The top-rated landlord insurance agent in Washington, District Of Columbia is Jon Laskin - State Farm Insurance Agent, rated 4.9 stars across 184 reviews. Other highly rated options include J. Reed Laughlin: Allstate Insurance, Capital Insurance Partners, Lloyd Chesley Jr - State Farm Insurance Agent. This directory lists 17 landlord insurance agents serving Washington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jon Laskin - State Farm Insurance Agent | 5600 Connecticut Ave NW #400 | (202) 364-7400 |
| 2 | J. Reed Laughlin: Allstate Insurance | 4545 42nd St NW Ste 203 | (202) 677-7391 |
| 3 | Capital Insurance Partners | 5028 Wisconsin Ave #103 | (202) 362-4500 |
| 4 | Lloyd Chesley Jr - State Farm Insurance Agent | 1255 Union St NE Floor 7 - 42 | (202) 863-1400 |
| 5 | David Munson - State Farm Insurance Agent - DC | 4300 Fordham Rd NW Suite 240 | (202) 686-5197 |
| 6 | Crystal Insurance Group, Inc. | 1801 Belmont Rd NW #201 | (202) 387-9162 |
| 7 | CB Chambers Insurance Agency | 4315 50th St NW # 100 | (202) 681-6168 |
| 8 | All Insured | 1415 Elliot Pl NW | (202) 804-1234 |
| 9 | Lockhart's Insurance Services | 3907 Georgia Ave NW | (202) 829-6222 |
| 10 | Insuranceisland | 1615 Q St NW #1108 | (240) 335-2426 |
Jon Laskin - State Farm Insurance Agent serves the Washington, DC metro area by offering landlord insurance policies for property owners. These policies protect rental properties from common risks such as fire, theft, and liability claims. The agency helps clients secure coverage for their investment properties, including multi-unit buildings. It also provides guidance on policy options that cover loss of rental income during repairs. Additional support includes assistance with claims for property damage and general liability protection for landlords.
J. Reed Laughlin: Allstate Insurance offers comprehensive landlord insurance coverage tailored to protect rental property investments in the Washington, DC area. Service plans typically include property damage protection, liability coverage, and loss-of-income safeguards for unforeseen events. Personalized consultations help property owners assess specific risks and select appropriate policy options for their portfolios. The agency serves a diverse range of properties, including single-family homes, multi-unit apartment buildings, retail storefronts, and restaurants operating in the local market.
Property managers, landlords, and real estate investors in Washington, DC turn to Capital Insurance Partners for specialized landlord insurance coverage. The agency helps owners protect rental properties against liability claims, property damage, and income loss from tenant vacancies. Policies are tailored to meet the unique regulatory requirements of the District, ensuring compliance with local housing laws. Beyond the capital, the company also serves clients managing rental properties in the neighboring suburb of Arlington, Virginia, providing consistent coverage across the greater metro area.
Lloyd Chesley Jr - State Farm Insurance Agent serves the Washington, DC area and its surrounding communities, handling landlord insurance policies for property owners who rent residential or commercial units. The agency addresses common exposures such as property damage, liability claims from tenants, and loss of rental income. To manage a typical job, it first reviews the property type and coverage needs before tailoring a policy by selecting appropriate deductibles and policy limits.
David Munson - State Farm Insurance Agent in Washington, DC assists with landlord insurance, distinguishing between one-time policies for short-term property coverage and recurring annual plans for ongoing rental protection. Basic coverage typically includes property damage and liability protection for landlords. Service runs on an as-needed basis, allowing clients to request policy reviews or adjustments when their rental situation changes.
Crystal Insurance Group, Inc. in Washington, DC offers specialty landlord insurance policies that protect rental property investments and income streams. It provides general commercial property coverage and liability protection tailored to local real estate regulations. This agency works with property owners to address the unique risks of leasing residential units in a dense urban market. As winter approaches in the District, it helps secure policies that cover ice dam damage and burst pipe repairs from freezing temperatures.
The onset of winter brings increased risks of frozen pipes and roof damage for rental properties across Washington, DC. CB Chambers Insurance Agency helps local landlords address these vulnerabilities with tailored policies designed to protect their income properties and liability exposures. They work closely with property owners to align coverage limits with the specific needs of each building. The initial step typically begins with a thorough consultation and property risk assessment to identify necessary protections.
All Insured works with property owners in Washington, DC to secure coverage for residential and commercial rental buildings as a landlord insurance agent. Its specialty add-ons typically include protection against loss of rental income and liability coverage for common areas. Policies often address the unique risks of older structures common in the District. This agent can serve commercial sectors such as offices, warehouses, and food service establishments, each requiring tailored property and liability solutions.
Lockhart’s Insurance Services, based in Washington, DC, provides residential landlord insurance to property owners covering single-family rentals and multifamily dwellings. Commercial coverage is also available for larger apartment buildings or mixed-use properties within the District. Policies are tailored to local rental market regulations and typical property risks in the area. Agents work with clients during initial policy setup and remain accessible for mid-term adjustments or claims. The company typically follows up before renewal periods to reassess coverage needs, offering continuity of service between regular visits.
Insuranceisland is a landlord insurance agent serving property owners in Washington, DC, known for providing coverage tailored to rental properties. The company offers policies that protect against common risks such as property damage, liability claims, and loss of rental income. Its services include securing insurance for single-family homes, multi-unit buildings, and condominiums leased to tenants. Insuranceisland can also add on coverage for acts of vandalism or theft committed by tenants.
What Does a a Landlord Insurance Agent in Washington Cost?
Typical landlord insurance in the District of Columbia costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental, annual premiums often range from 800 to 1500 dollars. Costs depend on property location, age, and coverage limits. This is general information, not insurance advice.
About landlord insurance agents in Washington
Landlord insurance agents in Washington District of Columbia help property owners find policies that cover rental dwellings. Local agents understand District of Columbia law, which requires landlords to maintain habitable properties and carry liability coverage. They can guide you on coverage for tenant risks and property damage specific to the capital city.
Frequently Asked Questions
What does a landlord insurance agent in Washington DC do?
A landlord insurance agent in DC helps you find a policy that covers property damage, liability, and loss of rental income. They know local requirements like the DC Housing Code and can advise on coverage for older buildings common in the district.
Is landlord insurance required in the District of Columbia?
District of Columbia law does not require landlord insurance by statute, but most mortgage lenders require it. Liability coverage is strongly recommended because DC tenants can sue for unsafe conditions under the DC Housing Code.
How do I choose a landlord insurance agent in Washington DC?
Look for an agent licensed in DC with experience in rental property insurance. Ask about coverage for short-term rentals and vacant units, as DC has specific regulations for both. Compare quotes from multiple agents to find suitable terms.