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Browse landlord insurance agents serving Lutz, Florida. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Lutz, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 6 landlord insurance agents in Lutz, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
ABC Dennis Insurance
1022 Land O' Lakes Blvd STE 103, Lutz, FL 33549
(813) 949-7765
abcdennisinsurance.com
Forrest Minx - State Farm Insurance Agent
1531 Dale Mabry Hwy STE 101, Lutz, FL 33548
(813) 527-2181
minxsfinsurance.com
Florida Insurance Team
1843 Collier Pkwy, Lutz, FL 33549
(888) 249-8396
flinsuranceteam.com
We Insure Premier Group
2915 Allegra Wy, Lutz, FL 33559
(813) 713-7194
weinsurepremiergroup.com
Insurance Finders of Florida
25200 Sawyer Francis Ln Suite 106, Lutz, FL 33559
(813) 807-7020
insurancefindersofflorida.com
GreatFlorida Insurance - Lutz Insurance Agency
24756 FL-54, Lutz, FL 33559
(813) 949-2010
Landlord insurance agents in Lutz Florida help rental property owners protect their investments. Florida law requires landlords to disclose specific insurance details to tenants, and an agent can guide you on liability coverage and dwelling protection. Local agents understand risks like hurricane damage and sinkhole exposure common to the Tampa Bay area.
What Does a Landlord Insurance Agent in Lutz Cost?
Landlord insurance in Florida typically costs between 15 and 25 percent more than standard homeowners insurance due to hurricane and sinkhole risks. For a single-family rental in Lutz, annual premiums often range from 1,200 to 3,000 dollars depending on property value, coverage limits, and deductible choices. Costs vary by situation, so an agent can provide a personalized quote. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Florida?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Florida, policies often include windstorm and hail coverage due to hurricane risks. Flood damage is usually not included and requires a separate policy.
Do I need landlord insurance for a single rental property in Lutz?
Yes, if you rent out a property in Lutz, standard homeowners insurance does not cover rental activities. Florida law does not mandate landlord insurance, but most mortgage lenders require it for rental properties. An agent can help you meet lender requirements and protect against liability claims.
How does Florida law affect landlord insurance requirements?
Florida Statute 83.51 requires landlords to maintain the property in a habitable condition, but insurance is not legally required by the state. However, if you have a mortgage, the lender will likely demand dwelling coverage. An agent can explain how Florida's building codes and wind mitigation rules affect your premium.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.