The top-rated landlord insurance agent in Brandon, Florida is Runnels Insurance, rated 4.9 stars across 366 reviews. Other highly rated options include Excellence First Insurance, Win Insurance Group, Briggs Family Insurance Services, INC.. This directory lists 17 landlord insurance agents serving Brandon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Runnels Insurance | 3220 Bell Shoals Rd | (813) 653-0681 |
| 2 | Excellence First Insurance | 435 Lithia Pinecrest Rd | (813) 867-2132 |
| 3 | Win Insurance Group | 773 W Brandon Blvd | (813) 988-3148 |
| 4 | Briggs Family Insurance Services, INC. | 611 E Bloomingdale Ave a | (813) 684-0400 |
| 5 | GreatFlorida Insurance: Kevin & Gena Swanson | 232 Oakfield Dr | (813) 982-4077 |
| 6 | Artisan Insurance Group | 601 Lithia Pinecrest Rd | (813) 654-8472 |
| 7 | Odiorne Insurance Agency | 1206 N Parsons Ave | (813) 685-7731 |
| 8 | Brandon Insurance | 158 W Robertson St | (813) 681-1832 |
| 9 | Think Safe Insurance | 116 E Bloomingdale Ave Ste B | (813) 425-1626 |
| 10 | A Kilbride Insurance | 400 N Parsons Ave | (813) 684-7467 |
Runnels Insurance serves landlords and property investors throughout the Brandon, Florida area. As a dedicated landlord insurance agent, it helps property owners secure coverage tailored to rental dwellings and multi-unit housing. This agency specializes in policies that protect structures while addressing liability and loss-of-income exposures common in local markets. It handles standard landlord protection packages and can assist with additional endorsements for flood or windstorm risks specific to central Florida.
Excellence First Insurance in Brandon, FL provides a broad range of coverage options tailored specifically for property owners who rent out their spaces. Its services include customized landlord insurance policies that protect against property damage, liability claims, and loss of rental income. The agency also offers guidance on regular policy reviews and maintenance plan adjustments to ensure ongoing protection as property values and rental markets change. Its services cover single-family homes, apartments, retail, and restaurants, helping various commercial and residential landlords manage their unique risk exposures.
Win Insurance Group serves residential landlords, commercial property owners, and property managers in the Brandon, FL area who need comprehensive property coverage. The agency helps these clients secure tailored landlord insurance policies that protect rental income and assets from common local risks such as weather damage and liability claims. Its services focus on matching coverage options to each landlord’s unique portfolio size and property types. The company also extends its insurance services to neighboring communities within the Tampa Bay metro region, including Riverview and Valrico.
Briggs Family Insurance Services, INC. serves the Brandon, Florida area and its surrounding communities, where it handles landlord insurance policies for property owners. The agency works with landlords to secure coverage that protects rental dwellings from common risks such as fire, weather damage, and liability claims. In managing a typical job, it begins by assessing the specific property type and rental situation. Then it evaluates policy options from available carriers to match the landlord’s needs for adequate financial protection and compliance.
Specializing in rental property protection, GreatFlorida Insurance: Kevin & Gena Swanson in Brandon, FL provides tailored landlord insurance coverage. The agency assists local property owners with policies designed to cover dwelling damage, liability claims, and potential loss of rental income. It helps landlords navigate the specific exposures unique to managing residential tenants. With hurricane season approaching, the agency advises property owners on reviewing deductibles and flood coverage options to secure their investments against Florida’s seasonal storm threats.
As hurricane season in Brandon brings high winds and storm rains, local rental property owners often face sudden roof or exterior damage that threatens their income stream. Artisan Insurance Group helps Brandon landlords secure coverage that addresses these specific property risks and liability protections common to multi-unit and single-family rentals. The agents assess each building’s age and condition to match the appropriate policy. Closing is initiated with an on-site inspection of the rental property followed by a detailed risk assessment report.
Odiorne Insurance Agency in Brandon, FL provides landlord insurance, which can be arranged as either a single-policy purchase for one property or as a recurring program covering multiple rentals across a portfolio. The coverage options address property damage, liability protection for premises, and lost rental income during repairs. Service visits and claim coordination typically operate on an as-needed basis, responding to specific tenant incidents or policy renewal requests.
Brandon Insurance offers landlord insurance policies for property owners in the Brandon, FL area. Their core work involves structuring coverage for residential rental dwellings, and they also assist with specialty add-ons like protection against tenant damage and liability exposures. By tailoring policies to individual rental properties, they help mitigate financial risks for landlords. Their services extend to commercial sectors such as offices, warehouses, and food service establishments.
A Kilbride Insurance in Brandon, FL is known for providing landlord insurance agent services to property owners who rent residential or commercial units. The company helps landlords secure coverage that protects against liability, property damage, and rental income loss. It works with clients to assess risks specific to local rental properties. As a specialty service, A Kilbride Insurance also assists landlords in adding coverage for vacant property periods to guard against potential hazards during tenant transition.
What Does a a Landlord Insurance Agent in Brandon Cost?
The cost of landlord insurance in Florida typically ranges from 25 to 50 percent more than standard homeowners insurance due to hurricane and sinkhole risks. For a single family rental in Brandon, annual premiums often fall between 1,200 and 3,000 dollars depending on property value, location, and coverage limits. Deductibles for wind damage are usually a separate percentage of the dwelling value. This is general information and not insurance advice.
About landlord insurance agents in Brandon
A landlord insurance agent in Brandon Florida helps rental property owners secure coverage that meets state requirements. Florida law does not require landlord insurance but mortgage lenders often do. Local agents understand risks like hurricane damage and tenant liability common in the Tampa Bay area.
Frequently Asked Questions
What does landlord insurance cover in Florida?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Florida, policies often include windstorm and hurricane coverage as separate deductibles. Flood insurance is usually a separate policy required for properties in flood zones.
Is landlord insurance required by Florida law?
Florida law does not mandate landlord insurance for rental properties. However, most mortgage lenders require a landlord policy as a condition of the loan. Without it, you risk financial loss from property damage or liability claims.
How do I choose a landlord insurance agent in Brandon?
Look for an agent licensed in Florida who specializes in rental property coverage. Ask about their experience with Brandon area properties and knowledge of local building codes. Verify they offer policies that include wind and flood options.
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