The top-rated landlord insurance agent in Franklin, Indiana is Matt Kwiatkowski - State Farm Insurance Agent, rated 4.9 stars across 682 reviews. Other highly rated options include Cheryl Halik - State Farm Insurance Agent, Leugers Insurance Group, Campbell Shuck Insurance. This directory lists 11 landlord insurance agents serving Franklin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Kwiatkowski - State Farm Insurance Agent | 3059 N Morton St Suite A | (317) 736-6666 |
| 2 | Cheryl Halik - State Farm Insurance Agent | 948 N Main St | (317) 738-2722 |
| 3 | Leugers Insurance Group | 42 E Jefferson St Suite B | (317) 739-0399 |
| 4 | Campbell Shuck Insurance | 2050 Graham Rd | (317) 736-8764 |
| 5 | Franklin Insurance | 359 N Morton St | (317) 736-8277 |
| 6 | Shuck's Financial Services | 2050 Graham Rd | (317) 736-8764 |
| 7 | Paul Humbles Agency Inc American Family Insurance | 242 E Jefferson St | (317) 738-4446 |
| 8 | Indiana Farm Bureau Insurance | 99 N Morton St | (317) 736-6128 |
| 9 | J & S Farmers Agency | 1924 Longest Dr | (317) 736-6744 |
| 10 | Mutual Insurance | 711 Commerce Dr # B | (463) 218-6653 |
Matt Kwiatkowski - State Farm Insurance Agent serves the Franklin, Indiana area, offering landlord insurance policies for residential rental properties. The agency helps property owners manage risk associated with tenants, property damage, and liability claims common in Johnson County. Policies typically cover dwelling protection, loss of rental income, and medical payments for others injured on the premises. The agent handles personal liability coverage for landlords and can assist with securing landlord-specific property insurance for single-family rentals and duplexes.
Cheryl Halik - State Farm Insurance Agent in Franklin, IN, provides landlord insurance policies covering property damage, liability protection, and loss of rental income for residential and commercial real estate investors. The agency assists clients in structuring risk management solutions suited to their rental portfolios, addressing both routine maintenance and emergency claims support. The office coordinates policy reviews and ensures coverage reflects changing property needs. It services single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, property managers, and small businesses in Franklin, Leugers Insurance Group offers landlord insurance policies designed to protect residential and commercial rental properties. Their agents help clients select coverage for property damage, liability, and potential loss of rental income. As a local agency, they understand the specific risks faced by landlords in central Indiana. They also provide services for clients in nearby Greenwood and the surrounding Johnson County communities.
Campbell Shuck Insurance serves Franklin, Indiana, and the surrounding communities, specializing in coverage for rental property owners. The agency handles policies for single-family homes, multi-unit dwellings, and small apartment buildings. Its work involves protecting landlords against property damage, liability claims, and loss of rental income. To manage each client’s unique risk, it assesses the property’s condition and the owner’s specific exposure before recommending a tailored insurance package that matches the investment’s size and location.
Franklin Insurance serves landlords in Franklin, IN, by distinguishing between one-time policy placements for single properties and recurring service options for portfolio landlords. Their coverage addresses common rental property risks such as property damage, liability claims, and loss of rental income. This specialization helps local property owners protect both residential and commercial rental investments. Service is available on an as-needed basis, allowing clients to request policy reviews, updates, or new quotes whenever their holdings or requirements change.
Shuck’s Financial Services in Franklin, IN, specializes in landlord insurance policies, covering residential rental properties from single-family homes to small multi-unit buildings. It also works with local property owners on general risk management and policy adjustments. Throughout the central Indiana area, the agency typically structures coverage to include liability protection and property damage. Tenants’ vacating an apartment in late summer or early fall often necessitates updating vacancy clauses and verifying continued protection against vandalism or weather-related losses common to that seasonal turnover period.
With unpredictable Indiana weather shifting from winter freeze to spring rain, Franklin property owners often seek dependable protection for their rental investments. Paul Humbles Agency Inc American Family Insurance provides landlord coverage tailored to local needs, helping property managers address risks like fire damage or tenant liability. The agency structures policies to suit individual rental situations, ensuring appropriate liability limits and dwelling coverage. An initial assessment of the rental property’s condition and local zoning requirements begins the process of securing customized insurance protection.
Franklin property owners, landlords, and small business managers work with Indiana Farm Bureau Insurance to obtain tailored protection for their rental properties and investment units. The agency covers a range of landlord insurance needs, including policies for single-family homes, duplexes, and multi-unit dwellings. Its services include guidance on dwelling coverage and liability options specific to rental real estate. Coverage options also extend to clients in nearby communities such as Greenwood or the broader Indianapolis metro area.
J & S Farmers Agency provides residential landlord insurance solutions in Franklin, IN, addressing property and liability needs for rental homes. Commercial coverage is also available for multi-unit buildings or small apartment complexes, with policies tailored to local risk factors. Service extends throughout the Franklin area, ensuring property owners secure appropriate protection for their investments. The agency regularly connects with clients to review changing policy requirements, scheduling follow-up discussions after each renewal or between routine property inspections.
Mutual Insurance in Franklin, IN, assists property owners with standard landlord insurance policies, including dwelling coverage and liability protection. Its agency can also help secure additional endorsements for loss of rental income or vandalism damage. Landlords working with these agents may find guidance on policy limits suited to varied rental operations. The company serves commercial sectors such as offices, warehouses, and food service establishments requiring specific property coverage.
What Does a a Landlord Insurance Agent in Franklin Cost?
The cost of landlord insurance in Indiana typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Franklin, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, coverage limits, and claims history affect the price. This is general information, not insurance advice.
About landlord insurance agents in Franklin
Landlord insurance agents in Franklin, Indiana help property owners protect their rental investments. Indiana law does not require landlord insurance, but most mortgage lenders do. A local agent can explain coverage for property damage, liability, and loss of rental income specific to Johnson County.
Frequently Asked Questions
What does landlord insurance cover in Indiana?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. It does not cover tenant personal property, which tenants need renters insurance for.
Is landlord insurance required by Indiana law?
Indiana does not have a state law requiring landlord insurance. However, mortgage lenders and some homeowners associations may require it. An agent can help you meet those requirements.
How do I choose a landlord insurance agent in Franklin?
Look for an agent who specializes in rental property coverage and understands Indiana insurance regulations. Ask about policy exclusions, deductible options, and whether they offer replacement cost coverage.
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