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Find Landlord Insurance Agents in Valrico, FL

Browse landlord insurance agents serving Valrico, Florida. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Valrico, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 6 landlord insurance agents in Valrico, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Veneville Insurance
106 Pierce Christie Dr, Valrico, FL 33594
(813) 445-7066 venevilleinsurance.com
Chris Darley - State Farm Insurance Agent
2549 FL-60, Valrico, FL 33594
(813) 261-0846 darleyinsurance.com
Jake Gray - State Farm Insurance Agent
3650 Erindale Dr, Valrico, FL 33596
(813) 662-5813 jakegrayinsurance.com
Bloomingdale Insurance Services
2230 Lithia Center Ln, Valrico, FL 33596
(813) 324-9649 bloomingdaleinsuranceservices.com
Florida Risk Partners, LLC
1434 E Bloomingdale Ave, Valrico, FL 33596
(888) 601-6660 floridariskpartners.com
Watts, Dawson & Associates, Inc.
1546 E Bloomingdale Ave, Valrico, FL 33596
(813) 651-9660 wattsdawsoninsurance.com

Landlord insurance agents in Valrico Florida help property owners protect their rental investments. Florida law requires specific coverages for rental properties such as windstorm and flood protection. A local agent can explain how state regulations affect your policy needs.

What Does a Landlord Insurance Agent in Valrico Cost?

Typical landlord insurance in Florida costs between 25 and 50 percent more than standard homeowners insurance. For a single-family rental in Valrico, annual premiums often range from 1500 to 3500 dollars depending on property value, location, and coverage limits. Costs vary by situation based on the property age, construction type, and claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Florida?
Landlord insurance typically covers property damage, liability, and loss of rental income. In Florida, policies often include separate deductibles for wind and hurricane damage as required by state law.
Do I need flood insurance for my rental property in Valrico?
Flood insurance is not required by Florida law for most rentals, but mortgage lenders may demand it. Valrico is in a flood-prone area, so an agent can help you evaluate your risk and coverage options.
How does Florida law affect landlord insurance costs?
Florida has a high risk of hurricanes and sinkholes, which can increase premiums. The state also allows insurers to use separate deductibles for named storms, which can lower base costs but raise out-of-pocket expenses after a storm.