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Landlord Insurance Agents in Temple Terrace, FL

Looking for a landlord insurance agent in Temple Terrace? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Temple Terrace, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 landlord insurance agents in Temple Terrace, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
8912 N 56th St, Temple Terrace, FL 33617
(813) 321-5653 locations.acceptance.com
Beau Blessing - State Farm Insurance Agent
5691 E Fowler Ave, Temple Terrace, FL 33617
(813) 825-2328 beaublessing.com
Mark Wilson - State Farm Insurance Agent
9810 N 56th St, Temple Terrace, FL 33617
(813) 980-6228 markwilsonagency.com
Mark Wilson Insurance Inc
9810 N 56th St, Temple Terrace, FL 33617
(813) 980-6228 markwilsonagency.com

Landlord insurance agents in Temple Terrace, Florida help property owners protect their rental investments with specialized policies. Florida law does not require landlord insurance, but mortgage lenders often mandate it for rental properties. Local agents understand the unique risks of the Tampa Bay area, including hurricane exposure and flood zones.

What Does a Landlord Insurance Agent in Temple Terrace Cost?

The cost of landlord insurance in Florida typically ranges from 25 to 50 percent more than standard homeowners insurance due to hurricane and flood risks. For a single-family rental in Temple Terrace, annual premiums often fall between 1,200 and 3,000 dollars, depending on the property value, location, and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Temple Terrace Florida?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Florida, policies often exclude flood damage, which requires a separate flood insurance policy through the National Flood Insurance Program or a private carrier.
Is landlord insurance required by Florida law?
Florida law does not legally require landlord insurance. However, most mortgage lenders for rental properties will require a landlord policy as a condition of the loan. It is also strongly recommended to protect against liability and property damage claims.
How do I choose a landlord insurance agent in Temple Terrace?
Look for an agent who is licensed in Florida and experienced with rental property coverage. Ask about their knowledge of local risks such as sinkholes, hurricanes, and flood zones. Compare quotes from multiple agents to find a policy that fits your property and budget.