The top-rated landlord insurance agent in St Simons Island, Georgia is Maggie Dutton - State Farm Insurance Agent, rated 5.0 stars across 316 reviews. Other highly rated options include The Live Oak Insurance Agency, Seban's Insurance Solutions, Norris Financial & Insurance Group, LLC. This directory lists 16 landlord insurance agents serving St Simons Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maggie Dutton - State Farm Insurance Agent | 400 Main St STE 7 | (912) 638-1881 |
| 2 | The Live Oak Insurance Agency | 1700 Frederica Road Suite 305 St. Simon's Island | (912) 434-4220 |
| 3 | Seban's Insurance Solutions | 312 Plantation Chase | (912) 638-0552 |
| 4 | Norris Financial & Insurance Group, LLC | 2483 Demere Rd #204 | (912) 771-8212 |
| 5 | Fleet Risk Management Inc | 2485 Demere Rd #100 | (912) 638-8277 |
| 6 | Robinson & Associates Insurance, Inc | 4 Retreat Pl | (912) 638-9717 |
| 7 | Turner & Associates Insurance | 125 Longview Plaza Driveway | (912) 265-2840 |
| 8 | McGinty-Gordon & Associates | 225 Marina Dr | (912) 638-8600 |
| 9 | Oakbridge Insurance | 225 Marina Dr | (912) 638-8600 |
| 10 | The Hawthorne Agency Inc | 2483 Demere Rd Ste 202 | (912) 222-6465 |
Maggie Dutton - State Farm Insurance Agent serves St Simons Island, Georgia, and the surrounding Glynn County area, specializing in landlord insurance coverage for residential and commercial rental properties. This agency helps property owners protect their investments against risks such as property damage, liability claims, and loss of rental income. Policies can be tailored to cover specific needs like dwelling protection, landlord liability coverage, and coverage for rental income loss.
Seban's Insurance Solutions serves property managers, homeowners, and small business owners throughout the St Simons Island area. The agency specializes in landlord insurance policies designed to protect rental properties against liability claims and property damage. It also offers coverage for vacation rentals and long-term leases. Its professionals help clients assess risk, compare policy options, and secure appropriate coverage for their investment properties. The firm additionally serves clients in the neighboring community of Brunswick and the surrounding Glynn County metro.
Serving St Simons Island, Georgia, and the surrounding coastal communities, Norris Financial & Insurance Group, LLC handles landlord insurance for property owners. This agency addresses the specific coverage needs for residential rental properties, including dwelling protection and liability safeguards. Its general approach to a typical job is to first assess a client’s portfolio of rental units, then match those holdings to suitable policy layers that shield against tenant-caused damages or income interruptions.
Fleet Risk Management Inc in St Simons Island, GA distinguishes between one-time policy evaluations and recurring coverage adjustments for local landlords. Their service protects rental properties from common perils such as fire, theft, and liability claims arising from tenant injuries or property damage. Typical policies also account for loss of rental income during repairs. For scheduling, the company provides services strictly on an as-needed basis, allowing property owners to request consultations or file claims only when a specific issue or lease change arises.
Robinson & Associates Insurance, Inc in St Simons Island, GA specializes in insurance policies tailored for residential rental properties. The agency assists local landlords in structuring coverage that responds to property damage, liability claims, and potential loss of rental income. They work with clients to review the specific requirements of owning and renting homes in the coastal Georgia region. Their guidance is particularly valuable during hurricane season, when windstorm and flood exposure becomes a critical concern for area property owners.
As autumn storms and hurricane season approach the Georgia coast, property owners on St Simons Island seek reliable protection for their rental investments. Turner & Associates Insurance provides landlord insurance agent services tailored to the specific challenges of local coastal property management. This agency helps landlords secure appropriate coverage against wind damage, flooding, and liability risks common to the area. Before offering a policy, the firm schedules a thorough walk-through of each property to assess its current condition and identify any immediate maintenance needs.
Operating across the Georgia coast, McGinty-Gordon & Associates provides core landlord insurance protection for rental property owners. Their coverage typically shields against property damage, liability claims, and lost rental income from covered events. Beyond these fundamental policies, the firm offers specialized add-ons such as flood and sewer backup endorsements, which address common coastal risks in St Simons Island. Their commercial services support a variety of sectors, including office complexes, storage warehouses, and full-service food establishments.
Oakbridge Insurance serves property owners on St Simons Island, Georgia, with residential landlord insurance policies that protect single-family rentals and multi-unit dwellings. Commercial coverage options are also available for larger income-producing properties across the local area. Policies address common risks associated with tenant-occupied real estate, including property damage and liability exposures. Clients often return for periodic policy reviews or to add coverage when leasing to new tenants, facilitating seamless follow-up service between regular inspections and renewal cycles.
The Hawthorne Agency Inc provides residential landlord insurance services alongside commercial rental coverage for property owners throughout St Simons Island, GA. Policies can address single-family rental homes or multi-unit apartment buildings in this coastal market. Their office work typically connects local real estate investors with tailored protection plans suited to specific property types. Agents remain available to discuss policy adjustments or new acquisitions as portfolios change. Clients often return for annual policy reviews or when adding another rental unit between regular visits.
What Does a a Landlord Insurance Agent in St Simons Island Cost?
The cost of landlord insurance in Georgia typically ranges from 15 to 30 percent more than standard homeowners insurance. For a rental property in St Simons Island annual premiums often fall between 1,200 and 3,000 dollars depending on property value, location, and coverage limits. Flood insurance adds an additional 500 to 1,500 dollars per year. This is general information and not insurance advice.
About landlord insurance agents in St Simons Island
A landlord insurance agent in St Simons Island Georgia helps rental property owners protect their investments. Georgia law does not require landlord insurance but mortgage lenders often mandate it for financed properties. Local agents understand coastal risks like wind and flood damage that are common in Glynn County.
Frequently Asked Questions
What does landlord insurance cover in St Simons Island Georgia?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Georgia policies may exclude flood damage which requires a separate flood insurance policy for coastal properties.
Is landlord insurance required by law in Georgia?
Georgia state law does not require landlord insurance. However most mortgage lenders in St Simons Island require a landlord policy to protect their financial interest in the property.
How can a landlord insurance agent help with Georgia specific risks?
An agent can advise on coverage for hurricane damage, windstorms, and flooding which are common in St Simons Island. They also help ensure compliance with Georgia landlord tenant laws regarding liability and property maintenance.
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