depend on property age location and coverage limits. Dover properties near the coast may have higher rates due to wind and flood exposure. This is general information and not insurance advice.
About landlord insurance agents in Dover
A landlord insurance agent in Dover Delaware helps property owners protect their rental investments with specialized policies. Delaware law does not require landlord insurance but mortgage lenders often mandate it. Agents in Dover understand local risks such as coastal weather and older building stock in Kent County.
Frequently Asked Questions
What does landlord insurance cover in Delaware?
A standard landlord policy covers property damage liability and loss of rental income. It does not cover tenant personal belongings or intentional damage. Agents can add endorsements for flood or sewer backup which are common in Dover.
Is landlord insurance required by Delaware law?
Delaware state law does not require landlord insurance. However most mortgage lenders require a dwelling policy with liability coverage. Some Dover homeowners associations may also require proof of insurance.
How do I choose a landlord insurance agent in Dover?
Look for an agent licensed in Delaware who specializes in rental properties. Ask about coverage for older homes common in Dover historic districts. Confirm the agent can provide quotes from multiple carriers.
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