The top-rated landlord insurance agent in Derby, Kansas is Rael Hodgson - State Farm Insurance Agent, rated 4.8 stars across 40 reviews. Other highly rated options include Farmers Insurance - Julie Olmsted, Wheat State Insurance Group Wichita area, Shelter Insurance - Lindsay Dearduff. This directory lists 10 landlord insurance agents serving Derby.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rael Hodgson - State Farm Insurance Agent | 1710 E Madison Ave Ste 100 | (316) 788-7788 |
| 2 | Farmers Insurance - Julie Olmsted | 1121 N College Pk St Ste 300 | (316) 788-7707 |
| 3 | Wheat State Insurance Group Wichita area | 228 N Baltimore Ave | (316) 776-0777 |
| 4 | Shelter Insurance - Lindsay Dearduff | 613 N Rock Rd | (316) 788-9191 |
| 5 | Spachek Agency LLC American Family Insurance | 622 N Mulberry Rd | (316) 788-1526 |
| 6 | Shelter Insurance - Tim Hicks | 124 S Baltimore Ave #B | (316) 788-4271 |
| 7 | Farmers Insurance - Ronald Wells. | 220 N Baltimore Ave | (316) 788-9229 |
| 8 | Todd Benway - State Farm Insurance Agent | 958 N Buckner St | (316) 788-1964 |
| 9 | Asmann Insurance Agency Inc. - Cory Asmann | 200 N Baltimore Ave Suite 200 | (316) 239-1620 |
| 10 | American Family Insurance | 227 S Baltimore Ave | (316) 788-6777 |
Rael Hodgson - State Farm Insurance Agent serves the Derby, Kansas metro area and surrounding Sedgwick County communities. This agency specializes in landlord insurance policies designed to protect rental property owners from financial losses. Policies typically cover dwelling damage, liability protection, and loss of rental income. The agency also assists with reviewing property coverage limits to ensure they reflect current replacement costs. Additional services include guidance on deductible selection and business interruption coverage for rented homes.
Serving Derby, Kansas, and the surrounding communities, Farmers Insurance - Julie Olmsted assists property owners with landlord insurance needs. The agency handles policies designed to protect rental properties, from single-family homes to multi-unit dwellings, covering structures and liability risks. Its general approach involves reviewing specific property exposures and tailoring coverage options to match each client's investment goals with adequate protection.
Wheat State Insurance Group provides landlord insurance services for property owners in the Derby, Kansas area. The agency offers coverage options to protect rental investments from common risks like property damage and liability claims. Clients can access services including policy consultation and claims support to maintain proper protection. The company services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Shelter Insurance - Lindsay Dearduff in Derby, Kansas, serves local homeowners, rental property owners, and property managers seeking landlord insurance. The agency provides coverage for residential rental dwellings and the liability risks associated with being a landlord. By tailoring policies to protect rental investments, it helps property owners manage their exposure to common losses. Alongside its Derby clients, the agent also extends its landlord insurance services to property owners in the surrounding Wichita metropolitan area.
Spachek Agency LLC American Family Insurance in Derby, KS offers both one-time landlord insurance policies and recurring service options for continuous portfolio management. Their coverage typically protects rental properties against property damage, liability claims, and potential loss of rental income. The agency provides professional guidance to local landlords, helping to tailor policies that address individual investment properties and risk exposures. Service arrangements are flexible and operate strictly on an as-needed basis, allowing landlords to request assistance when their specific needs arise without a fixed schedule.
After a harsh Kansas winter or a sudden spring hailstorm, vacant rental properties in the Derby area often need immediate roof and siding assessments. Shelter Insurance - Tim Hicks helps landlords protect their income stream by tailoring policies that address weather-related damage and tenant liability concerns. Their support includes coordinating claims for both occupied and unoccupied units, ensuring coverage gaps are minimized before a new lease begins. Every new policy evaluation begins with a detailed property walkthrough to document current condition and identify potential risks.
Farmers Insurance - Ronald Wells serves property owners in Derby, Kansas, by offering general landlord insurance coverage for residential rental properties. Specially, it can add protection for loss of rental income and liability related to tenant injuries. Policies assist in safeguarding against property damage from fire, weather, or vandalism. This agency supports landlords with commercial rental sectors, including offices, warehouses, and food service operations.
Todd Benway - State Farm Insurance Agent in Derby, KS specializes in crafting landlord insurance policies designed to protect rental property investments. The agency guides property owners through the process of securing coverage for dwellings, liability protection, and loss of rental income. It works with local landlords to tailor policies that address the specific needs of residential rental properties in the area. As seasons change, the agency helps clients review their coverage to prepare for potential weather-related damage events common to Kansas properties.
Asmann Insurance Agency Inc. - Cory Asmann offers residential landlord insurance services for property owners in Derby, Kansas, along with commercial coverage options tailored to rental properties in the surrounding area. Policies help protect income properties from common risks, addressing liability, dwelling damage, and loss of rent. The agency provides ongoing support for policy adjustments and claims guidance, encouraging clients to maintain regular contact between standard visits for updated coverage needs.
American Family Insurance in Derby, KS, is recognized for providing personalized landlord insurance agent services to property owners in the region. Its coverage options protect rental dwellings from common liabilities, property damage, and income loss due to unit vacancy. Local landlords benefit from policies that address the unique risks of leasing residential houses or apartments in the greater Wichita area. A specialty service this agency can add on is a scheduled appraisal clause, ensuring replacement cost limits keep pace with rising material and labor expenses.
What Does a a Landlord Insurance Agent in Derby Cost?
The cost of landlord insurance in Kansas typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Derby you might pay between 800 and 1500 dollars per year. Factors like property age, location, and coverage limits affect the premium. This is general information and not insurance advice.
About landlord insurance agents in Derby
Landlord insurance agents in Derby Kansas help rental property owners protect their investments. Kansas law does not require landlords to carry insurance but most mortgage lenders do. A local agent can explain coverage options like property damage and liability protection for your Derby rental home.
Frequently Asked Questions
What does landlord insurance cover in Kansas?
Landlord insurance typically covers the building structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. It does not cover tenant personal belongings.
Is landlord insurance required by law in Kansas?
Kansas state law does not require landlords to carry insurance. However your mortgage lender will likely require a policy. Many landlords also choose coverage to protect against lawsuits and property damage.
How do I choose a landlord insurance agent in Derby Kansas?
Look for an agent who specializes in rental property coverage and understands local risks like tornado and hail damage. Ask about policy limits, deductibles, and whether the policy covers fair rental value loss.
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